The Martin Lewis Podcast

Dive into the world of student finance and the recent rise in tuition fees. Explore the implications of the interest rate cut on mortgages and savings. Listen to entertaining anecdotes about impulsive purchases and the regrets that follow. Discover the intricacies of student loan repayments and how earnings influence financial burdens. Plus, enjoy a light-hearted quiz segment that mixes trivia with fun banter. This entertaining mix of finance tips and personal stories shines a light on important financial decisions.

Dive into the recent budget changes as experts break down the implications of shifts in national insurance, inheritance tax, and the new minimum wage. Discover how these updates impact businesses and low-income families alike. The discussion also touches on the complexities of child benefits and the unintended challenges brought on by stagnant tax thresholds. With a focus on pension reforms and the financial responsibilities of taxpayers, this analysis reveals critical insights into the evolving landscape of personal finance.

Matthew Taylor, a divorce lawyer, Tamsin Cain, a financial advisor, Rachel Kelsey, a family law expert, and Ciarán Quinn, a Northern Ireland solicitor, dive deep into marriage and divorce. They unpack the real benefits of marriage beyond love, discuss the necessity of prenups, and explore how to navigate divorce affordably. The conversation reveals tips on splitting assets, handling pensions, and emphasizes mediation's role in resolving conflicts. This lively discussion offers invaluable insights for anyone facing the marriage or divorce journey.

Discover how you can buy voluntary National Insurance years to significantly boost your state pension. Unused household items? Join a quirky discussion about cashing in on your clutter. Learn the latest money-saving tips and strategies for maximizing your pension benefits, especially for those nearing retirement. Plus, explore the sneaky world of interest taxation and plan ahead for the festive season by securing those Christmas grocery delivery slots before they fill up!

Martin Lewis on why it’s financially crucial to prepare for death, divorce and dementia. Advice for those aged under 22, explaining their Child Trust Funds and how some may be able to access cash saved in them. A Tell Us about the most joy you’ve ever got from spending under £5. And a Mastermind looking at car insurance.

The podcast delves into the recent 10% surge in the energy price cap and offers tips to combat rising costs. Listeners learn about fixed-rate versus variable tariffs and why switching is essential for savings. It critiques current government strategies that hinder competition while spotlighting vulnerabilities faced by many consumers. There are discussions on the challenges of energy pricing and practical winter energy-saving tips, making it a vital resource for anyone aiming to manage their energy expenses effectively.

Dive into the world of mortgages as experts discuss whether it's time to fix rates and predict future trends. Discover a legal battle over winter fuel payment cuts for pensioners. Listeners share nostalgic tales of their first paychecks, blending humor with financial lessons. There’s also practical advice for first-time buyers navigating mortgage options and savings strategies. Plus, a fun quiz highlights the importance of financial protections in today’s volatile market.

Martin Lewis, a renowned financial expert, shares invaluable insights for first-time home buyers, highlighting the potential benefits and pitfalls of Lifetime ISAs. He discusses why almost everyone should contribute a little right at 18. The conversation also tackles the frustrating realities of smart meters, especially for older users. Additionally, Martin provides practical advice for travelers dealing with canceled flights, shedding light on how to successfully claim refunds. Tune in for these money-saving gems and festive budgeting tips!

On this week’s podcast Martin gives his energy tips ahead of the energy price cap on 1 October.Listeners TELL US about their stock of old stamps that they’re still using ahead of the 22% increase in the cost of standard first-class stamps on 7 October. And Adrian Chiles attempts his first ever Mastermind – will he have beginners luck?

Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. Martin explains all you need to know about student finance, what you could be entitled to, and how much you will pay back.We also hear our listeners’ best budget wedding stories.