The Martin Lewis Podcast

Explore how to reclaim your energy credit and whether switching suppliers is worth it. Martin dives into the ins and outs of student loans, addressing the 2023 reforms and interest changes. He also shares insights on investing in gold and when it's smart to overpay your mortgage. Plus, enjoy a light-hearted listener question about ducks and tips on locating a Child Trust Fund. If you've got burning financial queries, Martin's here to help!

Join Melinda Giles, a wills and probate expert, and Austin Lafferty, a Scottish law specialist, as they dive into the essentials of wills and lasting powers of attorney. They discuss why having a will is vital and how LPAs can be even more critical. Learn about the risks of DIY wills, the importance of updating your documents, and practical tips for choosing attorneys. The duo also tackles common conflicts with LPAs and offers insights into managing medical decisions. Wrap up with key takeaways that emphasize the need to protect your future.

Dive into a financial whirlwind as listener questions tackle credit scores and the mysteries of lending criteria. Discover the implications of possibly scrapping the state pension and strategies for managing credit card debt effectively. Learn about the importance of having a power of attorney in relationships, and get the lowdown on ISA rules, including how to transfer funds smoothly. Plus, enjoy a light-hearted debate on the merits of pineapple on pizza!

Discover the ins and outs of children's savings with Junior ISAs, Child Trust Funds, and the power of premium bonds. Get the latest scoop on car finance mis-selling and find out how millions might qualify for compensation. Explore smart investment strategies for kids, including index trackers and robo-investing. Delve into how emotional perspectives shape our views on wealth and the importance of financial literacy for the younger generation. Plus, learn how early pension contributions can set children on a path to financial success!

Discover essential tips to beat the upcoming energy price hike and learn how to secure lower bills by locking into fixed rates. Find out how to claim compensation for past flight delays and hear success stories from listeners. Dive into the complexities of capital gains tax and the quirky 'Bed & Breakfast' rule. Plus, enjoy a playful touch with a discussion on Scrabble and a guide on redeeming damaged currency. This mix of practical advice and engaging anecdotes will keep you informed and entertained!

Louise Claro, the Managing Director of Circle Financial Services and an independent financial advisor, joins the discussion on money management. They dive into the importance of defining personal financial goals and maximizing savings. Clara shares insights on the difference between accessible and fixed savings options. She also explains cash ISAs and the Help to Save scheme using a cake analogy. The conversation rounds off with smart investment strategies, emphasizing diversification and the advantages of index funds over managed funds.

Dive into practical tips for slashing your mobile phone bills and staying updated on council tax changes! Learn how to challenge your council tax banding with essential evidence and find out about vital reforms improving debt collection for vulnerable individuals. Discover the significance of accessing discounts and benefits for those facing mental health issues. Plus, explore recent shifts in mobile contract rules that could lead to significant savings!

In this Energy Special, Martin asks the boss of Ofgem why we pay more in the UK. Plus, he questions the boss of Octopus Energy about prices, smart meters and more.

In this Holiday Special, Martin goes through his top holiday hacks, including his car hire and insurance tips, and the cheapest ways to spend abroad. Plus, how to make sure your passport and GHIC is ready for your travels!

The discussion kicks off with a deep dive into the Supreme Court's recent ruling on car finance agreements and its implications for compensation claims. Listeners learn about the reduced scope for compensation and who may still qualify. There's also a cautionary note to avoid immediate claims, as a redress scheme is on the horizon. The podcast further tackles car dealers' responsibilities and sheds light on the struggle of vulnerable consumers navigating complex financial transactions.