The Martin Lewis Podcast Beat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing
Mar 20, 2025
In this engaging discussion, Ed Marshall, a Chartered Financial Planner at Dean Wealth Management, shares his insights on stocks and shares ISAs. He and Martin dive into the critical deadline for ISAs, explaining the tax benefits and strategies for maximizing savings. They also discuss the complexities of backbilling in energy bills and consumer rights. From lightbulb moments in personal finance to tips on transitioning from child trust funds to junior ISAs, this conversation is packed with valuable advice for both savers and investors.
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ISA Deadline
- Use your ISA allowance before the April 5th deadline, or you lose it.
- This tax wrapper protects savings and investments from tax.
ISA Explained
- An ISA is a tax wrapper, not a product itself.
- It protects your savings and investments from income and capital gains tax.
Use Your Allowance
- Use this year's ISA allowance even if you don't have much to save.
- You never know your future needs, and the allowance renews annually.