The Martin Lewis Podcast

With £31 billion in lost or unclaimed pensions in the UK, Martin tells you how to find your old pensions - which could be worth £10,000s! Plus, Martin’s top holiday money need-to-knows to help you stop paying when you spend abroad and get the most bang for your (Vietnamese) dong. And you tell us the worst financial advice you were given by your parents and grandparents.

***This episode was first published on 5th June. It was updated on 20th June to reflect the launch of a government consultation on the administration of Council Tax.***Martin goes through step by step everything you need to know about Council Tax. He explains:- How to check you are in the right band. - How to challenge your Council Tax band. - The Council Tax deductions you may be entitled to. - How to collect and claim if you are owed Council Tax creditMartin also gives his response to this week’s Winter Fuel Payment news from the Chancellor Rachel Reeves

Martin goes through his four easy steps to help you reduce your mobile bill. Plus, with energy bills likely to rise due to conflict in the Middle East, should you fix now? What do the Warm Home discount changes mean? And you tell us your children’s financial tips.

The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house.Martin also answers questions on saving for a pension, who should opt out of receiving winter fuel payment and how to avoid being scammed.Pint rights: we also look at how to make sure you get the pint you paid for.

Martin reacts to the latest Energy Price Cap announcement from the regulator Ofgem. The new cap coms into force from July, and applies to households in England, Scotland and Wales on variable tariffs. But what should you do now? With fixes on the market well below the cap rate, Martin explains how to get the best deals on your energy.

Martin Lewis looks at the Energy Price Cap and what your best options are for your bills.He gives his view on the recent announcement that the Winter Fuel Payment will be expanded. A guide on how to get paid to switch bank accounts.Tell Us this week is all about when have you saved a fortune by pure accident?Mastermind explains the difference between annual and compound interest.

Education Secretary Bridget Phillipson joins Martin Lewis to answers your questions about the cost of childcare. They cover topics such as are there enough funds for 30hrs funded childcare? Why 800,000 miss out on Tax Free Childcare? Child Benefit cliff-edge problems & more.

Jane King, an independent mortgage advisor from Ashridge Private Finance, joins the conversation to explore the recent UK interest rate cut. She shares critical insights on whether to fix your mortgage now or wait, emphasizing the importance of swift action for savers wanting to lock in higher rates. They discuss what it takes to get accepted for a mortgage, highlighting eye-opening facts that many might not know. Plus, a lively debate on savvy summer purchases abroad adds a fun twist!

Dive into the world of credit and debit cards with insights on managing debt and selecting the best options. Learn the truth behind credit scoring and how it affects loan approvals. Discover savvy strategies, like stoozing, to maximize savings and pay off mortgages more efficiently. Plus, find out the top credit cards for international travel and enjoy a wealth of tips to enhance your financial health!

The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash.The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were.Plus, if you're aged 20 to 25, Martin explains a trick that can get you a free four-year railcard worth £100 via the bank Santander.Get in touch… email martinlewispodcast@bbc.co.uk