
The Martin Lewis Podcast
Martin Lewis answers your financial questions, offering valuable money-saving tips.
Latest episodes

Apr 24, 2025 • 1h 1min
The Shrinkflation Nation | Why now is the time to check if you’re owed £100s of energy credit
The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash.The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were.Plus, if you're aged 20 to 25, Martin explains a trick that can get you a free four-year railcard worth £100 via the bank Santander.Get in touch… email martinlewispodcast@bbc.co.uk

Apr 16, 2025 • 37min
Is the £20,000 cash ISA going to be killed? What savers should be doing NOW
Discover the potential changes to the £20,000 cash ISA limit and what it means for your savings. Learn effective strategies to maximize your returns early in the tax year. Explore short-term bonus rates and the pros and cons of switching accounts. Get expert insights on the best cash ISA rates and how to manage your savings wisely. Delve into the benefits of cash ISAs versus traditional accounts and find answers to common questions about contribution limits and tax advantages.

Apr 2, 2025 • 57min
Q&A Special: Beat the bill rises, ISAs, Car financing, Pension tax, Premium Bonds, Child Trust Funds and more
Martin and Adrian tackle urgent financial queries amid rising costs, discussing strategies for managing utility bills and council tax. They dissect a Supreme Court case on car finance mis-selling and the implications for consumers. The duo also advises on Child Trust Funds transitioning to ISAs, and the importance of pension contributions. A light-hearted credit score quiz adds humor, while personal customer service stories showcase the difference between average and exceptional interactions. Tune in for valuable insights on navigating today's financial landscape!

14 snips
Mar 27, 2025 • 54min
Martin Lewis speaks to Britain's biggest energy boss about prices, smart meters and more
Greg Jackson, Founder and CEO of Octopus Energy, shares his expertise as he tackles pressing queries about rising energy prices and smart meters. He discusses the recent 6.4% increase in energy costs and offers strategies for consumers considering fixed rates. The conversation dives into the profit margins in the energy market, highlighting stark differences between suppliers and retailers. Jackson emphasizes the importance of transparency in energy pricing and the challenges posed by smart meter implementation, aiming to empower consumers amid these complexities.

Mar 20, 2025 • 1h 16min
Beat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing
In this engaging discussion, Ed Marshall, a Chartered Financial Planner at Dean Wealth Management, shares his insights on stocks and shares ISAs. He and Martin dive into the critical deadline for ISAs, explaining the tax benefits and strategies for maximizing savings. They also discuss the complexities of backbilling in energy bills and consumer rights. From lightbulb moments in personal finance to tips on transitioning from child trust funds to junior ISAs, this conversation is packed with valuable advice for both savers and investors.

Mar 13, 2025 • 60min
Last Chance! Boost State Pension by £10,000s: a must listen if age 40 to 73
Martin’s poorly, but he’s battled through the coughs and splutters because he’s adamant that YOU need to hear how you could boost your state pension by TENS of THOUSANDS of pounds.If you’re aged between 40 and 73 – it’s a must listen.It’s all about missing National Insurance years. Martin brings you a step-by-step guide and a full Q&A. It’s everything you need to know.

10 snips
Mar 6, 2025 • 58min
Savings Q&A special – ISAs, savings tax, pay off debt or save and more. Plus credit card beginners guide
Dive into a treasure trove of financial wisdom! Discover the ins and outs of ISAs and smart savings strategies. Learn how to manage debt versus saving, while mastering credit card usage. Unravel the complexities of travel insurance for early bookings and find answers to queries about car finance complaints. Plus, explore the implications of high-interest debt and the need for diversification in your investments. This is your go-to guide for navigating the world of savings and credit!

6 snips
Feb 27, 2025 • 1h 12min
Energy Price Cap Rise: what to do… and why we pay more than the rest of Europe
Get ready to navigate the rising energy price cap, increasing by 6.4%. Find out why UK prices are soaring compared to Europe, with expert insights on the energy market. Learn how to cut costs on train travel and tackle childcare expenses. Discover the risks of 'pay by app' methods and hear shocking stories about unexpected bills. Plus, there's valuable advice on workplace pensions and managing council tax debt. Tune in for smart money-saving strategies!

44 snips
Feb 13, 2025 • 47min
Pensions Special: Double your investment, how to start one, are workplace pensions good, consolidation & more
In this insightful discussion, Charlotte Jackson, Head of Guidance Services at Money Helper, shares her expertise on pensions. Discover how two key pension superpowers can double your investments and whether you should stick with your workplace pension. She dives into the importance of starting a pension for your child, the differences between various pension types, and the benefits of pension consolidation. Plus, learn about the guidance available for both self-employed individuals and those looking to navigate the complexities of retirement planning.

Feb 6, 2025 • 1h 3min
Car Insurance Prices DROPPING… a perverse warning | Base rate cut help
Martin explains why you should still shop around for the best deal, even if your car insurance renewal is lower than last year. Plus reaction to the interest rates cut, the latest on April's energy cap price change and you tell us what your job has taught you about money. To get in touch with the podcast email martinlewispodcast@bbc.co.uk.
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