The Martin Lewis Podcast

Martin reacts to the latest Energy Price Cap announcement from the regulator Ofgem. The new cap coms into force from July, and applies to households in England, Scotland and Wales on variable tariffs. But what should you do now? With fixes on the market well below the cap rate, Martin explains how to get the best deals on your energy.

Martin Lewis looks at the Energy Price Cap and what your best options are for your bills.He gives his view on the recent announcement that the Winter Fuel Payment will be expanded. A guide on how to get paid to switch bank accounts.Tell Us this week is all about when have you saved a fortune by pure accident?Mastermind explains the difference between annual and compound interest.

Education Secretary Bridget Phillipson joins Martin Lewis to answers your questions about the cost of childcare. They cover topics such as are there enough funds for 30hrs funded childcare? Why 800,000 miss out on Tax Free Childcare? Child Benefit cliff-edge problems & more.

Jane King, an independent mortgage advisor from Ashridge Private Finance, joins the conversation to explore the recent UK interest rate cut. She shares critical insights on whether to fix your mortgage now or wait, emphasizing the importance of swift action for savers wanting to lock in higher rates. They discuss what it takes to get accepted for a mortgage, highlighting eye-opening facts that many might not know. Plus, a lively debate on savvy summer purchases abroad adds a fun twist!

Dive into the world of credit and debit cards with insights on managing debt and selecting the best options. Learn the truth behind credit scoring and how it affects loan approvals. Discover savvy strategies, like stoozing, to maximize savings and pay off mortgages more efficiently. Plus, find out the top credit cards for international travel and enjoy a wealth of tips to enhance your financial health!

The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash.The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were.Plus, if you're aged 20 to 25, Martin explains a trick that can get you a free four-year railcard worth £100 via the bank Santander.Get in touch… email martinlewispodcast@bbc.co.uk

Discover the potential changes to the £20,000 cash ISA limit and what it means for your savings. Learn effective strategies to maximize your returns early in the tax year. Explore short-term bonus rates and the pros and cons of switching accounts. Get expert insights on the best cash ISA rates and how to manage your savings wisely. Delve into the benefits of cash ISAs versus traditional accounts and find answers to common questions about contribution limits and tax advantages.

Martin and Adrian tackle urgent financial queries amid rising costs, discussing strategies for managing utility bills and council tax. They dissect a Supreme Court case on car finance mis-selling and the implications for consumers. The duo also advises on Child Trust Funds transitioning to ISAs, and the importance of pension contributions. A light-hearted credit score quiz adds humor, while personal customer service stories showcase the difference between average and exceptional interactions. Tune in for valuable insights on navigating today's financial landscape!

Greg Jackson, Founder and CEO of Octopus Energy, shares his expertise as he tackles pressing queries about rising energy prices and smart meters. He discusses the recent 6.4% increase in energy costs and offers strategies for consumers considering fixed rates. The conversation dives into the profit margins in the energy market, highlighting stark differences between suppliers and retailers. Jackson emphasizes the importance of transparency in energy pricing and the challenges posed by smart meter implementation, aiming to empower consumers amid these complexities.

In this engaging discussion, Ed Marshall, a Chartered Financial Planner at Dean Wealth Management, shares his insights on stocks and shares ISAs. He and Martin dive into the critical deadline for ISAs, explaining the tax benefits and strategies for maximizing savings. They also discuss the complexities of backbilling in energy bills and consumer rights. From lightbulb moments in personal finance to tips on transitioning from child trust funds to junior ISAs, this conversation is packed with valuable advice for both savers and investors.