The Martin Lewis Podcast Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner
Dec 22, 2025
Listeners share incredible savings stories, from ditching O2 for a £700 annual saving to securing a £6,000 council tax refund for severe mental impairment. One guest reveals how switching banks earned him a £400 bonus, while another discusses turning nine pension years into a valuable income. There's also a triumph over consumer rights when a faulty iPhone screen was replaced for free. Join in for practical tips and inspiring success stories that can help you save big!
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Act Fast On Mobile Price Hikes
- If your mobile provider notifies a price hike, leave within 30 days to avoid the increase.
- Check alternative SIM-only providers because switching can save hundreds per year.
Family Saves Big By Ditching O2
- Jeremy switched his family from O2 to Lebara and cut two contracts from ~£17–£18 to £1.65 per month.
- He estimates about £700 saved in the first year and around £900 annually long-term.
Check SMI For Council Tax Relief
- Check if someone with dementia or similar qualifies for the Severe Mental Impairment (SMI) council tax discount.
- Apply and ask about backdating because some councils refund several years of charges.