Navigating the ISA Landscape

This chapter explores the benefits of transitioning from child trust funds to junior ISAs, focusing on enhanced investment options and lower fees. It also delves into strategies for minimizing capital gains tax, particularly when transferring shares and optimizing ISA contributions before the tax year ends. Additionally, the discussion highlights the importance of diversification in investments, practical advice for first-time homebuyers using Lifetime ISAs, and answers to listener questions regarding ISA management.