Building Margin

Want to grow your business? Download your free roadmap today: coltivar.com/growth Most businesses don’t fail because they lack hustle, they fail because they lack margin. In this heartfelt episode, Steve shares a powerful realization sparked by a family trip to Paris. Through personal stories and sharp insights, he unpacks why financial margin alone isn’t enough, and how operational and leadership margin are just as critical to your success. If you’re feeling stretched thin, stuck in the grind, or constantly running but never catching up, this episode is your wake-up call. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth More growth doesn’t always mean more profit. Steve uncovers the silent value killers hiding inside your business model and how to fix them. If your revenue is rising but your margins aren't, it's time to take a closer look under the hood. Get ready to rethink profitability and discover the simple shifts that lead to smarter, more scalable success. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth What makes a business truly sellable and why should it matter even if you never plan to sell? In this epsiode, Steve challenges founders to think differently about value, risk, and how to future-proof their companies. Whether you're years from exiting or never intend to, this conversation will reshape how you build and lead. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Most founders track revenue but what about the metrics that really matter? Steve reveals the five financial indicators every founder must know cold to grow profitably, lead with clarity, and build a sellable business.These aren't numbers for your accountant—these are the signals that guide smart strategy, cash flow, and value creation. Whether you're scaling now or planning your exit, this episode gives you the financial blueprint to stop guessing and start building with confidence.Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Scaling isn't about hiring more; it's about building systems for sustainable growth. The dangers of the growth spiral are discussed, along with practical signs and strategies to improve operational efficiency. Financial metrics, such as return on invested capital, are highlighted as crucial for driving growth. Founders are encouraged to develop better operational controls, reminding CEOs that their role is essential in creating a business that thrives independently.

Want to grow your business? Download your free roadmap today: coltivar.com/growth Your income statement says you're winning, so why does it feel like you're broke? Steve unpacks one of the most common (and costly) issues business owners face: the disconnect between profit and cash. Through relatable stories and a simple four-step framework, he explains why profit is just the story and cash is the truth. If you've ever skipped a paycheck to make payroll or felt financially stuck despite growing revenue, this episode is your roadmap to clarity, control, and real cash flow confidence. Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth After 100+ episodes on strategy and finance, Steve is shifting gears—and getting laser-focused. In this special re-release, he shares why he’s doubling down on the construction industry.Steve opens up about his background as a CFO in construction, the lessons he’s learned helping companies scale profitably, and why niche focus creates bigger impact. You’ll hear what to expect moving forward (more stories, more specificity, more value), and why this change might be exactly what your business needs—even if you’re not in construction.If you're in the trades, this is your cue to lean in. If you're not, there's still plenty to learn about strategy, financial clarity, and the power of choosing a lane.Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

Test your knowledge in this interactive trivia challenge on business strategy! Discover the key differences between strategy and strategic planning. Learn how to effectively assess whether your company’s strategy is succeeding. Dive into the significance of return on invested capital (ROIC) and how it reflects a company's strategic approach. Plus, there’s a chance to explore the fundamentals of cash flow management for building resilient businesses. Whether you're a novice or a pro, there's something for everyone!

Fast growth can actually spell disaster for many businesses. The speaker reveals a crucial financial principle that distinguishes successful companies from those that fail. Understanding the interplay between cash flow and strategy is essential for long-term sustainability. The importance of financial stability in growth strategies is emphasized to prevent common pitfalls. Personal insights and a new book offer valuable tactics for entrepreneurs looking to thrive in a competitive landscape.

Wondering if your business is prepared for the future? Discover the five essential components that could make or break your strategy. From defining a clear plan to implementing robust financial forecasting, this discussion highlights what it takes to propel growth and ensure long-term value. Learn why neglecting these elements means flying blind in the competitive landscape. Don't get left behind—find out how to set yourself up for success!