The Daily Churn
thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Mentioned books

Oct 5, 2023 • 59min
Ep 50 - September Recap: $2,988 + 450K Points
Topics discussed include airline status matches, new credit card bonuses, Bank of America card strategies, new iPhone 15 Pros, Rakuten meal kit money makers, burger crawls, free Peloton water bottles, and September discounts and bonuses totaling $2,988 + 450K points.

Sep 19, 2023 • 40min
Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning
This podcast dives deep into the features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses. They discuss the benefits of using Ally, including its $200 checking bonus, high transfer limits, and same-day ACH transfers. They also cover Fidelity's $100 bonus, fast account opening, and zero-fee index funds. The podcast ends by comparing Fidelity to Vanguard and highlighting the supportive Fidelity subreddit.

Sep 5, 2023 • 38min
Ep 48 - August Recap: $7,835 + 40K Points
Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!(00:34) - Intro(03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR)(13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)(22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)(31:23) - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)(36:55) - Final tally ($7,835 + 40K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Aug 16, 2023 • 20min
Ep 47 - How to Maximize Kroger Fuel Points
Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.(00:34) - Kroger overview(06:28) - How the Fuel Points program works(10:37) - Casual shopper usage(13:57) - Higher volume usage------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Join Deal Alerts to get notified of sensitive deals + access to the private Discord chat group

Aug 1, 2023 • 34min
Ep 46 - July Recap: $10,893 + 165K IHG
By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!(1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)(8:07) - Credit Cards (Ink Preferred, IHG)(12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)(22:36) - Brokerages (MooMoo, UNest)(27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)(32:23) - Final tally ($1,410 + 195K Points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Join Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Jul 11, 2023 • 43min
Ep 45 - Deal Alerts & June Recap
Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!(1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)(10:57) - Brokerages (MooMoo, UNest)(18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)(24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)(33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)(36:13) - Final tally ($1,410 + 195K Points)(36:57) - Deal Alerts beta 🔒------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

17 snips
Jun 21, 2023 • 38min
Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff
Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?(0:00) - Why ask for more?(5:06) - Attitude & Approach(7:58) - Four types of people(12:43) - The Goldilocks Zone(14:13) - Four magic words(20:56) - How to push one extra step(26:11) - When to escalate(28:48) - Recognize openings(31:14) - Get your reps in------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Jun 7, 2023 • 41min
Ep 43 - May Recap: $2,660 + 250K Marriott
Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more!(3:04) - Award travel (Bonvoy Hawaii)(8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)(10:31) - Banks (US Bank Biz, Oxygen, Laurel)(15:43) - Parking Cash (I-Bonds, Juno, Public)(19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers)(31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud)(35:36) - News (Redcards, Daily Getaways)(38:48) - Final tally ($2,660 + 250K Marriott)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

May 9, 2023 • 35min
Ep 42 - April Recap: $1,060 + 219K Points
Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.(2:11) - Wells Fargo / Vanguard saga(11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)(16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)(21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)(28:06) - Freebies & Discounts (Target, Amazon, Southwest)(31:04) - Mealkits (HelloFresh, EveryPlate)(33:47) - Final tally ($1,060 + 219K UR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Apr 11, 2023 • 34min
Ep 41 - March Q1 Recap: $3,050 + 394K Points
Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!(1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank)(9:25) - Brokerages (Moomoo Invest)(12:17) - Credit cards (Chase Inks, IHG)(21:34) - Mealkits (HelloFresh)(23:13) - Cellphones (Mint)(25:11) - Freebies & Discounts (Target, Amazon, Wendy's)(32:59) - Final tally ($3,050 + 394K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋


