

The Daily Churn
thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Mentioned books

Dec 1, 2022 • 55min
Ep 37 - November & Black Friday Recap: $3,880 from Banks, Mealkits, Cellphones & More
Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more!(2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade)(14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat)(19:10) - Black Friday (Liam Neeson x Breadmaker 😤)(26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton)(38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef)(42:03) - Cellphones (Visible, Walmart, Mint)(53:18) - Final tally ($3,880 + 60K Amex)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Nov 16, 2022 • 26min
Ep 36 - Simplifi for Churners: Keeping Better Track of Your Money
Discover how the Simplifi app streamlines personal finance and budgeting while tracking credit card and bank account churns. The hosts dive into its benefits over competitors like Mint and YNAB, showcasing its flexibility and ease of use. Learn about its unique features for churning enthusiasts, including account categorization and integration. They also discuss some quirks of the app, ensuring you know what to expect when managing your finances seamlessly.

Oct 31, 2022 • 35min
Ep 35 - October Recap: $4,687 from Public, Upgrade, Amazon & More
One of the biggest months so far, with massive bonuses from Upgrade & Public, Chase Ink 90K matching, mealkit deals from Home Chef & HelloFresh, plus an (almost) free 55-inch Omni TV on Prime Day.(1:07) - Update on Morgan Stanley(3:51) - Credit cards (Upgrade, Chase, Amex)(12:31) - Banks (Chase, Juno, Laurel)(17:42) - Brokerages (Public)(19:48) - Mealkits (HelloFresh, Home Chef)(23:00) - Freebies (Omni, RedCard, Starbucks, Amazon, TopCashBack)(32:58) - Final tally ($4,687 + 107K MR + 50K UR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Oct 17, 2022 • 17min
Ep 34 - Public Brokerage App: Massive Bonus for Transferring Stock
Full review of this amazing brokerage transfer bonus from the Public stock app, including brokerage churning strategy, partial vs full ACATS transfers, using cash to meet tier requirements, and joint account eligibility.(0:00) - Why this bonus is amazing(4:33) - ACATS transfers 101(8:38) - Strategy for brokerage bonuses(9:32) - Partial vs full ACATS transfer(10:40) - Buffer for tier qualification(11:38) - Transferring cash via ACATS(13:52) - Joint & individual accounts------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Oct 10, 2022 • 37min
Ep 33 - September Recap: $1,824 from SoFi, Blue Apron, Apple TV & More
All the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew 😮💨.(1:27) - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade)(16:18) - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA)(20:02) - Brokerages (Interactive Brokers)(22:31) - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey)(30:16) - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible)(35:04) - Final tally ($1,824)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.comView the live churn tracker for real-time updates on all the churns as they happen.------------------❤️ Enjoy this episode?Forward to a friend and let them know about the show 😊🙏Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Sep 27, 2022 • 43min
Ep 32 - Car Dealerships Part 2: Tips for Negotiating the Lowest Price
Dive into the thrilling world of car dealership negotiations! Discover alternative strategies that can help you save big, like the hardball and semi-hardball tactics. Learn to navigate the maze of sales tactics and avoid common pitfalls during your dealership visits. Gain insights into the dynamics between buyers and salespeople, and why being assertive is crucial. This is a must-listen for anyone looking to master the art of car buying and negotiate the best possible deal!

Sep 12, 2022 • 28min
Ep 31 - Tracker & August Recap
Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August.(0:08) - ⚡️ Churn tracker [beta](1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)(9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)(14:30) - Brokerages (Nadex, Public)(16:44) - Mealkits (Freshly, HelloFresh, Rakuten)(22:55) - Cellphones (Visible, iPhone 14)(26:22) - Final tally ($904)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Aug 31, 2022 • 1h 4min
Ep 30 - Carvana vs Dealerships
Explore the ups and downs of selling and buying cars in today's market. Discover the pros and cons of online sales versus private party marketplaces. Learn how Carvana streamlines selling compared to traditional methods. Delve into the challenges at dealerships, where deceptive pricing and upselling are rampant. The host shares a five-hour negotiation adventure, revealing insider tips to navigate the tricky landscape of car buying. Join for some eye-opening insights and entertaining anecdotes!

Aug 10, 2022 • 37min
Ep 29 - July Recap
Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.(1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)(15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)(18:17) - Cashback (Capital One VRBO, mealkits offers)(20:57) - Cellphones (Visible)(21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)(26:42) - Buying a new car (car dealerships... 😬)(36:05) - Final tally ($4,488)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Jul 21, 2022 • 41min
Ep 28 - Employer Direct Deposit
Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.(2:06) - Square(9:34) - Chase(14:17) - Wise(25:33) - Astra(29:56) - Brex(31:52) - Melio------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com