
The Daily Churn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Latest episodes

Jul 11, 2023 • 43min
Ep 45 - Deal Alerts & June Recap
Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!(1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)(10:57) - Brokerages (MooMoo, UNest)(18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)(24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)(33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)(36:13) - Final tally ($1,410 + 195K Points)(36:57) - Deal Alerts beta 🔒------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

12 snips
Jun 21, 2023 • 38min
Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff
Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?(0:00) - Why ask for more?(5:06) - Attitude & Approach(7:58) - Four types of people(12:43) - The Goldilocks Zone(14:13) - Four magic words(20:56) - How to push one extra step(26:11) - When to escalate(28:48) - Recognize openings(31:14) - Get your reps in------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Jun 7, 2023 • 41min
Ep 43 - May Recap: $2,660 + 250K Marriott
Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more!(3:04) - Award travel (Bonvoy Hawaii)(8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)(10:31) - Banks (US Bank Biz, Oxygen, Laurel)(15:43) - Parking Cash (I-Bonds, Juno, Public)(19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers)(31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud)(35:36) - News (Redcards, Daily Getaways)(38:48) - Final tally ($2,660 + 250K Marriott)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

May 9, 2023 • 35min
Ep 42 - April Recap: $1,060 + 219K Points
Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.(2:11) - Wells Fargo / Vanguard saga(11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)(16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)(21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)(28:06) - Freebies & Discounts (Target, Amazon, Southwest)(31:04) - Mealkits (HelloFresh, EveryPlate)(33:47) - Final tally ($1,060 + 219K UR)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Apr 11, 2023 • 34min
Ep 41 - March Q1 Recap: $3,050 + 394K Points
Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!(1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank)(9:25) - Brokerages (Moomoo Invest)(12:17) - Credit cards (Chase Inks, IHG)(21:34) - Mealkits (HelloFresh)(23:13) - Cellphones (Mint)(25:11) - Freebies & Discounts (Target, Amazon, Wendy's)(32:59) - Final tally ($3,050 + 394K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Mar 21, 2023 • 19min
Ep 40 - McDonalds Madness: Secret Menu Deals
Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY.Disclaimer: please don't eat McDonalds every day 😶(1:06) - Podcast update(4:32) - What's up with McDonalds?(7:46) - How their app actually works(11:59) - Secret menu deals 🤯(14:57) - P1 + P2 workaround------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Jan 9, 2023 • 59min
Ep 39 - December & 2022 Recap: $32,454 + 981K points
End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast.(2:08) - Credit cards (MS Amex Plat, Chase Inks)(8:28) - Banks (DCU, Laurel, Upgrade)(12:50) - Brokerages (Public)(14:39) - Cellphones (Costco, Mint)(18:12) - Mealkits (Green Chef, HelloFresh)(20:41) - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks)(32:47) - December tally ($3,135 + 416K points)(34:08) - 2022 tally ($32,454 + 981K points)(44:36) - Bonus: Podcast stats 🤓------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Dec 8, 2022 • 30min
Ep 38 - How to Open the Morgan Stanley Amex Platinum
Explore the ins and outs of opening the Morgan Stanley Amex Platinum card. Discover new methods involving Preferred Savings accounts and Active Assets Accounts for maximizing benefits. Learn why Preferred Savings is preferred over Access Investing and how to avoid fees with CashPlus. The hosts detail two options for qualifying: one safe and the other riskier, all while sharing personal experiences. Get ready to navigate the complexities with entertaining insights and practical advice!

Dec 1, 2022 • 55min
Ep 37 - November & Black Friday Recap: $3,880 from Banks, Mealkits, Cellphones & More
Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more!(2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade)(14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat)(19:10) - Black Friday (Liam Neeson x Breadmaker 😤)(26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton)(38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef)(42:03) - Cellphones (Visible, Walmart, Mint)(53:18) - Final tally ($3,880 + 60K Amex)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Nov 16, 2022 • 26min
Ep 36 - Simplifi for Churners: Keeping Better Track of Your Money
Discover how the Simplifi app streamlines personal finance and budgeting while tracking credit card and bank account churns. The hosts dive into its benefits over competitors like Mint and YNAB, showcasing its flexibility and ease of use. Learn about its unique features for churning enthusiasts, including account categorization and integration. They also discuss some quirks of the app, ensuring you know what to expect when managing your finances seamlessly.