The Daily Churn

Dive into early retirement hacks and the churning mindset. Explore how ACA health subsidies work, the different tiers of plan coverage, and the impact of income on health insurance quality. Hear personal experiences of transitioning to 'Lean Fire' and living frugally. Discover how to live a luxurious life through churning and credit card rewards, while keeping taxable income low for affordable health insurance.

In this podcast, they discuss various topics such as redcard churns, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, and cheap Mario. They also cover topics like CLEAR hacks, almost-free Netflix premium, discounts and freebies, and the final tally of earnings.

Dive into the world of buying groups and discover how they can streamline your shopping experience! Uncover the basics and learn about the typical order flow and tax implications. Find out which buying groups are best for you and why one in particular stands out. Navigate the potential risks and explore clever workarounds for shipping issues. Perfect for anyone looking to enhance their purchasing power while avoiding common pitfalls in the process.

Topics discussed include airline status matches, new credit card bonuses, Bank of America card strategies, new iPhone 15 Pros, Rakuten meal kit money makers, burger crawls, free Peloton water bottles, and September discounts and bonuses totaling $2,988 + 450K points.

This podcast dives deep into the features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses. They discuss the benefits of using Ally, including its $200 checking bonus, high transfer limits, and same-day ACH transfers. They also cover Fidelity's $100 bonus, fast account opening, and zero-fee index funds. The podcast ends by comparing Fidelity to Vanguard and highlighting the supportive Fidelity subreddit.

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!(00:34) - Intro(03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR)(13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)(22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)(31:23) - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)(36:55) - Final tally ($7,835 + 40K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.(00:34) - Kroger overview(06:28) - How the Fuel Points program works(10:37) - Casual shopper usage(13:57) - Higher volume usage------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Join Deal Alerts to get notified of sensitive deals + access to the private Discord chat group

By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!(1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)(8:07) - Credit Cards (Ink Preferred, IHG)(12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)(22:36) - Brokerages (MooMoo, UNest)(27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)(32:23) - Final tally ($1,410 + 195K Points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Join Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!(1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)(10:57) - Brokerages (MooMoo, UNest)(18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)(24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)(33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)(36:13) - Final tally ($1,410 + 195K Points)(36:57) - Deal Alerts beta 🔒------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?(0:00) - Why ask for more?(5:06) - Attitude & Approach(7:58) - Four types of people(12:43) - The Goldilocks Zone(14:13) - Four magic words(20:56) - How to push one extra step(26:11) - When to escalate(28:48) - Recognize openings(31:14) - Get your reps in------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen.------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋