

The Daily Churn
thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Mentioned books

Feb 6, 2024 • 57min
Ep 57 - January Recap: $3,052 + 362,500 Points
Topics covered include TMobile Keep & Switch, Capital One offers, Amex Platinum retention, Robinhood transfer matches, Upgrade and M1 referral bonuses, HelloFresh mailers, and more.

Jan 19, 2024 • 56min
Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯
In this podcast, they recap their December earnings and discuss topics such as credit cards, banks, brokerages, and discounts. They also share a bonus episode about podcast growth and statistics.

20 snips
Dec 15, 2023 • 44min
Ep 55 - The Big Churn: Roth Conversion Ladders
Explore Roth IRA loopholes for early retirement, optimizing income to reduce taxes & maximize ACA benefits, and common mistakes to avoid. Learn about Roth IRA basics, conversion ladders, managing sequence of returns risk, calculating income for conversions, and understanding order of distributions in Roth IRAs and Roth 401ks.

Dec 5, 2023 • 60min
Ep 54 - November Recap: $1,724 + 250K Marriott
Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!(01:45) - News & Updates (ACA Silver Plans)(04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)(09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)(25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)(36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)(44:03) - Brokerages (MooMoo, WeBull)(45:37) - Final Tally (1,724 + 250K Marriott)(46:26) - Hawaii Trip Report(53:57) - Premier Collection Trip Report------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️

23 snips
Nov 17, 2023 • 37min
Ep 53 - The Big Churn: ACA Health Subsidies
Dive into early retirement hacks and the churning mindset. Explore how ACA health subsidies work, the different tiers of plan coverage, and the impact of income on health insurance quality. Hear personal experiences of transitioning to 'Lean Fire' and living frugally. Discover how to live a luxurious life through churning and credit card rewards, while keeping taxable income low for affordable health insurance.

Nov 2, 2023 • 42min
Ep 52 - October Recap: $4,180 + 270K Points
In this podcast, they discuss various topics such as redcard churns, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, and cheap Mario. They also cover topics like CLEAR hacks, almost-free Netflix premium, discounts and freebies, and the final tally of earnings.

Oct 17, 2023 • 33min
Ep 51 - How Buying Groups Work
Dive into the world of buying groups and discover how they can streamline your shopping experience! Uncover the basics and learn about the typical order flow and tax implications. Find out which buying groups are best for you and why one in particular stands out. Navigate the potential risks and explore clever workarounds for shipping issues. Perfect for anyone looking to enhance their purchasing power while avoiding common pitfalls in the process.

Oct 5, 2023 • 59min
Ep 50 - September Recap: $2,988 + 450K Points
Topics discussed include airline status matches, new credit card bonuses, Bank of America card strategies, new iPhone 15 Pros, Rakuten meal kit money makers, burger crawls, free Peloton water bottles, and September discounts and bonuses totaling $2,988 + 450K points.

Sep 19, 2023 • 40min
Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning
This podcast dives deep into the features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses. They discuss the benefits of using Ally, including its $200 checking bonus, high transfer limits, and same-day ACH transfers. They also cover Fidelity's $100 bonus, fast account opening, and zero-fee index funds. The podcast ends by comparing Fidelity to Vanguard and highlighting the supportive Fidelity subreddit.

Sep 5, 2023 • 38min
Ep 48 - August Recap: $7,835 + 40K Points
Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!(00:34) - Intro(03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR)(13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)(22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)(31:23) - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)(36:55) - Final tally ($7,835 + 40K points)------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋