

The Daily Churn
thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Mentioned books

May 7, 2024 • 43min
Ep 63 - April Recap: $9,559 + 5K Points
US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries

Apr 24, 2024 • 1h 11min
Ep 62 - The Big Churn: Glidepath Investment Strategy
Explore the benefits of optimizing retirement portfolios with glide path investment strategy over target date funds. Learn about post and pre-retirement glidepaths, how to implement them, and important caveats to consider. Discover the importance of active engagement in investment decisions and maximizing portfolio growth for a sustainable retirement.

Apr 5, 2024 • 60min
Ep 61 - March Recap: $14,445 + 390K Points
March recap includes Amex 250K Plat offer, Robinhood IRA transfers, WeBull comparison. New award travel tools for efficient bookings. Pepper app for discounted gift cards, Marley Spoon meal kits, free burgers, and maximizing rewards with credit cards and bank funding.

20 snips
Mar 22, 2024 • 1h 2min
Ep 60 - Booking Award Flights: Best Tools & Workflow
Explore the world of booking award flights efficiently with new tools like PointsYeah and Seats.aero. Learn about the workflow for domestic and international awards, and compare tools like PointsYeah, Point.me, and Seats.aero. Discover how ExpertFlyer helps in monitoring award seat availability.

Mar 8, 2024 • 1h 7min
Ep 59 - February Recap: $5,628 + 464K Points
The podcast covers massive transfer bonuses for Robinhood and WeBull, new Amex dining referrals, stealth devals in Hyatt Destination, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and more!

Feb 20, 2024 • 46min
Ep 58 - How To Book ANA & Japan Airlines First & Business in 2024
Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.(04:02) - ANA 2024 Update(16:22) - New alternative: Japan Airlines(24:44) - Why Cathay Pacific is the best JAL partner(29:47) - More Cathay Pacific Benefits(32:25) - Cathay x JAL Booking Process & Quirks------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to our private Discord community------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️

Feb 6, 2024 • 57min
Ep 57 - January Recap: $3,052 + 362,500 Points
Topics covered include TMobile Keep & Switch, Capital One offers, Amex Platinum retention, Robinhood transfer matches, Upgrade and M1 referral bonuses, HelloFresh mailers, and more.

Jan 19, 2024 • 56min
Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯
In this podcast, they recap their December earnings and discuss topics such as credit cards, banks, brokerages, and discounts. They also share a bonus episode about podcast growth and statistics.

20 snips
Dec 15, 2023 • 44min
Ep 55 - The Big Churn: Roth Conversion Ladders
Explore Roth IRA loopholes for early retirement, optimizing income to reduce taxes & maximize ACA benefits, and common mistakes to avoid. Learn about Roth IRA basics, conversion ladders, managing sequence of returns risk, calculating income for conversions, and understanding order of distributions in Roth IRAs and Roth 401ks.

Dec 5, 2023 • 60min
Ep 54 - November Recap: $1,724 + 250K Marriott
Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!(01:45) - News & Updates (ACA Silver Plans)(04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)(09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)(25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)(36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)(44:03) - Brokerages (MooMoo, WeBull)(45:37) - Final Tally (1,724 + 250K Marriott)(46:26) - Hawaii Trip Report(53:57) - Premier Collection Trip Report------------------📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com⚡️ View the live churn tracker for real-time updates on all the churns as they happen🔒 Subscribe to Deal Alerts to get access to private deals & Discord------------------♡ Enjoy this episode?💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇♂️