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The Daily Churn

Latest episodes

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May 3, 2022 • 54min

Ep 24 - April Recap

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)(41:08) - Cellphones (Visible)(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)(52:15) - Final tally ($2,400 + all the free foods 😋)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Apr 22, 2022 • 60min

Ep 23 - ANA First & Business

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓(0:00) - Why ANA?(4:52) - ANA booking basics(10:58) - Advanced techniques(20:43) - Other quirks with ANA(32:39) - Booking example #1 (simple)(42:41) - Booking example #2 (complex)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Apr 4, 2022 • 42min

Ep 22 - March Recap

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.(0:54) - Banks (PSECU, Current, Fairwinds, HMB)(5:13) - Gifting treasury bonds(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)(16:58) - Brokerages (Feb MS, Stockpile)(21:27) - Credit cards (CIU, Venture X)(27:31) - Cellphones (Costco, Visible)(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)(39:47) - Final tally ($1,245 + $3,300 cashback)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Mar 7, 2022 • 57min

Ep 21 - February Recap

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)(25:13) - Bank tally (16 new accounts)(28:40) - Brokerages (Titan, TradeStation)(41:15) - Crypto (high-yield stablecoins, gemini, USDC)(44:47) - Credit cards (Venture X, Hyatt Biz)(45:55) - Mealkits (Daily Harvest, Freshly)(49:23) - Cashback (Rakuten, BeFrugal)(51:08) - Cellphones (Visible BYOD)(55:31) - Final tally ($812)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Feb 21, 2022 • 51min

Bonus - Risk of Ruin Interview

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.(0:00) - Intro(3:27) - Risk of Ruin------------------Risk of Ruin podcast on apple & spotify.------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Feb 7, 2022 • 29min

Ep 19 - January Recap

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.(1:15) - Credit cards (Southwest, Venture X, mealkits)(12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)(21:29) - Brokerages (Nadex)(23:17) - Cell phones (Visible)(24:15) - Misc (Cigna)(26:40) - Final tally ($1,085)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Jan 4, 2022 • 42min

Ep 18 - End of Year Recap

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.(1:13) - Cell phones (iPhone 13, Boost, Visible)(8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)(18:37) - Credit cards (SW Performance, Hyatt Biz)(23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)(28:47) - Brokerages (Nadex)(29:06) - December tally ($647)(29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)(32:04) - Bonus: podcast recap------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Dec 20, 2021 • 32min

Ep 17 - Churning iPhones

Discover the best iPhone deals from Costco, Best Buy, and Visible, including a standout $300 BYOD offer. Learn how to turn trade-ins into profits with Best Buy's surprising values. The secrets of reselling on Swappa are unveiled, along with essential tips on unlocking phones. Navigate the challenges of securing the coveted iPhone 13 Pro Max, and hear about common pitfalls when cashing in on promotions. Uncover the extended Visible offer and explore budget-friendly SIM options like Boost.
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Dec 6, 2021 • 20min

Ep 16 - November Recap

Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites.(0:37) - Banks (Chase Bus, Lili, Treasury Bonds)(6:38) - Brokerages (Charles Schwab, Nadex)(8:44) - Credit cards (SW Premier)(10:53) - Cell phones (BB, Costco, Visible)(14:45) - Cashback (BeFrugal, Rakuten)(18:52) - Final tally ($2,012)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
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Nov 22, 2021 • 12min

Ep 15 - Credit Card Tracking Sheet

Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work.(2:13) - Google Sheet template + sample data(3:48) - Status and Due Date columns(5:13) - Use a reminder app (eg. Google Keep)(7:35) - Autopay and Bonus columns(8:53) - Notes column(9:58) - Bank bonus and LeanFIRE sheets------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

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