
The Daily Churn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Latest episodes

May 25, 2022 • 37min
Ep 25 - Parking Cash
Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.(2:16) - SoFi & Ally @ ~1%(4:40) - HMBradley @ 3%(7:25) - Current @ 4%(8:30) - I-Bonds @ 9.62%(12:15) - Stablecoins 101(15:08) - What happened with Terra & Luna(21:32) - FTX fiat @ 7.9%(23:58) - Voyager USDC @ 9%(27:32) - Gemini GUSD @ 6.9%(29:26) - Stocks vs crypto(32:22) - Parking $10K vs $100K------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

May 3, 2022 • 54min
Ep 24 - April Recap
Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)(41:08) - Cellphones (Visible)(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)(52:15) - Final tally ($2,400 + all the free foods 😋)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Apr 22, 2022 • 60min
Ep 23 - ANA First & Business
Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓(0:00) - Why ANA?(4:52) - ANA booking basics(10:58) - Advanced techniques(20:43) - Other quirks with ANA(32:39) - Booking example #1 (simple)(42:41) - Booking example #2 (complex)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Apr 4, 2022 • 42min
Ep 22 - March Recap
Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.(0:54) - Banks (PSECU, Current, Fairwinds, HMB)(5:13) - Gifting treasury bonds(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)(16:58) - Brokerages (Feb MS, Stockpile)(21:27) - Credit cards (CIU, Venture X)(27:31) - Cellphones (Costco, Visible)(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)(39:47) - Final tally ($1,245 + $3,300 cashback)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Mar 7, 2022 • 57min
Ep 21 - February Recap
Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)(25:13) - Bank tally (16 new accounts)(28:40) - Brokerages (Titan, TradeStation)(41:15) - Crypto (high-yield stablecoins, gemini, USDC)(44:47) - Credit cards (Venture X, Hyatt Biz)(45:55) - Mealkits (Daily Harvest, Freshly)(49:23) - Cashback (Rakuten, BeFrugal)(51:08) - Cellphones (Visible BYOD)(55:31) - Final tally ($812)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Feb 21, 2022 • 51min
Bonus - Risk of Ruin Interview
Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.(0:00) - Intro(3:27) - Risk of Ruin------------------Risk of Ruin podcast on apple & spotify.------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Feb 7, 2022 • 29min
Ep 19 - January Recap
Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.(1:15) - Credit cards (Southwest, Venture X, mealkits)(12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)(21:29) - Brokerages (Nadex)(23:17) - Cell phones (Visible)(24:15) - Misc (Cigna)(26:40) - Final tally ($1,085)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Jan 4, 2022 • 42min
Ep 18 - End of Year Recap
Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.(1:13) - Cell phones (iPhone 13, Boost, Visible)(8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)(18:37) - Credit cards (SW Performance, Hyatt Biz)(23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)(28:47) - Brokerages (Nadex)(29:06) - December tally ($647)(29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)(32:04) - Bonus: podcast recap------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Dec 20, 2021 • 32min
Ep 17 - Churning iPhones
Discover the best iPhone deals from Costco, Best Buy, and Visible, including a standout $300 BYOD offer. Learn how to turn trade-ins into profits with Best Buy's surprising values. The secrets of reselling on Swappa are unveiled, along with essential tips on unlocking phones. Navigate the challenges of securing the coveted iPhone 13 Pro Max, and hear about common pitfalls when cashing in on promotions. Uncover the extended Visible offer and explore budget-friendly SIM options like Boost.

Dec 6, 2021 • 20min
Ep 16 - November Recap
Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites.(0:37) - Banks (Chase Bus, Lili, Treasury Bonds)(6:38) - Brokerages (Charles Schwab, Nadex)(8:44) - Credit cards (SW Premier)(10:53) - Cell phones (BB, Costco, Visible)(14:45) - Cashback (BeFrugal, Rakuten)(18:52) - Final tally ($2,012)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.