

The Daily Churn
thedailychurn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Mentioned books

Aug 31, 2022 • 1h 4min
Ep 30 - Carvana vs Dealerships
Explore the ups and downs of selling and buying cars in today's market. Discover the pros and cons of online sales versus private party marketplaces. Learn how Carvana streamlines selling compared to traditional methods. Delve into the challenges at dealerships, where deceptive pricing and upselling are rampant. The host shares a five-hour negotiation adventure, revealing insider tips to navigate the tricky landscape of car buying. Join for some eye-opening insights and entertaining anecdotes!

Aug 10, 2022 • 37min
Ep 29 - July Recap
Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.(1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)(15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)(18:17) - Cashback (Capital One VRBO, mealkits offers)(20:57) - Cellphones (Visible)(21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)(26:42) - Buying a new car (car dealerships... 😬)(36:05) - Final tally ($4,488)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Jul 21, 2022 • 41min
Ep 28 - Employer Direct Deposit
Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.(2:06) - Square(9:34) - Chase(14:17) - Wise(25:33) - Astra(29:56) - Brex(31:52) - Melio------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Jul 7, 2022 • 58min
Ep 27 - June Recap
Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)(10:09) - Brokerages (Nadex)(10:47) - Rakuten (Personal Capital)(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)(25:27) - Honey (Kitchenaid mixer 👩🍳🍪)(27:50) - Misc (Visible, Stubhub)(28:44) - ANA update(31:26) - Crypto update (Celsius, Voyager)(56:50) - Final tally ($1,028.50)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Jun 10, 2022 • 54min
Ep 26 - May Recap
Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)(38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)(41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)(51:09) - Cellphones (Visible)(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

May 25, 2022 • 37min
Ep 25 - Parking Cash
Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.(2:16) - SoFi & Ally @ ~1%(4:40) - HMBradley @ 3%(7:25) - Current @ 4%(8:30) - I-Bonds @ 9.62%(12:15) - Stablecoins 101(15:08) - What happened with Terra & Luna(21:32) - FTX fiat @ 7.9%(23:58) - Voyager USDC @ 9%(27:32) - Gemini GUSD @ 6.9%(29:26) - Stocks vs crypto(32:22) - Parking $10K vs $100K------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

May 3, 2022 • 54min
Ep 24 - April Recap
Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)(41:08) - Cellphones (Visible)(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)(52:15) - Final tally ($2,400 + all the free foods 😋)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Apr 22, 2022 • 60min
Ep 23 - ANA First & Business
Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓(0:00) - Why ANA?(4:52) - ANA booking basics(10:58) - Advanced techniques(20:43) - Other quirks with ANA(32:39) - Booking example #1 (simple)(42:41) - Booking example #2 (complex)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Apr 4, 2022 • 42min
Ep 22 - March Recap
Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.(0:54) - Banks (PSECU, Current, Fairwinds, HMB)(5:13) - Gifting treasury bonds(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)(16:58) - Brokerages (Feb MS, Stockpile)(21:27) - Credit cards (CIU, Venture X)(27:31) - Cellphones (Costco, Visible)(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)(39:47) - Final tally ($1,245 + $3,300 cashback)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Mar 7, 2022 • 57min
Ep 21 - February Recap
Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)(25:13) - Bank tally (16 new accounts)(28:40) - Brokerages (Titan, TradeStation)(41:15) - Crypto (high-yield stablecoins, gemini, USDC)(44:47) - Credit cards (Venture X, Hyatt Biz)(45:55) - Mealkits (Daily Harvest, Freshly)(49:23) - Cashback (Rakuten, BeFrugal)(51:08) - Cellphones (Visible BYOD)(55:31) - Final tally ($812)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com