The Daily Churn

Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)(10:09) - Brokerages (Nadex)(10:47) - Rakuten (Personal Capital)(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)(25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)(27:50) - Misc (Visible, Stubhub)(28:44) - ANA update(31:26) - Crypto update (Celsius, Voyager)(56:50) - Final tally ($1,028.50)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)(38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)(41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)(51:09) - Cellphones (Visible)(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.(2:16) - SoFi & Ally @ ~1%(4:40) - HMBradley @ 3%(7:25) - Current @ 4%(8:30) - I-Bonds @ 9.62%(12:15) - Stablecoins 101(15:08) - What happened with Terra & Luna(21:32) - FTX fiat @ 7.9%(23:58) - Voyager USDC @ 9%(27:32) - Gemini GUSD @ 6.9%(29:26) - Stocks vs crypto(32:22) - Parking $10K vs $100K------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)(41:08) - Cellphones (Visible)(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)(52:15) - Final tally ($2,400 + all the free foods 😋)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓(0:00) - Why ANA?(4:52) - ANA booking basics(10:58) - Advanced techniques(20:43) - Other quirks with ANA(32:39) - Booking example #1 (simple)(42:41) - Booking example #2 (complex)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.(0:54) - Banks (PSECU, Current, Fairwinds, HMB)(5:13) - Gifting treasury bonds(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)(16:58) - Brokerages (Feb MS, Stockpile)(21:27) - Credit cards (CIU, Venture X)(27:31) - Cellphones (Costco, Visible)(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)(39:47) - Final tally ($1,245 + $3,300 cashback)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)(25:13) - Bank tally (16 new accounts)(28:40) - Brokerages (Titan, TradeStation)(41:15) - Crypto (high-yield stablecoins, gemini, USDC)(44:47) - Credit cards (Venture X, Hyatt Biz)(45:55) - Mealkits (Daily Harvest, Freshly)(49:23) - Cashback (Rakuten, BeFrugal)(51:08) - Cellphones (Visible BYOD)(55:31) - Final tally ($812)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.(0:00) - Intro(3:27) - Risk of Ruin------------------Risk of Ruin podcast on apple & spotify.------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.(1:15) - Credit cards (Southwest, Venture X, mealkits)(12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)(21:29) - Brokerages (Nadex)(23:17) - Cell phones (Visible)(24:15) - Misc (Cigna)(26:40) - Final tally ($1,085)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.(1:13) - Cell phones (iPhone 13, Boost, Visible)(8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)(18:37) - Credit cards (SW Performance, Hyatt Biz)(23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)(28:47) - Brokerages (Nadex)(29:06) - December tally ($647)(29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)(32:04) - Bonus: podcast recap------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com