The Daily Churn

Dive into the thrilling world of car dealership negotiations! Discover alternative strategies that can help you save big, like the hardball and semi-hardball tactics. Learn to navigate the maze of sales tactics and avoid common pitfalls during your dealership visits. Gain insights into the dynamics between buyers and salespeople, and why being assertive is crucial. This is a must-listen for anyone looking to master the art of car buying and negotiate the best possible deal!

Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August.(0:08) - ⚡️ Churn tracker [beta](1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)(9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)(14:30) - Brokerages (Nadex, Public)(16:44) - Mealkits (Freshly, HelloFresh, Rakuten)(22:55) - Cellphones (Visible, iPhone 14)(26:22) - Final tally ($904)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Explore the ups and downs of selling and buying cars in today's market. Discover the pros and cons of online sales versus private party marketplaces. Learn how Carvana streamlines selling compared to traditional methods. Delve into the challenges at dealerships, where deceptive pricing and upselling are rampant. The host shares a five-hour negotiation adventure, revealing insider tips to navigate the tricky landscape of car buying. Join for some eye-opening insights and entertaining anecdotes!

Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.(1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)(15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)(18:17) - Cashback (Capital One VRBO, mealkits offers)(20:57) - Cellphones (Visible)(21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)(26:42) - Buying a new car (car dealerships... 😬)(36:05) - Final tally ($4,488)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.(2:06) - Square(9:34) - Chase(14:17) - Wise(25:33) - Astra(29:56) - Brex(31:52) - Melio------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)(10:09) - Brokerages (Nadex)(10:47) - Rakuten (Personal Capital)(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)(25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)(27:50) - Misc (Visible, Stubhub)(28:44) - ANA update(31:26) - Crypto update (Celsius, Voyager)(56:50) - Final tally ($1,028.50)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)(38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)(41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)(51:09) - Cellphones (Visible)(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.(2:16) - SoFi & Ally @ ~1%(4:40) - HMBradley @ 3%(7:25) - Current @ 4%(8:30) - I-Bonds @ 9.62%(12:15) - Stablecoins 101(15:08) - What happened with Terra & Luna(21:32) - FTX fiat @ 7.9%(23:58) - Voyager USDC @ 9%(27:32) - Gemini GUSD @ 6.9%(29:26) - Stocks vs crypto(32:22) - Parking $10K vs $100K------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)(41:08) - Cellphones (Visible)(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)(52:15) - Final tally ($2,400 + all the free foods 😋)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓(0:00) - Why ANA?(4:52) - ANA booking basics(10:58) - Advanced techniques(20:43) - Other quirks with ANA(32:39) - Booking example #1 (simple)(42:41) - Booking example #2 (complex)------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com