
The Daily Churn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Latest episodes

Nov 22, 2021 • 12min
Ep 15 - Credit Card Tracking Sheet
Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work.(2:13) - Google Sheet template + sample data(3:48) - Status and Due Date columns(5:13) - Use a reminder app (eg. Google Keep)(7:35) - Autopay and Bonus columns(8:53) - Notes column(9:58) - Bank bonus and LeanFIRE sheets------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Nov 8, 2021 • 42min
Ep 14 - October Recap
Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review).(1:59) - Credit cards (Amex BP, SW Performance & Premier)(3:19) - Some thoughts on BGs(8:46) - Chase & holiday season(11:46) - Banks (Key, PNC, Discover)(14:13) - Brokerages (Nadex)(16:03) - Cell phones (Best Buy T-Mobile)(19:49) - T-Mobile workarounds(26:14) - Final Tally ($1,980)(27:51) - Ventana Big Sur (aka churner mecca)------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Oct 18, 2021 • 30min
Ep 13 - Churning SIM Cards
Dive into the world of SIM card churning and discover how to slash your cell phone costs dramatically. Learn clever strategies for switching carriers and snagging the best deals during sales events. Unpack the necessity of unlimited data plans while gaining insights on minimizing data usage. Plus, get tips for optimizing your service and exciting travel updates that could save you even more!

Oct 4, 2021 • 33min
Ep 12 - September Recap
Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories.------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

6 snips
Sep 20, 2021 • 21min
Ep 11 - National Car Rental
Discover how to unlock the secrets of National Car Rental's loyalty program. Dive into tips for maximizing free upgrades and scoring discounted rentals. Learn the best booking strategies and hear personal experiences that enhance your rental adventures. This episode is packed with insider knowledge to elevate your next car rental experience!

Sep 6, 2021 • 26min
Ep 10 - Southwest Companion Pass
Discover tips and strategies on obtaining and maximizing the benefits of the Southwest Companion Pass for free flights. Learn how to leverage Amex cards, convert travel credits to Southwest points, and avoid pitfalls in the process. Find out why timing applications strategically can help you make the most of the pass.

Aug 30, 2021 • 24min
Ep 9 - August Recap
Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories.------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Aug 23, 2021 • 35min
Ep 8 - Hyatt Globalist
Discover the ins and outs of Hyatt's loyalty program, especially the perks of Globalist status. Personal stories contrast Hyatt's elite treatment with that of other chains, revealing the added value of room upgrades. Learn about the Guest of Honor program, enhancing brand loyalty and group bookings. Hear memorable tales from luxurious stays in destinations like Maldives and Tokyo, as well as tips for making the most of points. Finally, explore the wonders of Hyatt's all-inclusive resorts and their unique dining options.

Aug 16, 2021 • 17min
Ep 7 - Churning FIRE
Explore the exciting fusion of churning strategies and financial independence. The hosts share personal stories about leaning into FIRE while maximizing credit card rewards and bank bonuses. Discover innovative methods to boost cash returns and enhance your investment returns through brokerage switching. They'll also delve into travel hacking, revealing how to unlock travel perks and improve your overall financial strategy. Tune in for actionable insights on achieving your early retirement goals!

Aug 9, 2021 • 20min
Ep 6 - Interactive Brokers
In-depth walkthrough of Interactive Brokers $1K stock + $200 cash bonus offer, plus tips for transferring assets over.------------------Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com