Finscale in English

This week, I invite you to explore a multitude of topics with my guest, the unmissable Simon Taylor. He generously shares insights on the future of the financial industry and emerging FinTech categories like embedded finance, which he believes are true game-changers for the finance world. We also discuss his journey, from his years in banking to founding 11:FS.  What intrigued me the most during our discussion is Sardine, the RegTech where he leads strategy and growth. It's evident that the team excels in AI and fraud-related areas. Additionally, you'll discover their cutting-edge solution designed to truly solve pain points for players across the industry.  It's worth noting that the likes of Refinitiv are already working with them. We also delve into their ambitions, recent fundraising efforts, and explore practical use cases.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday.  This week, I invite you to explore a multitude of topics with my guest, the unmissable Simon Taylor. He generously shares insights on the future of the financial industry and emerging FinTech categories like embedded finance, which he believes are true game-changers for the finance world. We also discuss his journey, from his years in banking to founding 11:FS.  What intrigued me the most during our discussion is Sardine, the RegTech where he leads strategy and growth. It's evident that the team excels in AI and fraud-related areas. Additionally, you'll discover their cutting-edge solution designed to truly solve pain points for players across the industry.  It's worth noting that the likes of Refinitiv are already working with them. We also delve into their ambitions, recent fundraising efforts, and explore practical use cases.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

In a time when many are returning to work after summer holidays, it was an honour to interview Chris Skinner, the founder of The Finanser, who has been a preeminent voice in the finance and tech world for the past two decades. In this insightful episode, Chris sheds light on the intricacies of digital transformation in banking, reflecting on its imminent future amidst game-changers like blockchain.  He emphasises the pivotal role of digitisation in fostering financial inclusion, especially in underbanked regions, and discusses how technology can proactively address environmental and societal challenges, a theme central to his book 'Digital for Good'.  He also shares pearls of wisdom from his journey with 'The Finanser,' his influential blog brimming with advice, sharp humor, and a wealth of innovative ideas. A discussion truly worth its weight in gold.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. In a time when many are returning to work after summer holidays, it was an honour to interview Chris Skinner, the founder of The Finanser, who has been a preeminent voice in the finance and tech world for the past two decades. In this insightful episode, Chris sheds light on the intricacies of digital transformation in banking, reflecting on its imminent future amidst game-changers like blockchain.  He emphasises the pivotal role of digitisation in fostering financial inclusion, especially in underbanked regions, and discusses how technology can proactively address environmental and societal challenges, a theme central to his book 'Digital for Good'.  He also shares pearls of wisdom from his journey with 'The Finanser,' his influential blog brimming with advice, sharp humor, and a wealth of innovative ideas. A discussion truly worth its weight in gold.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Lending is one of the major pain points in finance, both from the perspective of lenders and borrowers. I have been following Teylor for a while, and it was high time for me to have a discussion with its CEO, Patrick. Starting as a solution to lending SMEs in Germany, Teylor cleverly diversified by developing a lending-as-a-service solution and a feature-rich SaaS platform for banks. Taylor aims to support SMEs while helping financial institutions streamline their lending operations. We also talked with Patrick about the financing aspect and the reasons that led this Switzerland-based startup to structure itself around a securitization vehicle in Luxembourg, enabling various types of lenders to participate in the financing process: junior, senior, and mezzanine tranches. This approach has allowed them to handle substantial volumes and rapidly expand their business. It is an episode I thoroughly enjoy, combining technicality and European structuring.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. Lending is one of the major pain points in finance, both from the perspective of lenders and borrowers. I have been following Teylor for a while, and it was high time for me to have a discussion with its CEO, Patrick. Starting as a solution to lending SMEs in Germany, Teylor cleverly diversified by developing a lending-as-a-service solution and a feature-rich SaaS platform for banks. Taylor aims to support SMEs while helping financial institutions streamline their lending operations. We also talked with Patrick about the financing aspect and the reasons that led this Switzerland-based startup to structure itself around a securitization vehicle in Luxembourg, enabling various types of lenders to participate in the financing process: junior, senior, and mezzanine tranches. This approach has allowed them to handle substantial volumes and rapidly expand their business. It is an episode I thoroughly enjoy, combining technicality and European structuring.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

It's been a long time since I had in mind to have Stripe on Finscale, but I wanted to cover a topic you wouldn't expect. We are indeed going to talk about carbon removal. To talk about this, I have Nan, who is the Head of Climate at Stripe and also the Head of Frontier. You are about to discover a woman truly dedicated to her mission. She tells us how Stripe has launched Frontier, aiming to purchase hundreds of millions of dollars in carbon removal between now and 2030.  Together, we can go further. This is Nan's battle cry. We discuss how Frontier aims to address the challenges faced by the traditional offset market and  improve measurement and verification methods for carbon removal.  We delve into the concepts of pre-purchases and off-take agreements and understand the philosophy behind this initiative that is gathering more and more actors around it. Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. It's been a long time since I had in mind to have Stripe on Finscale, but I wanted to cover a topic you wouldn't expect. We are indeed going to talk about carbon removal. To talk about this, I have Nan, who is the Head of Climate at Stripe and also the Head of Frontier.   You are about to discover a woman truly dedicated to her mission. She tells us how Stripe has launched Frontier, aiming to purchase hundreds of millions of dollars in carbon removal between now and 2030.  Together, we can go further. This is Nan's battle cry. We discuss how Frontier aims to address the challenges faced by the traditional offset market and  improve measurement and verification methods for carbon removal.  We delve into the concepts of pre-purchases and off-take agreements and understand the philosophy behind this initiative that is gathering more and more actors around it. Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Back to payments with Denise, where she shares her immense knowledge and expertise in card issuance.  In this episode, we start with a brief overview of the card payment transaction value chain, covering the key parties involved, from the cardholder to the issuer, and the role played by payment schemes on both a European Union and global scale. She discusses the challenges faced by card issuers and explains how Enfuce addresses this by providing unique solutions and services that streamline the card issuance process and improves efficiency.  You’ll get to learn that Enfuce also supports card issuers when it comes to security, compliance, and risk management, ensuring regulatory adherence. We talk about the SLA, where continuous high availability, timetables and transparent pricing are crucial.  Denise sheds light on the robust infrastructure implemented by Enfuce to ensure secure and reliable payment processing, along with their diligent measures to maintain conformity and regulatory compliance. During the episode, we examine a fascinating case study involving the successful partnership between Enfuce and Pleo. Denise explains how Enfuce addressed Pleo's specific needs, contributing to a seamless user experience through their innovative cloud-based solution. This co-CEO, who just happens to know her co-founder since 2007, describes what a co-CEO organization can bring to the table and how efficient it can be.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday. Back to payments with Denise, where she shares her immense knowledge and expertise in card issuance.  In this episode, we start with a brief overview of the card payment transaction value chain, covering the key parties involved, from the cardholder to the issuer, and the role played by payment schemes on both a European Union and global scale. She discusses the challenges faced by card issuers and explains how Enfuce addresses this by providing unique solutions and services that streamline the card issuance process and improves efficiency.  You’ll get to learn that Enfuce also supports card issuers when it comes to security, compliance, and risk management, ensuring regulatory adherence. We talk about the SLA, where continuous high availability, timetables and transparent pricing are crucial.  Denise sheds light on the robust infrastructure implemented by Enfuce to ensure secure and reliable payment processing, along with their diligent measures to maintain conformity and regulatory compliance. During the episode, we examine a fascinating case study involving the successful partnership between Enfuce and Pleo. Denise explains how Enfuce addressed Pleo's specific needs, contributing to a seamless user experience through their innovative cloud-based solution. This co-CEO, who just happens to know her co-founder since 2007, describes what a co-CEO organization can bring to the table and how efficient it can be.Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.