

Finscale in English
Solenne Niedercorn
Every week, Solenne Niedercorn engages with those who innovate, experiment, and make strategic decisions in the financial industry.******************************FinTech & InsurTech entrepreneurs, financial institution executives, investors… they share their visions, challenges, and behind-the-scenes insights into their successes.🎙️ What you’ll discover on Finscale :🔹 The evolving role of finance professionals and institutions in today’s landscape.🔹 The structuring of private deals and new investment vehicles.🔹 The integration of impact and technology in asset management.🔹 The challenges and opportunities in startup/corporate partnerships.From Within by Finscale – Unique episodes exploring the inner transformation of leaders and organizations.An authentic dive into the human, emotional, and cultural dimensions of business.🚀 Finscale is also a full-service ecosystem for financial leaders :🔹 Finscale Private Talks – Exclusive strategic meetings connecting key industry players.🔹 Coaching & Advisory – Personalized guidance from Solenne Niedercorn for executives and financial institutions.🔹 Sponsorship & Partnerships – Unique opportunities to position yourself at the heart of financial transformation.📢 The podcast is available on Apple Podcasts, Spotify, and all major listening platforms.🔗 Explore all our services at: https://finscale.business******************Credentials music: Sneaky Snitch Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.
Episodes
Mentioned books

Feb 24, 2024 • 38min
#34 - Ángel Agudo (Clarity AI) - A pioneer in sustainability: How Clarity AI is transforming the financial sector
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocI have been closely observing for 4 years how Clarity AI has evolved. This team, exceptionally strong in AI topics and with an ultra-strong academic footprint, has developed an interesting offering for the financial sector (among others).
Having Angel on the podcast was a chance to delve deeper into their value proposition and understand the values they uphold through their platform.
The DNA of this scale-up is fundamentally in sustainability and transparency. So, we took a closer look at the models developed, how their offering has expanded and adapted to the needs dictated by European regulation and what makes their sustainability tech kit the "most comprehensive and granular" in the market. We also talked about clients like Klarna and solutions for meeting the requirements of CRR, SFDR, and TCFD.
No wonder Clarity AI has won so many awards.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Feb 21, 2024 • 7min
[EXCERPT] #34 - Ángel Agudo (Clarity AI) - A pioneer in sustainability: How Clarity AI is transforming the financial sector
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocThis is an excerpt of the episode published on Sunday.
I have been closely observing for 4 years how Clarity AI has evolved. This team, exceptionally strong in AI topics and with an ultra-strong academic footprint, has developed an interesting offering for the financial sector (among others).
Having Angel on the podcast was a chance to delve deeper into their value proposition and understand the values they uphold through their platform.
The DNA of this scale-up is fundamentally in sustainability and transparency. So, we took a closer look at the models developed, how their offering has expanded and adapted to the needs dictated by European regulation and what makes their sustainability tech kit the "most comprehensive and granular" in the market. We also talked about clients like Klarna and solutions for meeting the requirements of CRR, SFDR, and TCFD.
No wonder Clarity AI has won so many awards.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Feb 3, 2024 • 39min
#33 - Kevin Cook (Treasury Spring) - Scaling new heights in treasury management
Kevin Cook, co-founder of a FinTech company focused on treasury management, discusses revolutionizing treasury management with Fixed-Term Funds for diverse clients. The podcast covers insights into the financial product's structure, client base, outreach strategies, and geographical focus, showcasing the journey of scaling new heights in treasury management.

Feb 1, 2024 • 7min
[EXCERPT] #33 - Kevin Cook (Treasury Spring) - Scaling new heights in treasury management
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocThis is an excerpt of the episode published on Sunday.
In this episode, I revisit the world of treasury management, a realm I have been deeply involved with since my younger years. It's a world filled with treasury bills, certificates of deposit, and REPO. Managing treasury involves placing funds, effectively managing risk with clear visibility and transparency, and accessing institutional markets. My fascination with this subject is shared by my guest this week, Kevin.
He shares insights into the FinTech company he co-founded, which is revolutionising how clients manage their treasuries with a sophisticated approach. This London-based scale-up has moved beyond traditional Excel sheets, developing Fixed-Term Funds to enable more sophisticated management. You'll learn about the financial product's structure, the diverse client base ranging from private equity funds to large listed corporations, their outreach strategies, and their geographical focus.
It's an inspiring journey akin to scaling the north face of Everest.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Jan 20, 2024 • 35min
#32 - Szymon Sypniewicz (Ramp) - Playing with the Ramp: A visionary journey in Crypto and Fiat
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocWhen I first heard about Ramp Network, two things impressed me: the youth of the founders and their ability to surround themselves with senior profiles, as well as their investors and their ability to deliver in an regulated and increasingly changing environment. This start-up, which already employs 160 people, provides a powerful fiat <> crypto toolkit that enables anyone - from established brands to blockchain pioneers - to easily onboard their next million users into web3.
Since 2018, they’ve been building and improving their core on-ramp and off-ramp products to take web3 mainstream in a secure and compliant way, boasting an impressive track record with 40+ fiat currencies supported, 90+ supported cryptoassets, availability in 150+ countries, and $134 million in funds raised.
During this discussion with Szymon, you will discover the vision they have, use cases, including that of Sorare. We also discuss clients worldwide, offices in Europe and the US, and their plans for development.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Jan 19, 2024 • 7min
[EXCERPT] #32 - Szymon Sypniewicz (Ramp) - Playing with the Ramp: A visionary journey in Crypto and Fiat
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocThis is an excerpt of the episode published on Sunday.
When I first heard about Ramp Network, two things impressed me: the youth of the founders and their ability to surround themselves with senior profiles, as well as their investors and their ability to deliver in an regulated and increasingly changing environment. This start-up, which already employs 160 people, provides a powerful fiat <>
crypto toolkit that enables anyone - from established brands to blockchain pioneers - to easily onboard their next million users into web3. Since 2018, they’ve been building and improving their core on-ramp and off-ramp products to take web3 mainstream in a secure and compliant way, boasting an impressive track record with 40+ fiat currencies supported, 90+ supported cryptoassets, availability in 150+ countries, and $134 million in funds raised.
During this discussion with Szymon, you will discover the vision they have, use cases, including that of Sorare. We also discuss clients worldwide, offices in Europe and the US, and their plans for development.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Dec 17, 2023 • 28min
#31 - George Robson (Sequoia Capital) - Sequoia’s growth in the European Tech forest
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocAfter extensive searching within Sequoia, I finally connected with George, who generously shared his insights about many many subjects. He joins me for an in-depth discussion on Sequoia's growth in the European tech sector. We dive into a range of topics, starting with the structure of Sequoia and exploring the reasons behind its decision to expand into Europe.
The conversation then shifts to current and future trends in Fintech, highlighting their focus in this area. Particularly noteworthy are our discussions about two significant deals: Trade Republic and Pennylane. These examples provide a glimpse into Sequoia's investment strategies and successes in Europe. We also touch on the mafia phenomenon in Europe and the emergence of the companies originating from European scale-up mafias.
Finally, we cover the Sequoia Scouting Program, with a special focus on the Arc Programme. This initiative supports pre-seed and seed-stage founders who are in the early stages of developing their ideas, products, and companies. Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Dec 16, 2023 • 25min
#30 - Solenne Niedercorn (Finscale) - Episode 200, "Just You and me"
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocThis 200th episode is not just a simple celebration. It also symbolises a retrospective, a look back at the significant trends, fruitful collaborations, and, above all, the skills and qualities of all the outstanding entrepreneurs I've had the chance to interact with. I will talk about how I got started, the soft skills I rediscovered, the trends I followed, and the entrepreneurial lessons I learned.
Expect a journey through time, a deep dive into what "Finscale" has discovered, shared, and celebrated. I'm excited to share this synthesis with you. Thank you for joining me on this adventure, and I wish you an excellent listening experience for this special episode of "Finscale".
And as I say every week, I'm counting on you to rate this episode on podcast platforms like Spotify and Apple Podcast. It's also a way for me to get feedback.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Dec 14, 2023 • 7min
[EXCERPT] #31 - George Robson (Sequoia Capital) - Sequoia’s growth in the European Tech forest
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocThis is an excerpt of the episode published on Sunday.
After extensive searching within Sequoia, I finally connected with George, who generously shared his insights about many many subjects. He joins me for an in-depth discussion on Sequoia's growth in the European tech sector. We dive into a range of topics, starting with the structure of Sequoia and exploring the reasons behind its decision to expand into Europe.
The conversation then shifts to current and future trends in Fintech, highlighting their focus in this area. Particularly noteworthy are our discussions about two significant deals: Trade Republic and Pennylane. These examples provide a glimpse into Sequoia's investment strategies and successes in Europe. We also touch on the mafia phenomenon in Europe and the emergence of the companies originating from European scale-up mafias.
Finally, we cover the Sequoia Scouting Program, with a special focus on the Arc Programme. This initiative supports pre-seed and seed-stage founders who are in the early stages of developing their ideas, products, and companies. Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Dec 5, 2023 • 40min
#29 - Krik Gunning (Fourthline) - KYC Challenges with Fourthline insights
For the Finscale MASTERCLASS "FinTech - Back to Basics", it's here : http://bit.ly/3KFu9ocStarting out in the financial sector brings many surprises, and often, the greatest comes during audits and regulatory visits. The challenge of squaring away the central client file, a seemingly routine task, can throw even the most established financial institutions into disarray. This vital KYC remediation process, filled with complexities and operational challenges, is often overlooked.
Institutions grapple with inconsistencies in customer data across different systems and not to mention the looming concern of inadvertently facilitating financial crimes. Data privacy, security challenges, and the risks of not conducting proper KYC remediation - both legal and reputational - are pressing matters. Krik provides valuable insights into navigating these intricacies, emphasising the importance of understanding and adapting to an ever-evolving regulatory landscape to maintain compliance. He also shares advice on how organisations can sustain customer relationships during the KYC process and offers strategies to mitigate any negative impact.
Delving deeper into Fourthline's offering, we explore how they assist clients from onboarding to maintaining long-term customer relationships, showcasing solutions they provide, with Qonto as a case in point. The conversation also touches on the need for country-specific adaptations for optimal performance and the innovative approach of advanced signatures provided by this European firm based in the Netherlands.Produced by Gokyo Sàrl-S, hosted by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.


