

IBS Intelligence Podcasts
IBS Intelligence Podcasts | A Cedar Consulting Unit
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Episodes
Mentioned books

Jul 17, 2024 • 15min
EP731: How one WealthTech aims to help millennials invest for the future
Avion Gray, Co-Founder & CEO, BelongFormer investment banker Avion Gray together with behavioural economist Samantha Rosenberg have launched wealth-building platform Belong in response to inertia in the wealth management sector and among millennials – the FinTech’s target demographic. The new WealthTech platform secured the largest-ever pre-seed round by a female-led FinTech in Europe. A unique feature of the new offering is a ‘boost loan’ that offers investors the option of a low-cost loan that would double their starting investment. Avion Gray, Co-Founder and CEO of Belong speaks to Robin Amlôt of IBS Intelligence.

Jul 12, 2024 • 9min
EP729: A centralised hub to manage and access a range of financial services
Shay Merary, Chief Development Officer, FlyfishA new category of FinTech? Maybe… Flyfish aims to develop a comprehensive marketplace for financial services, hoping to mirror the impact of the likes of Airbnb but doing so in the financial sector. The company wants to be a disruptor and is on a mission to explain to potential clients and partners why that disruption makes sense, integrating diverse financial services into one platform and making it easier for businesses to manage their financial operations. Robin Amlôt of IBS Intelligence speaks to Shay Merary, Chief Development Officer at Cyprus-based Flyfish.

Jul 11, 2024 • 14min
EP728: Bank's AI makeover is harnessing enhanced security, compliance, and personalisation capabilities
Ermes Dajko, Senior Cloud Solutions Architect at TemenosErmes Dajko, is an expert in the field of generative artificial intelligence and its impact on banking. Puja Sharma of IBS intelligence speaks with Ermes about his insights on the potential of generative AI to enhance customer experiences and the future of AI-driven banking.

Jul 9, 2024 • 17min
EP727: Can unsecured personal loans drive financial inclusion for millennials?
Akshay Mehrotra, Co-Founder & CEO at Fibe Fibe's Co-Founder and CEO, Akshay Mehrotra, launched “EarlySalary” in 2015 to address the financial needs of young professionals facing end-of-month fund shortages. Puja Sharma of IBS Intelligence speaks with Akshay about the evolving patterns of borrowing among millennials, highlighting the significant impact of unsecured personal loans.

Jul 5, 2024 • 12min
EP726: With a focus on the customer, what comes next in digital banking?
Ben Goldin Founder & Chief Executive Officer, PlumeryHow have established financial institutions and challenger banks adapted to changing customer expectations and composable banking? Digital banking solutions can be built quickly but fast doesn’t necessarily mean attractive to customers. We are now entering the third generation of digital banking, moving from basic banking functionality to more sophisticated digital experiences and on to hyper-personalised, AI-driven, and contextually aware banking services. Robin Amlôt of IBS Intelligence speaks to FinTech veteran Ben Goldin, Founder and CEO of digital banking platform Plumery.

Jul 4, 2024 • 16min
EP725: The challenges to instant payments adoption and why Europe lags
Thomas Warsop, President & CEO, ACI WorldwideThe new EU Instant Payments Regulation came into force in April 2024 and apply in two phases. PSPs will have 9 months to comply for receiving instant payments, and 18 months for sending them. ACI Worldwide’s 2024 Prime Time for Real-Time report, says by 2028, instant payments are forecast to account for 13% of all electronic payments in Europe, up from 8% in 2023. But Europe is lagging behind other regions – what’s the story and what are the challenges facing instant payment adoption around the world? Thomas Warsop, President and Chief Executive of ACI Worldwide speaks to Robin Amlôt of IBS Intelligence.

Jul 4, 2024 • 13min
EP724: How financial institutions can get their AI strategy right
Connor Heaton, Director AI, Strategic Resource ManagementArtificial intelligence is one of the most compelling tools that banks can implement but it is just that – a tool, addressing questions that begin with ‘how’ – it also comes with inherent risks that could leave financial institutions and their customers vulnerable. However, AI is in your organisation now – whether you are aware of it or not – and this is the time to begin setting policy development strategically to ensure compliance, reduce risk and increase efficiency. A long-term AI strategy will assist in the successful implementation of next-gen automation and tools. Connor Heaton, Director AI at Strategic Resource Management, speaks to Robin Amlôt of IBS Intelligence.

Jul 1, 2024 • 8min
EP723: How traditional banks are embracing Open Banking in a digitally savvy era
Mathias Faure, Chief Technology Officer of audaxTune in for an enlightening discussion to uncover how audax is revolutionizing traditional banking infrastructure. Gloria Mathias of IBS Intelligence speaks with Chief Technology Officer, Mathias Faure on the adaptation of Open Banking by traditional banks and financial institutions in an era of growing digital maturity.

Jun 27, 2024 • 15min
EP722: Modernising insurance through an InsurTech ecosystem
Ritesh Varma, VP Business Solutions Consulting, Newgen SoftwareInsurance as a sector has been a latecomer to the tech party. Banks have been embracing FinTech solutions but only recently have insurers come to realise the potential benefits of InsurTech to improve the quality of their products and policies. The reason why should be obvious to all, it is simply a matter of customer-centricity – improve the end customer experience and you improve customer retention and customer acquisition. Robin Amlôt of IBS Intelligence talks insurance ecosystems with Ritesh Varma, Vice President Business Solutions Consulting for Newgen Software.

Jun 27, 2024 • 12min
EP721: The increasing importance of getting your operational resilience right
John Santhosh, Chief Executive Officer, GIEOM Business SolutionsFounded in 2012, GIEOM is an enterprise productivity company, enabling financial institutions to adopt an operational resilience framework. The company recently revealed that investing platform, Singapore-based Xcelerate had taken a strategic equity stake in GIEOM through a combination of primary and secondary investment. Globally, the digitalisation of BFSI compliance is rising rapidly, driven by increasing regulatory oversight and the need to assure key business stakeholders of operational resilience. Against that background, Robin Amlôt of IBS Intelligence speaks to John Santhosh, Chief Executive Officer of GIEOM Business Solutions.