
IBS Intelligence Podcasts
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Latest episodes

Jun 13, 2024 • 21min
EP716: What does the future hold for finance and banks?
Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.aiFrom digital currencies to digital wallets, and financial inclusion to fractional ownership… just some of the glimpses we already have of the shape of the future of finance. Then we must take account of the impact of artificial intelligence on the way we do business, and the way financial institutions interact with their customers. The breakneck pace of innovation shows no sign of letting up, but do we really know where it is leading us? Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director, CEO and Co-Founder, Rajesh Mirjankar.

Jun 11, 2024 • 10min
EP715: Design thinking and low code application solutions from Newgen Software
Ritesh Varma, VP Business Solutions Consulting, Newgen SoftwareUsing a low code platform to develop business applications on the cloud allows for improved responsiveness to customer needs, from onboarding to service requests, lending to underwriting, and use cases across industries. Newgen Software offers a unified digital transformation platform with native process automation, content services, and communication management. The process begins with a ‘design thinking’ approach. Robin Amlôt of IBS Intelligence speaks to Ritesh Varma, Vice President Business Solutions Consulting for Newgen Software.

Jun 11, 2024 • 18min
EP714: The challenges facing RegTech and RegTech providers
Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.aiThe biggest challenge facing regulatory technology (RegTech) and the tech firms that provide it to the financial services sector is at once highly complex and yet may framed very simply. In the latter instance, it is simply a matter of keeping up with fast-evolving regulations and doing so across borders. The question is this – is RegTech fit for purpose in the face of the AI revolution? Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director and CEO, Rajesh Mirjankar

Jun 7, 2024 • 12min
EP712: Navigating the current and future trends in lending
Sireesh Patnaik, Product Engineering Head, Pennant TechnologiesThe key factors in evolving the lending ecosystem of the future are the proper management of data and the increasing impact of artificial intelligence-based solutions. Getting data right means solid ground for accurate risk management and credit decisioning. Getting AI right means significant cost savings and faster decisions – good for the institution and good for the customer. Robin Amlôt of IBS Intelligence discusses the current trends in lending with Sireesh Patnaik, Product Engineering Head of Pennant Technologies.

Jun 7, 2024 • 14min
EP713: What you need to know about LLMs and AI solutions
Raj Bakhru, Chief Executive Officer, Blueflame AIThe LLM (large language model) is the encyclopaedia or library of its time and your AI program bringing together data from that repository of knowledge is your very own assistant librarian. But are you using the most suitable for your business? An LLM agnostic approach may be the way to get the best out of AI with different AI programs offering unique strengths. Being LLM agnostic allows enterprises to choose the best model for specific tasks, optimising performance and efficiency. Robin Amlôt of IBS Intelligence speaks to Raj Bakhru, CEO of Blueflame AI, which claims to bring financial services focused AI functionality to the alternatives space.

Jun 6, 2024 • 12min
EP711: How did UPI transition from a payment channel to the backbone of India's digital economy?
Deepak Chand Thakur, Co-founder, and CEO of NPSTCompleting a decade in the Payments ecosystem, NPST aims to be closer to banks and scale-up its value chain to FinTechs and merchants and cater to the end users. Gloria Mathias of IBS Intelligence speaks to Deepak Chand Thakur of NPST as he shares insights on the future trends of UPI in India and globally.

Jun 6, 2024 • 16min
EP710: How you need to look after your data
Paul Mountford, Chief Executive Officer, ProtegrityIntegration and accessibility, quality and compliance, and strategic governance – all issues around the security and management of your enterprise’s data. Robin Amlôt of IBS Intelligence speaks to Paul Mountford, CEO of data protection specialist Protegrity about how businesses are harnessing their data and reviews the key trends in data modernisation, optimisation and monetisation.

May 24, 2024 • 15min
EP709: How digital supply chain finance is a game-changer for MSMEs
Ram Iyer, Founder & CEO, VayanaAffordable financing is not just a necessity but a catalyst for growth for businesses. Ram Iyer, Founder & CEO of Vayana shares with Gloria Methri of IBS Intelligence, how easy access to low-cost finance enables MSMEs to manage their working capital and grow business, thereby positively impacting India's GDP.

May 17, 2024 • 12min
EP707: The current state of financial inclusion and how tech solutions are helping
Peter O’Halloran, Head of Enterprise and Digital Commerce EMEA, FiservAccess to financial services remains challenging for billions of people around the world, leaving them unable to access savings, credit, loans and insurance – in other words all the financial products that can help developing economic activity. But as Peter O’Halloran, Head of Enterprise and Digital Commerce EMEA at Fiserv tells Robin Amlôt of IBS Intelligence, accelerating adoption of digital solutions is enabling increasing financial inclusion.

May 17, 2024 • 14min
EP708: How to manage your cashflow more efficiently
Vishal Gupta, Founder & Chief Executive Officer, HylobizProfits alone won’t keep you in business! What you need to stay on top of, is your cashflow. Vishal Gupta, Founder and CEO of Hylobiz discusses the cashflow challenge with Robin Amlôt of IBS Intelligence, and explains how the firm’s solution allows you to accept instant payments and pay to your vendors, automate account receivables, payables, reconciliations, and more…