IBS Intelligence Podcasts

Andrew Martin, Chairman & CEO, SMEBSMEB Is a new community banking service that aims to revolutionise banking in rural locations in UK, Europe, USA and beyond. The SME FinTech is an authorised payment institution, a principal member with Visa and Mastercard, and is licenced for open banking services. As a first step, SMEB [‘smeeb’] aims to address the void in banking services in the UK’s rural locations, looking to create a payment microenvironment in rural communities, leveraging open finance to offer all payment options, including cash! Robin Amlôt of IBS Intelligence speaks to Andrew Martin, Chairman and CEO of SMEB. 

Michael Carbonara, CEO, IbaneraDigital payments are taking off but already, according to the World Economic Forum, 75% of businesses are apparently struggling with financial performance in dealing with the different regulatory frameworks around the world. While it may be a touch utopian to hope for global standards, there is an answer, and it comes in the form of blockchain, digitisation and tokenisation. Robin Amlôt of IBS Intelligence discusses the issues with Michael Carbonara, CEO of digital banking platform Ibanera. 

Scott Metro, Chief Information Security Officer, HazeltreeIf a deepfake scam succeeds, it is clear that a breakdown in the organisation has occurred – as UK multinational design and engineering company Arup discovered to its multi-million-dollar cost in Hong Kong. The advent of generative AI has brought new risks. What needs to be done to protect against increasingly realistic deepfakes? AI and machine learning have their place but not all the solutions are high-tech. Robin Amlôt of IBS Intelligence speaks to Hazeltree CISO, Scott Metro. 

Oli Cook, Co-Founder & CEO, ekkoInvestment trends say that the UK has been paying more attention to greener businesses. The narrative is evolving from viewing sustainability as a niche to recognizing it as a "fundamental necessity" in financial services. Gloria Methri of IBS Intelligence speaks to Oli Cook, CEO & Co-Founder of ekko on the intersection of FinTech and climate action. 

Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.aiFrom digital currencies to digital wallets, and financial inclusion to fractional ownership… just some of the glimpses we already have of the shape of the future of finance. Then we must take account of the impact of artificial intelligence on the way we do business, and the way financial institutions interact with their customers. The breakneck pace of innovation shows no sign of letting up, but do we really know where it is leading us? Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director,  CEO and Co-Founder, Rajesh Mirjankar. 

Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.aiThe biggest challenge facing regulatory technology (RegTech) and the tech firms that provide it to the financial services sector is at once highly complex and yet may framed very simply. In the latter instance, it is simply a matter of keeping up with fast-evolving regulations and doing so across borders. The question is this – is RegTech fit for purpose in the face of the AI revolution? Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director and CEO, Rajesh Mirjankar 

Ritesh Varma, VP Business Solutions Consulting, Newgen SoftwareUsing a low code platform to develop business applications on the cloud allows for improved responsiveness to customer needs, from onboarding to service requests, lending to underwriting, and use cases across industries. Newgen Software offers a unified digital transformation platform with native process automation, content services, and communication management. The process begins with a ‘design thinking’ approach. Robin Amlôt of IBS Intelligence speaks to Ritesh Varma, Vice President Business Solutions Consulting for Newgen Software. 

Raj Bakhru, Chief Executive Officer, Blueflame AIThe LLM (large language model) is the encyclopaedia or library of its time and your AI program bringing together data from that repository of knowledge is your very own assistant librarian. But are you using the most suitable for your business? An LLM agnostic approach may be the way to get the best out of AI with different AI programs offering unique strengths. Being LLM agnostic allows enterprises to choose the best model for specific tasks, optimising performance and efficiency. Robin Amlôt of IBS Intelligence speaks to Raj Bakhru, CEO of Blueflame AI, which claims to bring financial services focused AI functionality to the alternatives space. 

Sireesh Patnaik, Product Engineering Head, Pennant TechnologiesThe key factors in evolving the lending ecosystem of the future are the proper management of data and the increasing impact of artificial intelligence-based solutions. Getting data right means solid ground for accurate risk management and credit decisioning. Getting AI right means significant cost savings and faster decisions – good for the institution and good for the customer. Robin Amlôt of IBS Intelligence discusses the current trends in lending with Sireesh Patnaik, Product Engineering Head of Pennant Technologies.

Deepak Chand Thakur, Co-founder, and CEO of NPSTCompleting a decade in the Payments ecosystem, NPST aims to be closer to banks and scale-up its value chain to FinTechs and merchants and cater to the end users. Gloria Mathias of IBS Intelligence speaks to Deepak Chand Thakur of NPST as he shares insights on the future trends of UPI in India and globally.