The Rachel Cruze Show

💵 Start your free budget today. Download the EveryDollar app!Think of your budget like the foundation of a house—your budget must be solid before you can reach your money goals and build wealth! That’s why today you’ll learn ways to make budgeting quick and painless and prevent overspending before it starts.In This Episode:·      3 Ways to Quickly Simplify Your Budget·      How to Make Budgeting Effortless·      5 Proven Ways to Stop OverspendingOffers From Today’s Sponsors·      🏥 Learn more about Christian Healthcare Ministries!·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!Have you noticed that there are a million ways for your money to end up anywhere besides your bank account? That’s why today I’m revealing some common money traps and widely held money beliefs that aren’t doing you or your bank account any favors.In This Episode:·      Why Stores Are Changing Their Return Policies·      5 Signs Your Spouse Might Be Guilty of Financial Infidelity·      6 Lies Culture Tells Us About MoneyNext Steps·      💸 Learn to win with money by enrolling in Financial Peace University.·      💒 Strengthen your marriage and finances together. Tickets are now on sale for the 2025 Money & Marriage Getaway!·      🛡️ Connect with a RamseyTrusted pro today!Offers From Today’s Sponsors·      🏥 Learn more about Christian Healthcare Ministries today!Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel💼 The Ken Coleman Show📈 The EntreLeadership PodcastRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! From rising insurance prices to increased inflation rates, there are countless factors that affect the cost of owning a car these days. So this week, I’m sharing practical ways to take control of your money in the auto section of your budget. In This Episode:·      Why It Hurts More Than Ever to Own a Car·      Top 11 Worst Cars to Have During Inflation·      This 9-Minute Video Could Save You Hundreds Next Steps·     💰 Check out the Ramsey Car Guide.·      💸 Take the 5-Minute Coverage Checkup. Offers From Today's Sponsors·      🏥 Learn more about Christian Healthcare Ministries today!·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription. Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!This episode is all about smart money habits that help you build wealth. I’ll explore the concept of "stealth wealth," talk about the perks of sticking with your investments, and break down the 75/10/15 approach to budgeting.In This Episode:·      What Is Stealth Wealth (and Do You Have It?)·      3 Reasons to Ride Out the Investing Roller Coaster·      Does the 75/10/15 Rule Actually Work?Next Steps·      💰 Find out your investments’ earning potential! Use the Ramsey Investment Calculator to predict your future nest egg: https://ter.li/b0fs9c   Offer From Today's Sponsor·      🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸 The Ramsey Show Highlights 💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!From surprising exceptions to my "no debt" rule, to maximizing your home's sale, to the real costs of car loans—today, I'm sharing tips to help you avoid common money mistakes when making big financial decisions.In This Episode:·      The Only Exceptions to My “No Debt” Policy·      5 Mistakes to Avoid When Selling Your Home·      The Worst Investing Mistake You Can MakeNext Steps·      🎥 Watch my video on mistakes to avoid when paying off debt.·      🔨 Head to my video to find out which home upgrades aren’t worth your money.·      🚙 Check out my video on 10 great cars you can get for under $10,000.·      🏡 Sell your home with confidence! Partner with a RamseyTrusted real estate agent.  Offer From Today's Sponsor·      🏥 Learn more about Christian Healthcare Ministries.Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! This week, I'm sharing budget-friendly tips for eating on the go, the unexpected lessons my kids learned at Chuck E. Cheese, and five one-minute habits for a stress-free life. You'll learn tricks to stay organized and keep your finances on point, plus advice for living each day with gratitude.  In This Episode:·      Why Has Fast Food Gotten So Expensive?·      3 Lessons Chuck E. Cheese Taught My Kids·      5 One-Minute Habits to Keep Your Life Clutter-FreeNext Steps·      🎥 Watch my video on where to shop for the best deals to beat rising food costs. ·      🎥 Check out my video where I give tips for keeping things minimal when you have kids. ·      🎥 Go to my video where I share life-changing lessons I’ve learned from minimalists. ·      💙 Pick up a copy of my new kids book, I'm Glad for Where I Am.·      ☺️ Grab a copy of my other kids book, I’m Glad for What I Have. Offers From Today's Sponsors·      🏥 Learn more about Christian Healthcare Ministries.·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription. Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 The EntreLeadership Podcast  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!From costly marketing gimmicks and unnecessary impulse buys to hidden budgeting mistakes—in this episode, I'll share smart "spaving" tips, effective budgeting advice, and what's truly worth your money.In This Episode:·      Does Spending Money to Save Money Actually Work?·      Why Do We Buy Things We Don’t Need?·      4 Ways You’re Ruining Your Budget (Without Realizing It)Next Steps·      🎥 Watch my video where I reveal the money trap I fell into and share ways to avoid it.·      🛍️ Check out my video on the 7 things I won’t be buying this year.·      💵 Go to my video about 5 lessons I’ve learned from budgeting.·      💸 Learn to win with money by enrolling in Financial Peace University. Offers From Today's Sponsors·      🏥 Learn more about Christian Healthcare Ministries.·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!This week, I unpack the reasons some high earners struggle to save, reveal five financial numbers you should keep track of, and provide strategies to transform your income into long-lasting wealth. I also share clever tips for smart money management that will set you up for financial peace.In This Episode:·     5 Reasons Wealthy People Are Living Paycheck to Paycheck·     How to Actually Build Wealth on a High Income·      5 Numbers You Must Track to Build Wealth Next Steps·     🎥 Watch my video to learn how to create a budget from scratch.·      🏡 Go to my video for easy ways to pay off your mortgage early.·      💰 Navigate your investments with expert guidance from SmartVestor Pro.*Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.·      📊 Track your saving progress with the help our Investment Calculator. Offers From Today's Sponsors·      🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget. Sign up for EveryDollar today!Join in this week’s episode as I share my favorite brand name splurges, dish on popular products that aren't worth their price tag, and reveal signs that you might own too much stuff—it’s all about learning how to spend smart!In This Episode:·      Brand Name Products That Are Worth the Money·      Popular Products That Are a Waste of Money·      9 Sneaky Signs You Own Too Much StuffNext Steps ·      🎥 Watch my video on the Amazon picks I’m currently loving and hating.·     🩺 Check out my video on which types of insurance you do and don’t need.·      💵 Go to my video with Minimal Mom where we reveal what we don’t spend money on.·      🚑 Get a free quote! Shop for health coverage you can trust from Zander Insurance. Offers From Today's Sponsors·      🏥 Learn more about Christian Healthcare Ministries.·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription. Listen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠 The Dr. John Delony Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 The EntreLeadership Podcast  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget!This week, I'm talking about what to do once you’ve saved your first $1,000, revealing the hidden truth behind 0% interest deals, and exploring successful investing routines. I weigh in on some popular financial advice, offer smart steps for saving, and share habits that help grow your wealth.In This Episode:·      5 Things to Do After Saving $1000·      What’s the Catch With 0% Interest?·      My Annual Investment RoutineNext Steps·      🎥 Watch my video on 25 fast ways to save $1,000.·      🚗 Check out my video on five cars to never waste your money.·     💵 Go to my video revealing six legit ways to earn passive income.·      💸 Learn to win with money by enrolling in Financial Peace University. ·     💰 Navigate your investments with expert guidance from SmartVestor Pro.Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.Offers From Today's Sponsors·      🏥 Learn more about Christian Healthcare Ministries.·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscriptionListen to More From Ramsey Network🍸 Smart Money Happy Hour🎙️ The Ramsey Show  🧠  The Dr. John Delony Show💸  The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices