The Rachel Cruze Show

💵 Sign up for EveryDollar today. Create a free budget!  Show Description It’s time to get realistic about your money. From the cost of happy living to budgeting secrets to choosing the right financial goals for your stage of life—here are practical steps you can take to build wealth and live a life of financial peace along the way. In This Episode·      What It Actually Costs to Live Happily in America·      5 Lessons From 15 Years of Budgeting·      How to Set Financial Goals at Any Income LevelNext Steps·      🏡 Find out which Baby Step you’re on: https://www.ramseysolutions.com/get-started/gs/app/assessment ·      👛 Shop the Rachel Cruze Wallet: https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/ ·      🏧 Watch me critique someone’s budget: https://www.youtube.com/watch?v=ADH1inzM1Fc ·      📉 Plan or track your progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator ·      📲 Connect with a SmartVestor Pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=Cj0KCQjwztOwBhD7ARIsAPDKnkAqZ48eXBf2_Np4awFIESNJLFW7sznuHp4FQnnz5Xci2hV40oQ8ZCwaAkytEALw_wcB Offers From Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Show Description To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place. In This Episode·     10 Cars You Should Never Waste Your Money On·     10 Things Frugal People Avoid at All Costs·     2 Budget Categories Everyone Must HaveNext Steps·     🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M ·     🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide ·     📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/ ·     🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ Offers From Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Show DescriptionSometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it! In This Episode·      Things People Don’t Know About Millionaires·      Become a Millionaire Making Less Than $60,000·      4 Sneaky Problems With Making More Money Next Steps·      🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo·      🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw·      💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB·      ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB Offers From Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today - Create a free Budget!  Show Description It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life. In This Episode·     I Explain the Tax System in Under 10 Minutes·     My Most Hated Financial Advice: Side Hustles·     Renting vs. BuyingNext Steps🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M  Offers from Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Show Description Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more.Next Steps📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1] ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB Offers from Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Show Description Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank! In this episode:·      3 Wealth-Building Hacks Anyone Can Use ·      4 Ways to Easily Save $1,000 in a Month·      5 Cheap Date Nights You’ll Actually Want to Go OnNext Steps🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB Offers from Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today - Create a free Budget!  Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early. In this episode:·      Easy Ways to Pay Off Your Mortgage Early·      How to Reduce Your Financial Stress by 38% (Proven Plan)·      6 Legit Ways to Earn Passive Income Next Steps  🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1]  video.  🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study. ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.   ➡️ Invest in your future with a SmartVestor Pro.🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.  Offers From Today's Sponsors  🏥 Learn more about Christian Healthcare Ministries.  Listen to More From Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money. In this episode:·      Weird Things People Do to Save Money (Including Me!)·      How to Save on Life’s Unavoidable Expenses·      If I Lost All My Money Today, Here Is What I Would Do  Next Steps ●     Find cash you didn’t know you had with my 14-Day Money Finder.●     🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video.●     🏠 Do you have the right coverage for your needs? Find out in just five minutes.●     💵 Try my favorite budgeting app, EveryDollar.●     🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.  Offers from Today's Sponsors ●     🏥 Learn more about Christian Healthcare Ministries today.  Listen to more From Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home.  In this episode:·      How to (Legally) Get Out of Paying Taxes·      4 Budgeting Methods (and Which One Actually Works)·      Hidden Ways Homeownership Can Lose You Money  Next Steps ●     🎥 Watch my “Taxes Made Easy!” video.●     ➡️ Don’t let tricky taxes overwhelm you—get a pro.●     🎥 Watch my “Getting Started: How to Use EveryDollar” video.●     💵 Try my favorite budgeting app, EveryDollar.●     🎥 Watch my “How Much Home Can You Actually Afford?” video.●     ➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be.  Offers From Today's Sponsors ●     🏥 Learn more about Christian Healthcare Ministries.  Listen to more from Ramsey Network: 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and affordable, healthy recipes. What you get in this episode:·      Do this EVERY Time You Get Paid (Paycheck Routine)·      Grocery Store Hacks That Save You Money (with Nisha Vora)·      5 Proven Ways to Speed Up Your Debt Payoff Helpful Resources: ·      Follow Nisha on Instagram at @rainbowplantlife·      Watch my What Everybody Gets Wrong About Budgeting video.·     Watch my 12 Ways to Cut Your Grocery Bill in Half video.·      Watch my How I Would Budget $3,600 a Month video.·      Start budgeting for free with EveryDollar.·      Learn more about Christian Healthcare Ministries.Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices