The Rachel Cruze Show

“Talking about money is so romantic!” said no one ever. But since love can’t pay the bills, there are a few conversations you need to have with your significant other. Today, we’re talking about what those conversations are and how to have them in a way that can break the tension without breaking up your relationship. Plus, I’ll share six generosity-inspired and budget-friendly gift ideas.What you get in this episode:·      5 Crucial Money Questions to Ask Your Significant Other·      How to Finally End Money Fights With Your Spouse (with Jefferson Fisher)·      Minimalist Gift Ideas That People Will LoveHelpful Resources: ·       Follow Jefferson Fisher on Instagram.·       Start budgeting for free with EveryDollar.·       Get Tapple at Walmart or wherever you buy board games.·      Learn more about Christian Healthcare Ministries.Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, and Op Games.·      Learn more about your ad choices: https://www.megaphone.fm/adchoices·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices

I love a deal, but I don’t love haggling for one. It’s not hard—you just have to know how. And no one knows how to get a deal better than Dave Ramsey! Today, Dave’s sharing the do’s and don’ts of negotiation, you’ll learn what not to say when you walk into a car dealership, and I’ll tell you why I don’t play the points game when it comes to travel. What you get in this episode:·     How to Never Pay Full Price Again with Dave Ramsey·     Things You Should Avoid Saying When Buying a Car·     Travel Hacking: Why It’s Not for Me Helpful Resources: ·     Buy, sell or maintain a car with the Ramsey Car Guide.·     Hear more from Dave Ramsey on The Ramsey Show.·     Check out Financial Peace University, the fastest way to beat debt and build wealth.·     Start budgeting for free with EveryDollar.·      Learn more about Christian Healthcare Ministries.·      Try BetterHelp today.Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and BetterHelp. Learn more about your ad choices: https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Nothing says “holiday spirit” like trampling a total stranger at the grocery store to get the last can of cranberry sauce on sale. Guys, we can do better! Tune in for new ideas, tips and a 30-day challenge to help you keep your grocery budget in check. What you get in this episode:·     Are You Making These 7 Grocery Shopping Mistakes?·     We Put Kroger and Instacart to the Test·      Does This Hack Actually Save You Money on Groceries? Helpful Resources: ·     Start saving with my Meal Planner & Grocery Savings Guide.·      Start making memories. Go NOW and get Tapple at Walmart.·     Start budgeting for free with EveryDollar.·     Learn more about Christian Healthcare Ministries today.·      Try BetterHelp today.Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games and BetterHelp. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices

Holiday “deals” are coming for your cash—are you ready? Today, I’ll share what I won’t be spending money on this season and what I plan to do instead. Plus, I’m looking back at my very first video to see if I still agree with my own advice on raising grateful kids. What you get in this episode:·     Do I Agree With My Own Money Advice 10 Years Later?·     What I Refuse to Spend Money on This Holiday Season Helpful Resources: ·     Start budgeting for free with EveryDollar.·     Pick up a copy of my new kids book, I’m Glad For What I Have.·     Start making memories. Go NOW and get Telestrations or Tapple at Walmart.·     Learn more about Christian Healthcare Ministries today.·     Try BetterHelp today. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games, and BetterHelp. Learn more about your ad choices: https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Having a large salary doesn’t mean you’re building wealth, and earning a smaller income doesn’t mean you can’t manage it well. Anyone can win with money if they have the right tools—here’s what to do.What You Get in This Episode:·     Making $330,000 and Still Broke? (My Reaction)·     This Habit Is Keeping You Broke·     How to Find $2,500 in Your Budget Helpful Resources:·    Try BetterHelp today!·    Check out Christian Healthcare Ministries.·    Start budgeting for free with EveryDollar.                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

We may have rocked some questionable fashion in the ’90s but when it comes to our money, we got a few things right. I’ll share what we got right, the four things you should always have in your budget, and the money lesson I had to learn the hard way. What you get in this episode:·     ’90s Money Principles That Still Work Today·     4 Things You Must Include in Your Budget·     The Money Trap I Fell Into (and How to Avoid It) Helpful Resources: ·      Grab Telestrations at your local Walmart.·      Try BetterHelp today!·      Check out Christian Healthcare Ministries·      Start budgeting for free with EveryDollar.·      See your earning potential with our Investment Calculator.·      Learn more about my journey to contentment in my book Love Your Life, Not Theirs. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: The Op Games, Better Help and Christian Healthcare Ministries.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to saving money, it’s all about simplicity. Which is why I’m sharing nine practical money habits for you to try if your budget is in need of a reset. Also, let’s unpack the one question we’ve all asked: Will making more money solve my problems?What You Get in This Episode:·     5 Frugal Habits to Cut Your Expenses in Half·     4 Things Minimalists Do to Build Wealth·     Will Making More Money Solve Your Problems? Helpful Resources:·      Grab Telestrations at your local Walmart.·      Try BetterHelp today!·      Check out Christian Healthcare Ministries.·      Start budgeting for free with EveryDollar.·      Get on the waitlist for Rachel’s new kids book, I'm Glad for What I Have Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games and Better Help. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

No matter how different our budgets look, shopping is a part of everyone’s monthly spending plan. From IKEA’s best deals to Target’s marketing tactics—this episode is all about pro tips for being a budget-conscious consumer online and in-store.What You Get in this Episode: 6 Affordable IKEA Finds (You Wouldn't Think Were Real) 5 Clever Ways Target Gets You to Spend More Online vs. In-Store Shopping: Which is Best?  Helpful ResourcesKristen McGowan's YouTube ChannelBetter HelpChristian Healthcare MinistriesEveryDollar                                                Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Being smart with money means you have to know where to cut back and where it's actually worth it to spend top dollar—from big life events to your breakfast cereal. In this episode, learn what it really costs to have a baby today, things people commonly get wrong about money, and whether buying generic could save you big . . . but is it worth it? What you get in this episode: ·      What Does It Cost to Have a Baby Today?·      5 Things People Get Wrong About Money·      Is Buying Generic Brand Groceries Really Worth It?Helpful Resources: ·      Christian Healthcare Ministries ·   Better Help·      EveryDollar·      Financial Peace UniversitySponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to monthly spending, it can be easy to settle for “just getting by.” But wasting your paycheck on minimum payments forever is no way to live (or budget!)—here’s what to do instead.What You Get in this Episode:·     Why the Majority of People Will Stay Broke·     How Minimum Payments Take Years of Your Life Helpful Resources:Christian Healthcare MinistriesEveryDollar                                               Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy[SP1]  Learn more about your ad choices. Visit megaphone.fm/adchoices