The Rachel Cruze Show

💵 Sign up for EveryDollar today - Create a free Budget!  Show Description It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life. In This Episode·     I Explain the Tax System in Under 10 Minutes·     My Most Hated Financial Advice: Side Hustles·     Renting vs. BuyingNext Steps🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M  Offers from Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Show Description Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more.Next Steps📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1] ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB Offers from Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! Show Description Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank! In this episode:·      3 Wealth-Building Hacks Anyone Can Use ·      4 Ways to Easily Save $1,000 in a Month·      5 Cheap Date Nights You’ll Actually Want to Go OnNext Steps🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB Offers from Today's Sponsors🏥 Learn more about Christian Healthcare Ministries. Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today - Create a free Budget!  Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early. In this episode:·      Easy Ways to Pay Off Your Mortgage Early·      How to Reduce Your Financial Stress by 38% (Proven Plan)·      6 Legit Ways to Earn Passive Income Next Steps  🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1]  video.  🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study. ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.   ➡️ Invest in your future with a SmartVestor Pro.🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.  Offers From Today's Sponsors  🏥 Learn more about Christian Healthcare Ministries.  Listen to More From Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money. In this episode:·      Weird Things People Do to Save Money (Including Me!)·      How to Save on Life’s Unavoidable Expenses·      If I Lost All My Money Today, Here Is What I Would Do  Next Steps ●     Find cash you didn’t know you had with my 14-Day Money Finder.●     🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video.●     🏠 Do you have the right coverage for your needs? Find out in just five minutes.●     💵 Try my favorite budgeting app, EveryDollar.●     🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.  Offers from Today's Sponsors ●     🏥 Learn more about Christian Healthcare Ministries today.  Listen to more From Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home.  In this episode:·      How to (Legally) Get Out of Paying Taxes·      4 Budgeting Methods (and Which One Actually Works)·      Hidden Ways Homeownership Can Lose You Money  Next Steps ●     🎥 Watch my “Taxes Made Easy!” video.●     ➡️ Don’t let tricky taxes overwhelm you—get a pro.●     🎥 Watch my “Getting Started: How to Use EveryDollar” video.●     💵 Try my favorite budgeting app, EveryDollar.●     🎥 Watch my “How Much Home Can You Actually Afford?” video.●     ➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be.  Offers From Today's Sponsors ●     🏥 Learn more about Christian Healthcare Ministries.  Listen to more from Ramsey Network: 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and affordable, healthy recipes. What you get in this episode:·      Do this EVERY Time You Get Paid (Paycheck Routine)·      Grocery Store Hacks That Save You Money (with Nisha Vora)·      5 Proven Ways to Speed Up Your Debt Payoff Helpful Resources: ·      Follow Nisha on Instagram at @rainbowplantlife·      Watch my What Everybody Gets Wrong About Budgeting video.·     Watch my 12 Ways to Cut Your Grocery Bill in Half video.·      Watch my How I Would Budget $3,600 a Month video.·      Start budgeting for free with EveryDollar.·      Learn more about Christian Healthcare Ministries.Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Not in love with the way your spouse handles money? This week, Dr. John Delony stops by to answer your questions about money and marriage. Plus, I’ll share my most hated financial advice and give you one crucial rule to help you take control of your money.What you get in this episode: Manage Your Money Easily With This One Rule How Money Can Make or Break Your Relationships (with Dr. John Delony) My Most Hated Financial Advice: Combining Finances Helpful Resources: Watch 15 Practical Budgeting Tips. Try my favorite budgeting app— EveryDollar . Join John and Rachel at Money & Marriage Getaway. Watch 5 Areas That Can Make or Break Your Financial Success (with Dr. John Delony). Hear more from John on The Dr. John Delony Show or follow him at @johndelony. Watch 5 Crucial Money Questions to Ask Your Significant Other. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor.The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.Learn more about your ad choices: https://megaphone.spotify.com/about-advertisements Ramsey Solutions Privacy Policy:https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices

The idea that wealthy people always live in mega-mansions and wear $500 jeans is a myth. Being successful with money is as simple as having the right mindset and following a few basic principles. I’ll share more about it in this episode. Plus, you’ll hear three investing mistakes to avoid and small things you can do right now to double your money (the first one might surprise you!).  What you get in this episode:·      Investing Traps That Could Actually Lose You Money·      5 Easy Ways to Build Generational Wealth·      How to Double Your Money (Here’s What It Takes) Helpful Resources: ·     Discover your earning potential with the Ramsey Solutions Investment Calculator.·      Watch my How to Create a Budget From Scratch video, then start budgeting for free with EveryDollar.·      Navigate the ups and downs of the market with an investment pro in your area.·      Learn more about Christian Healthcare Ministries.Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices

With thousands of voices telling you how to handle your money (lookin’ at you, TikTok), it can start to feel overwhelming. The good news? Money doesn’t have to be like that. Today, I’ll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you’ll hear an emotional moment from The Ramsey Show.What you get in this episode: How to Escape Debt at Any Income Level The Secret to Overcoming 6-Figure Debt 5 Ways to Achieve Financial Goals Helpful Resources:  Get Jade Warshaw’s new book, Money Is Not a Math Problem. Then, listen to how she paid off $460,000 in debt. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.Learn more about your ad choices: https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Learn more about your ad choices. Visit megaphone.fm/adchoices