The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Jun 24, 2025 • 41min
Can You Achieve FIRE with Only Stocks? (Money Q&A)
Explore if financial independence can be achieved solely through stocks. Listen to insights on retirement options for contract workers and life insurance advice. Learn how to manage student loans effectively and make savvy decisions about selling rental properties. Discover strategies for young earners and tips for discussing finances with your partner. The hosts also delve into networking for career success and emphasize budgeting for realizing your financial goals.
Jun 18, 2025 • 40min
The Ultimate Guide to Managing Money Together as a Married Couple
Discover how childhood financial experiences shape adult spending habits. Learn to navigate joint versus separate accounts while emphasizing clear boundaries. The importance of communication in managing significant decisions is explored, alongside tips for tracking finances easily. Educating children about money management becomes a focus, highlighting strategies for financial stability in marriage. Ultimately, it's about collaboration, understanding, and planning for both the present and future as a unified couple.
Jun 16, 2025 • 40min
How Much Should Be in Your Emergency Fund (By Age!)
Discover the essential role of emergency funds and how they should evolve with age. Learn about the '136 method' to determine your savings goals, tailored for specific life stages. Explore the importance of maintaining these funds during significant life changes, from your 20s to home ownership. Hear how generational shifts in savings behavior reflect changes in priorities, particularly among Gen Z. This informative discussion will help you prepare for life's unexpected expenses with confidence.
11 snips
Jun 11, 2025 • 50min
The Fastest Way to Learn Anything with Pat Flynn
Pat Flynn, entrepreneur and podcaster known for Smart Passive Income, shares secrets to accelerate learning and achieve your goals. He discusses the Lean Learning framework for effective knowledge acquisition, stressing actionable steps over information overload. Flynn reflects on his transition from aspiring architect to online entrepreneur, showcasing community-building's impact. He emphasizes balancing learning with action and the importance of personal choices in defining true wealth, advocating for meaningful experiences over material success.
Jun 9, 2025 • 30min
The Ultimate Guide to Becoming an Employer Match Millionaire (FREE MONEY)
Dive into the world of employer matching contributions and unlock hidden wealth! Learn how to optimize your 401k for substantial long-term gains. Discover the perks of aligning your investment growth with salary increases and explore alternative matching options. Uncover additional employer benefits like health savings accounts and stock purchase plans, transforming workplace perks into free money opportunities. Don’t leave potential riches on the table—maximize your financial future today!
8 snips
Jun 4, 2025 • 38min
The Insurance You MUST HAVE and What You Don't Need
Explore the must-have insurance types that protect your financial health and the essential coverage amounts to consider. Learn about car insurance nuances, including the best strategies for comprehensive and collision coverage, especially for newer vehicles. The episode emphasizes the importance of homeowners and renters insurance to cover potential risks. Discover the DIME formula for life insurance needs while navigating the pitfalls of policies like whole life insurance that might not be worth it.
Jun 2, 2025 • 43min
My Retirement Plan Charges 1.38% Is It Robbing Me of My Future? (Money Q&A)
Are high retirement plan fees stealing your future? Discover the impact of a 1.38% charge and learn savvy ways to cut costs. The hosts tackle burning questions on post-loan savings strategies, and whether to invest in a Roth 457(b) with a hefty fee. For new investors, there’s guidance on where to put $30K. Explore wealth-building tactics for military personnel and the best starts for your kids in financial literacy. Plus, tips on safeguarding personal information while planning for a secure retirement!
May 28, 2025 • 35min
Starting at 40+? Here’s the Exact Investing Plan I’d Use (FI After 40 Framework)
Discover an actionable financial framework tailored for those over 40, focusing on effective savings and investment strategies. Learn the CIA method to streamline your finances by cutting unnecessary expenses, identifying goals, and automating savings. Explore ways to boost your income through salary negotiations, side businesses, and strategic job changes. Delve into smart investment techniques like the backdoor Roth IRA and a Buffett-inspired portfolio, all while planning for healthcare costs and striving for a debt-free lifestyle.
10 snips
May 26, 2025 • 46min
5 Side-Hustles That Can Turn into a Full time Income!
Discover five promising side hustles poised to transform into sustainable income streams. Explore the potential of launching an indoor golf simulator business and learn effective marketing strategies. Dive into the world of AI agent agencies and uncover how they can diversify your income. Hear about the importance of standard operating procedures for smooth business operations. Unique ideas like crypto mining setups and luxury decor subscriptions also get the spotlight, inspiring you to pursue your entrepreneurial dreams!
May 21, 2025 • 41min
Should You Buy a House Now or Wait it Out? (Money Q&A)
Explore the current housing market's complexities, weighing the pros and cons of buying a home now versus waiting. Discover key budgeting strategies, like the '20-55 rule,' and gain insights on homeownership costs beyond just the mortgage. Delve into the importance of maintaining a solid credit history and effective financial management. Plus, examine a cautious approach to investing in Bitcoin, discussing institutional adoption and smart investment techniques. Tune in for essential tips to navigate your financial future!
