The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Aug 6, 2025 • 44min
She’s 64, Broke, and Wants to Day Trade - Here's What I'd Tell Her (Money Q&A)
This episode dives into crucial financial questions from everyday life. Listeners learn the pros and cons of taking a lump sum pension versus monthly payments. Tax loss harvesting is demystified as a potential strategy for financial growth. Real estate challenges are tackled, including clever ways to buy a new home without becoming homeless. The discussion includes risks of day trading for someone seeking retirement security, advocating for stable investment paths instead. Practical advice ensures listeners are equipped for their financial journeys.
Aug 4, 2025 • 35min
How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum)
Discover effective strategies for investing a sizable lump sum, including the critical aspects of planning and informed decision-making. Learn how to balance personal goals with risk tolerance, weighing the benefits of lump sum investing versus dollar cost averaging. Dive into portfolio construction with a focus on asset allocation and diversification, while staying mindful of management fees. Gain practical insights on managing windfalls wisely, emphasizing education and disciplined long-term planning for financial success.
Jul 31, 2025 • 42min
The Case For and Against Bitcoin (You Need to Hear This!)
Dive into the dynamic world of Bitcoin! Explore its remarkable origins after the 2008 financial crisis and how it has evolved into a significant investment. Discover why some view it as the modern gold, a safe haven in unstable economies. Weigh the pros and cons, including the risks of volatility and regulatory challenges. Gain personal insights on investment strategies and build your financial knowledge with unique resources. This discussion will make you rethink your approach to digital currency!
7 snips
Jul 28, 2025 • 39min
Should I Invest in REITS? (Money Q&A)
Explore the pros and cons of investing in REITs versus traditional platforms like Fundrise. Discover strategies for managing extra cash and tackling debt, including rental mortgages. Learn about flexible investment options for children beyond 529 plans, like custodial Roth IRAs. Delve into tax loss harvesting and its relevance for investors. Finally, gain insights into essential financial literacy resources and how to set up brokerage accounts for minors. This is a treasure trove of personal finance wisdom!
Jul 23, 2025 • 41min
Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli)
Nick Maggiulli, author of "Just Keep Buying" and "The Wealth Ladder," shares his expertise on building wealth through effective financial strategies. He explains the Wealth Ladder framework, detailing how individuals can tailor their financial approaches based on their current wealth levels. The discussion emphasizes a mindset shift towards income growth over mere expense reduction, highlighting the balance between enjoying life now and planning for a prosperous future. Maggiulli empowers listeners to focus on career advancement and income-generating assets to secure long-term financial success.
7 snips
Jul 21, 2025 • 47min
21 Money Traps Smart People Still Fall Into
Discover the financial traps that even the savviest people fall into, from lifestyle creep to investment misconceptions. Learn how increased income can lead to higher spending cycles and the psychological effects of wanting more. Uncover the pitfalls of trying to time the market and the dangers of overextending on purchases. Explore the importance of being proactive with financial planning and making informed decisions on key matters like retirement accounts. Gain insights to avoid minor mistakes that can cost you significantly in the long run.
Jul 16, 2025 • 57min
Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley)
Tom Corley, author of Rich Habits, dives into the daily practices that turn ordinary individuals into millionaires. He shares unique insights on the wealth-building habits that set self-made millionaires apart, highlighting the importance of consistent actions, physical fitness, and lifelong learning. Corley emphasizes strategic goal setting and the critical role of building relationships for diversifying income. He also discusses how affluent families instill financial literacy in their children, ensuring a strong money management foundation for future success.
15 snips
Jul 14, 2025 • 48min
How to Lower Every Bill in Your Life in 60 Days
Discover a strategic eight-week plan to cut down your expenses and bills. Learn effective negotiation tactics for internet, cable, and phone services to boost your savings. Unlock the secrets of energy efficiency with smart upgrades like thermostats and audits. Dive into insurance audits to find better rates for your homeowners, renters, and auto policies. Renters will find invaluable tips on negotiating their rent, from timing the conversation to nurturing landlord relationships. Get ready to transform your financial landscape!
21 snips
Jul 9, 2025 • 39min
22 Things Broke People Waste Money On
Discover the 22 expenditures that can drain your finances and keep you from thriving. Explore the hidden costs of gym memberships and subscriptions, along with strategies to cut back. Dive into the psychology behind spending, from retail therapy to the risks of extravagant weddings. Learn how to avoid common financial pitfalls associated with holidays, gifts, and lending money to friends. Emphasize mindful budgeting and prioritizing your financial well-being over impulsive choices.
4 snips
Jul 7, 2025 • 34min
Should I Take on Debt to Start A Business on The Side? (Money Q&A)
The podcast dives into the dilemma of taking on debt to launch a side business, highlighting strategies like using home equity wisely. Listeners learn about the implications of student loans for film school and discover ways to minimize debt through careful planning. Practical tips on balancing emergency funds with retirement investments are offered. The discussion also covers earning extra income through online side hustles, while managing high-interest credit card debt with innovative financial strategies.
