The Ultimate Year End Money Checklist (2025 Edition)

Dec 1, 2025

Get ready to turbocharge your finances with a 10-phase year-end checklist! Discover quick wins to save money instantly, like canceling subscriptions and maximizing retirement contributions. Learn how to automate your finances, review your spending habits, and reset your net worth for the upcoming year. Optimize your investments with tax strategies, and check your credit health. Don't forget to audit your insurance and update your estate planning documents. Finally, set actionable financial goals for 2025 to ensure a prosperous new year!

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Quick Wins To Save Money Fast

Cancel unnecessary subscriptions and negotiate at least one bill to save instantly.
Move cash to a high-yield savings account and automate small monthly deposits.

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Reset Your Automations

Confirm all recurring bills and credit cards are on autopay to avoid missed payments and interest.
Update automatic transfers and contribution amounts after income changes.

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Review Spending And Savings

Calculate your annual savings rate and audit the last 90 days of spending to spot lifestyle creep.
Cut or downgrade three expenses and refill emergency funds using the 1-3-6 method if needed.

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Get The Ultimate Year End Money Checklist here.

In this episode of The Personal Finance Podcast, reset your financial life in just 15 minutes with the ultimate year-end money checklist for 2025. Andrew breaks down 10 practical phases to save money instantly with quick wins, automate your money system, review spending and savings, update your net worth, optimize investments and retirement contributions, use tax strategies that reduce your bill, clean up credit and debt, audit insurance protection, update estate planning essentials, and set your money goals for next year.

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Resources Mentioned

Get the Free Automate Your Money Checklist here https://courses.mastermoney.co/automate-your-money-checklist
Empower (PC) https://fxo.co/FBdJ

Links of the Episodes Mentioned:

How to Pay Off $10,000 in Credit Card Debt in Less Than 1 Year https://bit.ly/48rYfUK
How to Protect Your Finances Online (Right Now!) https://bit.ly/48C3MsM
The 6 Numbers You Must Know to Build Wealth (The Financial Scorecard) https://bit.ly/4inFIgM
The Ultimate Guide to Becoming an Employer Match Millionaire (FREE MONEY) https://bit.ly/43SFEzI
The 1-3-6 Method For Building & Managing Your Emergency Fund https://bit.ly/3XSWLOb
How to Create a Bulletproof Wealth Protection Plan https://bit.ly/4pA4LQ3

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