The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Jan 28, 2026 • 42min
How to Build Your First $1 Million (Faster Than You Think)
They debunk millionaire myths and reveal surprising data about who actually builds wealth. They outline a practical 8-step system focused on automation, consistent investing, and living below your means. They discuss using homeownership and business ownership as wealth accelerators. They stress starting early, building systems, and increasing income to create a savings gap.
Jan 26, 2026 • 57min
10 Steps to Creating the Ultimate Retirement Plan
A ten-step framework for building a retirement plan is laid out in short, actionable segments. Topics include defining your target lifestyle, translating spending into a portfolio goal, and mapping guaranteed income sources. They cover healthcare planning, tax-advantaged accounts, asset allocation, withdrawal sequencing, Social Security timing, legacy choices, and setting an annual review routine.
8 snips
Jan 21, 2026 • 42min
How To Design Your Dream Life with Andy Hill
Andy Hill, author and podcaster focused on lifestyle design, shares insights on achieving Coast FIRE and time ownership. He discusses balancing present enjoyment with future security, emphasizing a personalized spending plan tied to values. Hill advocates for prioritizing memorable experiences over excessive saving and suggests part-time work as a fulfilling lifestyle choice. He encourages listeners to redefine wealth as time freedom, allowing for exploration of new hobbies and deeper family connections.
Jan 19, 2026 • 60min
How to Build Wealth on a Low Salary
Discover how everyday individuals have amassed fortunes through discipline and smart investing. Learn essential strategies like capturing employer matches and saving 20-30% of your income. Dive into methods for tackling high-interest debt and building a robust emergency fund. Explore practical steps to increase income and manage spending, all while preventing lifestyle inflation. With insights on strategic investments and real-life success stories, this guide shows how a modest salary can lead to significant wealth over time.
Jan 14, 2026 • 38min
We React to Crazy Money Reddit Stories With Paula Pant
Paula Pant, a personal finance journalist and host of the Afford Anything podcast, joins to react to jaw-dropping Reddit money stories. They scrutinize the ethics of hiding wealth from family and debate the implications of joint savings for a down payment. Paula advocates for legal action against parents mishandling college funds and warns about the perils of co-signing loans for adults. Together, they expose financial deception, stressing the importance of boundaries and compassion in money matters.
Jan 12, 2026 • 42min
What the 1% Teach Their Kids About Money
Learn how the wealthiest families teach their kids the value of money. Discover the innovative four-jar system for spending, saving, investing, and giving. Explore age-based investing lessons and the concept of earning through chores and a family job board. Andrew emphasizes weekly family meetings to enhance financial understanding and responsibility. By guiding children towards financial literacy, families can cultivate stewardship and secure generational wealth.
6 snips
Jan 7, 2026 • 53min
The EXACT Money Plan for Your 20s, 30s, 40s, and 50s (Step-by-Step Blueprint)
Explore a decade-by-decade money plan designed to build wealth efficiently. Discover how to leverage time in your 20s, emphasizing the importance of automating finances and early investing. Learn to lock in savings rates in your 30s while maximizing tax-advantaged accounts. As you enter your 40s, focus on refining asset allocation and tracking your financial independence number. Finally, transition into the 50s by preserving wealth and planning for a purposeful retirement. Each stage is packed with actionable strategies for financial freedom!
Jan 5, 2026 • 48min
Why You Keep Failing at Money Goals (And the Simple System That Fixes It)
Discover the secrets to achieving your financial goals with a clear plan! Learn how to define your 'why' and set SMART goals that actually work. Transform lofty ambitions into actionable steps with strategic micro-plans. Stay on track by using personalized scorecards and regular check-ins. Embrace the art of time blocking to organize your week effectively. Plus, find out how to reset your mindset when setbacks occur and take five swift actions to kickstart your journey to financial success!
Dec 31, 2025 • 59min
26 Things to Do with Your Money In 2026!
Discover 26 transformative money strategies for 2026 that can reshape your financial future. Learn how to rebuild trust in your finances, set specific goals, and automate savings and investments. Dive into the 1-3-6 emergency fund method and discover tax diversification strategies. Explore techniques to negotiate raises that keep pace with inflation and build valuable skills for career advancement. Plus, create a security plan to protect your finances and enjoy guilt-free spending on what you love. Engage in regular money check-ins to stay on track!
Dec 29, 2025 • 48min
You Can Change Your Finances in 3 Months (Here is How!)
Learn how to master your finances in just three months! Discover six transformative steps that include knowing your income clearly and calculating your burn rate. Understand the significance of your net worth as a financial scoreboard. Andrew explains how to manage debt wisely and introduces the freedom number using the 25x rule. Gain tips on automating your investments and bills, and the benefits of low-cost index funds. Finally, explore the importance of intentional spending on what really matters to you.
