The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Aug 20, 2025 • 38min
Student Loans Just Changed... Here’s How to Pay Them Off Faster (This Year!)
Learn about the impending changes to student loans and how they could impact your finances. Discover a 12-step plan for faster repayment, including a biweekly payment hack that could save you over $1,000 in interest. Get tips on negotiating lower rates and explore tax-free assistance options from employers. Understand the resurfacing wage garnishments and the significance of navigating new repayment policies. Plus, hear effective strategies for student loan management, side hustles, and tracking your progress toward financial freedom.
14 snips
Aug 18, 2025 • 49min
How the Wealthy Use HELOCs to Build Wealth and Protect Their Cash (Should You Have One?)
Discover the ins and outs of Home Equity Lines of Credit (HELOCs) and how they can enhance your wealth-building strategy. The discussion contrasts HELOCs with traditional mortgages and unveils the complexities of the 'velocity banking' method, revealing its limited benefits. Listeners learn practical tips for smart application and disciplined repayment to avoid common pitfalls. The episode emphasizes prioritizing financial goals for true freedom over mere mortgage obligations while equipping you with best practices for effective HELOC management.
Aug 13, 2025 • 30min
How to Get Rich Buying Boring Businesses with Codie Sanchez (PFP Vault)
Codie Sanchez, the founder of Contrarian Thinking and owner of 26 diverse businesses, shares her expertise on wealth creation through unglamorous ventures. Discover how to thrive with laundromats, car washes, and vending machines. Codie emphasizes the importance of education before investing and innovative ways to boost cash flow. Learn about financing options like seller financing, effective business management, and how to source profitable opportunities from retiring baby boomers. Get ready to shift your mindset and explore the world of passive income!
18 snips
Aug 11, 2025 • 47min
17 Brutal Lessons To Get Filthy Rich
Explore the harsh realities of wealth-building, where saving alone won't cut it. Discover how 94% of millionaires live below their means and the impact of missing just 20 market days on your returns. Learn why hard work needs assets, not just income, and how lifestyle inflation can hinder even high earners. Uncover the importance of calculated risks, multiple income streams, and personal accountability for achieving financial independence while navigating market turbulence with a contrarian mindset.
Aug 6, 2025 • 44min
She’s 64, Broke, and Wants to Day Trade - Here's What I'd Tell Her (Money Q&A)
This episode dives into crucial financial questions from everyday life. Listeners learn the pros and cons of taking a lump sum pension versus monthly payments. Tax loss harvesting is demystified as a potential strategy for financial growth. Real estate challenges are tackled, including clever ways to buy a new home without becoming homeless. The discussion includes risks of day trading for someone seeking retirement security, advocating for stable investment paths instead. Practical advice ensures listeners are equipped for their financial journeys.
Aug 4, 2025 • 35min
How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum)
Discover effective strategies for investing a sizable lump sum, including the critical aspects of planning and informed decision-making. Learn how to balance personal goals with risk tolerance, weighing the benefits of lump sum investing versus dollar cost averaging. Dive into portfolio construction with a focus on asset allocation and diversification, while staying mindful of management fees. Gain practical insights on managing windfalls wisely, emphasizing education and disciplined long-term planning for financial success.
Jul 31, 2025 • 42min
The Case For and Against Bitcoin (You Need to Hear This!)
Dive into the dynamic world of Bitcoin! Explore its remarkable origins after the 2008 financial crisis and how it has evolved into a significant investment. Discover why some view it as the modern gold, a safe haven in unstable economies. Weigh the pros and cons, including the risks of volatility and regulatory challenges. Gain personal insights on investment strategies and build your financial knowledge with unique resources. This discussion will make you rethink your approach to digital currency!
7 snips
Jul 28, 2025 • 39min
Should I Invest in REITS? (Money Q&A)
Explore the pros and cons of investing in REITs versus traditional platforms like Fundrise. Discover strategies for managing extra cash and tackling debt, including rental mortgages. Learn about flexible investment options for children beyond 529 plans, like custodial Roth IRAs. Delve into tax loss harvesting and its relevance for investors. Finally, gain insights into essential financial literacy resources and how to set up brokerage accounts for minors. This is a treasure trove of personal finance wisdom!
Jul 23, 2025 • 41min
Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli)
Nick Maggiulli, author of "Just Keep Buying" and "The Wealth Ladder," shares his expertise on building wealth through effective financial strategies. He explains the Wealth Ladder framework, detailing how individuals can tailor their financial approaches based on their current wealth levels. The discussion emphasizes a mindset shift towards income growth over mere expense reduction, highlighting the balance between enjoying life now and planning for a prosperous future. Maggiulli empowers listeners to focus on career advancement and income-generating assets to secure long-term financial success.
7 snips
Jul 21, 2025 • 47min
21 Money Traps Smart People Still Fall Into
Discover the financial traps that even the savviest people fall into, from lifestyle creep to investment misconceptions. Learn how increased income can lead to higher spending cycles and the psychological effects of wanting more. Uncover the pitfalls of trying to time the market and the dangers of overextending on purchases. Explore the importance of being proactive with financial planning and making informed decisions on key matters like retirement accounts. Gain insights to avoid minor mistakes that can cost you significantly in the long run.
