The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Jul 23, 2025 • 44min
Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli)
Nick Maggiulli, author of "Just Keep Buying" and "The Wealth Ladder," shares his expertise on building wealth through effective financial strategies. He explains the Wealth Ladder framework, detailing how individuals can tailor their financial approaches based on their current wealth levels. The discussion emphasizes a mindset shift towards income growth over mere expense reduction, highlighting the balance between enjoying life now and planning for a prosperous future. Maggiulli empowers listeners to focus on career advancement and income-generating assets to secure long-term financial success.
Jul 21, 2025 • 50min
21 Money Traps Smart People Still Fall Into
Discover the financial traps that even the savviest people fall into, from lifestyle creep to investment misconceptions. Learn how increased income can lead to higher spending cycles and the psychological effects of wanting more. Uncover the pitfalls of trying to time the market and the dangers of overextending on purchases. Explore the importance of being proactive with financial planning and making informed decisions on key matters like retirement accounts. Gain insights to avoid minor mistakes that can cost you significantly in the long run.
Jul 16, 2025 • 1h
Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley)
Tom Corley, author of Rich Habits, dives into the daily practices that turn ordinary individuals into millionaires. He shares unique insights on the wealth-building habits that set self-made millionaires apart, highlighting the importance of consistent actions, physical fitness, and lifelong learning. Corley emphasizes strategic goal setting and the critical role of building relationships for diversifying income. He also discusses how affluent families instill financial literacy in their children, ensuring a strong money management foundation for future success.
15 snips
Jul 14, 2025 • 51min
How to Lower Every Bill in Your Life in 60 Days
Discover a strategic eight-week plan to cut down your expenses and bills. Learn effective negotiation tactics for internet, cable, and phone services to boost your savings. Unlock the secrets of energy efficiency with smart upgrades like thermostats and audits. Dive into insurance audits to find better rates for your homeowners, renters, and auto policies. Renters will find invaluable tips on negotiating their rent, from timing the conversation to nurturing landlord relationships. Get ready to transform your financial landscape!
Jul 9, 2025 • 42min
22 Things Broke People Waste Money On
Discover the 22 expenditures that can drain your finances and keep you from thriving. Explore the hidden costs of gym memberships and subscriptions, along with strategies to cut back. Dive into the psychology behind spending, from retail therapy to the risks of extravagant weddings. Learn how to avoid common financial pitfalls associated with holidays, gifts, and lending money to friends. Emphasize mindful budgeting and prioritizing your financial well-being over impulsive choices.
Jul 7, 2025 • 37min
Should I Take on Debt to Start A Business on The Side? (Money Q&A)
The podcast dives into the dilemma of taking on debt to launch a side business, highlighting strategies like using home equity wisely. Listeners learn about the implications of student loans for film school and discover ways to minimize debt through careful planning. Practical tips on balancing emergency funds with retirement investments are offered. The discussion also covers earning extra income through online side hustles, while managing high-interest credit card debt with innovative financial strategies.
Jul 2, 2025 • 40min
5 Side-Hustles That Can Turn into a Full time Income! (Part 2)
Explore unique side hustles that could morph into full-time gigs! Discover practical tips for basketball hoop installation and garage organization services. Learn scaling strategies to expand your business nationwide while keeping costs low. Understand the importance of financial security and how life insurance can protect your family. Delve into creative opportunities like AI-generated coloring pages and professional resume services. Get ready to turn your passions into profit!
Jun 30, 2025 • 34min
9 Things You Need to Do to Become a Millionaire Next Door
Explore the core principles from 'The Millionaire Next Door,' emphasizing frugality as essential for wealth building. Discover how avoiding luxury traps can pave the way to financial freedom through mindful spending. Learn why focusing on equity is more beneficial than simply chasing income. The impact of parental financial support on adult discipline is discussed, along with the importance of nurturing budgeting skills. Finally, uncover the habits and values that distinguish millionaires, providing practical insights for achieving financial independence.
6 snips
Jun 25, 2025 • 32min
How to Plan for Healthcare Costs (By Age)
Discover how to navigate healthcare costs throughout different life stages. The discussion highlights alarming statistics and projected expenses, emphasizing the importance of early planning. Learn strategic insights tailored to personal health and family needs, and explore financial strategies for managing healthcare expenses. From understanding insurance premiums to effective negotiation tips, this insight-packed conversation equips listeners with the tools to secure their financial future against rising medical costs.
Jun 24, 2025 • 41min
Can You Achieve FIRE with Only Stocks? (Money Q&A)
Explore if financial independence can be achieved solely through stocks. Listen to insights on retirement options for contract workers and life insurance advice. Learn how to manage student loans effectively and make savvy decisions about selling rental properties. Discover strategies for young earners and tips for discussing finances with your partner. The hosts also delve into networking for career success and emphasize budgeting for realizing your financial goals.
