The Personal Finance Podcast Should I Invest in REITS? (Money Q&A)
Jul 28, 2025
Explore the pros and cons of investing in REITs versus traditional platforms like Fundrise. Discover strategies for managing extra cash and tackling debt, including rental mortgages. Learn about flexible investment options for children beyond 529 plans, like custodial Roth IRAs. Delve into tax loss harvesting and its relevance for investors. Finally, gain insights into essential financial literacy resources and how to set up brokerage accounts for minors. This is a treasure trove of personal finance wisdom!
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Investing In Vanguard's VNQ REIT
- Vanguard's VNQ ETF offers easy, low-cost public real estate exposure through REITs without property management hassles.
- It pays dividends, is liquid, and suits investors who want to avoid opening new platforms like Fundrise.
Debt Repayment Priorities Strategy
- Pay off your boat loan first as it's the highest interest rate and small balance.
- Review rental property refinancing and invest leftover cash in index funds while maintaining an emergency fund.
Flexible Kids' Savings Options
- Use a taxable brokerage account to save for kids if you want flexibility beyond college expenses.
- Name kids as beneficiaries to retain control until you decide to transfer the funds.
