The Personal Finance Podcast How to Automate Your Finances (Money on Autopilot!)
Nov 26, 2025
Discover how to harness the power of automation to streamline your finances and reduce stress. Learn to create a flow-through checking account that acts as your financial hub and automate your savings and investments with strategic plans. Find out how to manage bill payments effortlessly while earning rewards responsibly with credit cards. Plus, explore techniques for setting up emergency funds and conducting quick monthly reviews to stay on top of your financial game!
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Automation Turns Chaos Into Discipline
- Automation removes financial chaos and reduces emotional decision-making.
- It converts willpower into discipline so money moves without constant thought.
Use One Flow-Through Checking Account
- Route all income through a single checking account that acts as a flow-through.
- Keep that account lean (about one month of expenses) and funnel money to purpose-built accounts.
Follow An Order For Automated Investing
- Automate investments first and follow this order: employer match, HSA, Roth IRA, 401(k), taxable, then other goals.
- Prioritize retirement contributions before funding 529s or other secondary goals.