The Personal Finance Podcast 21 Things to Do Before You Retire (Are You On Track?!)
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Nov 10, 2025 Explore essential retirement milestones to ensure you're on track! Learn how to define your dream retirement vision and estimate your retirement number using the 25x rule. Discover various strategies for withdrawing funds, maximizing your Social Security benefits, and diversifying income streams. Plus, find out how catch-up contributions and Roth conversions can significantly enhance your savings. Finally, protect your wealth from scams while gaining total control over your financial future!
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Start With A Retirement Vision
- Define a vivid retirement vision before chasing a number so money serves purpose, not the reverse.
- Map your dream day, week, and pillars to anchor your financial plan and prevent purposeless retirement.
Grandmother's Habits Lived Past 100
- Andrew shares his grandmother's habits: daily walks, frequent reading, and crosswords, which helped her live past 100.
- He uses this example to stress exercising both body and brain for a longer health span.
Use 25Ă Spending For A Back-Of-Napkin Target
- Use the 25X rule as quick math: annual spending Ă 25 approximates the nest egg needed using the 4% rule.
- Track and update that retirement number yearly to adapt for life changes and inflation.