📈 Are you on track with the Baby Steps? Get a free personalized plan.Is dragging yourself to the airport at 4 a.m. for a $90 round-trip flight worth it? In this episode, Rachel and George weigh in on travel budget hacks you can try to save big on your next trip.Next Steps: 🏅Help us make the show better! Please fill out a quick survey. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍸 SeabreezeRecipe: Difford’s Guide 1 2/3 ounce Ketel One vodka 2 1/2 ounce cranberry juice 1 ounce pink grapefruit juice Instructions: Select and pre-chill a Collins glass. Prepare garnish of lime wedge and shake all ingredients with ice. Strain into ice-filled glass and garnish with lime wedge.Explore More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances.Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  📗 Order George Kamel’s new book, Breaking Free From Broke. 📚 Get Rachel Cruze’s Kids Book Bundle. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Cranberry Fizz MocktailRecipe: @holisticrendezvous 1 ounce cranberry juice 1/2 ounce rosemary thyme syrup Top with sparkling water Rosemary sprig (garnish) Ice (cranberry and rosemary) Instructions:Syrup: Combine all ingredients and bring to a boil. Reduce to a simmer for 10 minutes and then remove from heat. There should be about 3/4 cup liquid left. Strain and store in the fridge for about a week.Mocktail: Rim a lowball glass with maple syrup (or honey) and coarse sugar and fill with ice. Add all ingredients and top with fresh or frozen whole cranberries and a sprig of rosemary.Explore More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show🪑 Front Row Seat with Ken Coleman📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the intriguing world of 'crunchy' lifestyles, from eco-friendly choices to hilarious food preferences. Discover the stark price differences in everyday products like deodorants and eggs while diving into food safety and sustainable living. Learn about balancing parenting pressures with personal values and the nuances of kitchen practices. Enjoy a lively discussion about the Kentucky Flyer cocktail and uncover the best money-saving hacks to support your health-conscious decisions!

Listeners share bizarre ways they've spent their emergency funds, from pet care to raccoon removals, highlighting the absurdities of financial mishaps. The hosts emphasize the importance of having a buffer for unexpected expenses while recounting humorous encounters with pests and car troubles. Personal anecdotes reveal the emotional weight of spending during life's surprises, encouraging listeners to rethink their financial decisions and priorities. Through laughter and lighthearted storytelling, they stress the need for strategic budgeting in overwhelming situations.

In a delightful chat, Winston Cruze, Rachel Cruze's husband, shares insights from their marriage journey, while Whitney Kamel, George Kamel's wife, adds her humorous takes on life as a couple navigating finances. They explore the quirks of financial personalities, amusing tales from home renovations, and the importance of love languages. The conversation is packed with personal anecdotes about balancing finances and affection, showcasing the fun and challenges of money matters in relationships. Expect laughter, wisdom, and a bit of playful competition!

Explore the impact of money on relationships, highlighting the pitfalls of income disparities. Discover tips for open financial communication and managing familial expectations. Dive into the complexities of sharing finances with roommates and kids, including navigating peer pressure and social media influences. Learn practical strategies for setting boundaries and instilling values like generosity in children. Plus, enjoy nostalgic tales from messy living situations and the therapeutic comfort of cozy apparel!

Financial expert Dave Ramsey joins the conversation, sharing insights from his wealth of experience in personal finance. He tackles 20 pressing questions, offering a glimpse into his views on luxury spending and work-life balance. Listeners get a humorous take on his guilty pleasures in fast food and memorable presidential encounters. Alongside stories of family dynamics and parenting, Ramsey reflects on the value of experiences versus material possessions, all while enjoying a lighthearted exchange with the hosts.

📈 Are you on track with the Baby Steps? Get a Free Personalized PlanRemember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money. Next Steps: 💵 Start your free budget today. Download the EveryDollar app! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.     📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.  Today’s Happy Hour Special: 🥃 Classic Amaretto SourRecipe: Real Simple Ingredients: 1 1/2 ounces amaretto liqueur 1 ounce simple syrup 3/4 ounce fresh lemon juice (from 1 lemon) 1 orange slice, for garnish (optional) 1 maraschino cherry, for garnish (optional)  Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using. Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations.Next Steps:  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.     📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code Smart Money. Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail)Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-BeIngredients: 1 cup fresh or frozen blackberries or cherries 1 tablespoon lime juice 1 teaspoon honey 1/3 cup coconut water 1 cup seltzer 4 sage leaves Additional blackberries and sage leaves for garnish Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries.Listen to More From Ramsey Network:💡 The Rachel Cruze Show💰 George Kamel🎙️ The Ramsey Show💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show🪑 Front Row Seat with Ken Coleman📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into the amusing world of conspicuous consumption and hear hilarious tales of one-upmanship in social settings. The hosts discuss the pitfalls of leasing luxury cars as status symbols and examine how social media skews perceptions of wealth. They reflect on the importance of genuine financial habits over superficial displays, while emphasizing authenticity in beauty standards. With a light-hearted twist, they highlight the impact of social circles on spending habits and promote the value of budgeting and mindful purchasing.