Smart Money Happy Hour with Rachel Cruze and George Kamel We Predict the Future of 2026—Money, Celebrities and More!
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Jan 1, 2026 Join Rachel and George as they take a playful dive into what 2026 might hold! They chat about the potential easing of mortgage rates, the decline of Airbnb appeal, and the risks of predatory Buy Now, Pay Later schemes. Predictions also cover celebrity weddings and high-profile court cases. They emphasize long-term financial habits over fleeting trends while also expressing excitement about self-driving cars. Plus, catch a hopeful update on Dolly Parton and a nod to the rising spirituality among younger generations!
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Prepare For Gradual Rate Declines
- Expect mortgage rates to continue a slow downward trend toward roughly 4.5–5% rather than a return to 3% levels.
- Use falling rates as an opportunity if you’re shopping, but don’t count on dramatic drops overnight.
Airbnb Profitability Is Falling
- Airbnb returns have cooled as hidden fees, cleanup hassles, and guest expectations erode profitability.
- Short-term rental economics look worse in many markets for hosts who expected easy cash.
Stay Invested—Ignore Market Noise
- Stay invested through market volatility unless you’re withdrawing in retirement; don’t try to time the market.
- Regular contributions beat reactionary selling that often locks in losses.
