Smart Money Happy Hour with Rachel Cruze and George Kamel Weird Money Habits That Will Make You Rich
Jan 29, 2026
They explore unconventional money moves like living on less than you make, going down to one car, and working extra seasons to crush debt. They debate ditching credit scores, throwing savings at debt while keeping a $1,000 starter fund, and using cash or frozen cards to curb spending. They also cover paying cash for cars and school, investing beyond employer match, and making extreme habits temporary with clear end dates.
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Boost Income For A Season
- Work extra hours or start side gigs temporarily to increase income and get out of debt faster.
- Focus on controllable actions like hours worked to create immediate financial margin.
Don't Chase A High Credit Score
- Stop obsessing over your credit score and aim to have no score by eliminating debt.
- Remember a high score measures debt management, not overall financial health.
Use Your Own Money First
- Use cash or debit instead of credit to change spending behavior and avoid debt.
- Paying with your own money reduces overspending and gives immediate peace of mind.
