Smart Money Happy Hour with Rachel Cruze and George Kamel Your Money Habits Are Our Financial Pet Peeves—Let’s Talk! (With Jade Warshaw)
Jan 8, 2026
Jade Warshaw, a debt-payoff expert and coach who conquered $460,000 of debt, joins the discussion. She shares her journey and insights on financial habits. The trio dives deep into pet peeves like banks' sneaky fees and the absurdity of splitting restaurant bills evenly. Jade passionately critiques the 'buy now, pay later' mindset and the secrecy around purchases in relationships. They also tackle the tension between budgeting for gifts and the societal pressures of spending. This lively conversation highlights the emotional dimensions of money management.
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Massive Debt Payoff Story
- Jade Warshaw paid off $460,000 of debt with her husband over seven and a half years.
- She used that experience to build credibility as a debt-payoff expert at Ramsey.
Don't Make Venmo A Public Relationship Tool
- Avoid sending Venmo payments to a spouse publicly or using it as a relationship shortcut.
- Be mindful Venmo can be social and expose awkward transactions in your feed.
Small Habits Signal Bigger Problems
- Stop carrying thousands in debt while maintaining daily expensive habits like pricey lattes.
- Fix visible small habits because they often signal deeper financial problems.
