The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Dec 26, 2024 • 31min
12.26.24 BEST OF: Relocation: Rent Before You Buy / SAVE MORE On Clothing
Consider renting in a new city before buying to avoid costly mistakes. The show shares compelling real-life examples emphasizing how this strategy can save you headaches. Meanwhile, the secondhand clothing market is booming, growing seven times faster than new clothing sales. This trend reflects a cultural shift toward sustainability and cost-effectiveness. Listeners are encouraged to embrace thrift shopping as a smart way to save money and shop responsibly, all while still looking stylish!
5 snips
Dec 24, 2024 • 30min
12.24.24 BEST OF: Retail Membership Considerations / Timeshare Scams Get Worse
This engaging discussion addresses the growing trend of retail membership models, comparing offerings from major players like Target and Walmart. The conversation shifts to the alarming rise of organized crime in timeshare scams, targeting unsuspecting victims. Listeners gain insights on managing debt, including Parent PLUS loans, and the implications of debt settlements. The episode wraps up with travel tips, focusing on how to save money on hotels and flights, ensuring a festive and financially savvy season.
6 snips
Dec 23, 2024 • 36min
12.23.24 2025 Home Price Projections / The Average 401(k) Balance
The hosts delve into predictions for home prices in 2025, discussing how factors like mortgage rates and income will impact affordability. They explore secure payment options, particularly focusing on virtual card numbers and rental car toll management. The conversation shifts to the sobering statistics of average 401(k) balances, emphasizing the need for better retirement planning. Personal anecdotes highlight credit building strategies for teenagers and essential safety tips for homeowners with pools.
Dec 20, 2024 • 36min
12.20.24 Clark Answers His Critics on Clark Stinks / A USPS Warning
In a lively discussion, listener critiques take center stage, shedding light on the U.S. Postal Service's ongoing delivery struggles. Clark emphasizes practical strategies for managing bills amid these delays. A fascinating health journey unfolds as a listener shares their transformation through a whole food plant-based diet, showcasing the profound effects on chronic diseases. Additionally, insights into financial matters tackle 401(k) transfers and the impact of zoning laws on communities, sparking a debate on the housing crisis and the economy.
9 snips
Dec 19, 2024 • 33min
12.19.24 SAVE On Internet Service / American Train Travel
Discover how to cut costs on your home internet by avoiding unnecessary high speeds. Many consumers overspend on services they don’t fully utilize. Explore the exciting resurgence of train travel in America, improving transit options and reducing urban congestion. Dive into effective financial strategies, from optimizing savings to investing for kids. Plus, learn about the potential risks of gift card fraud. It’s a blend of practical advice and positive changes in transportation!
7 snips
Dec 18, 2024 • 38min
12.18.24 American Healthcare Needs A Full Rethink / New Employment Challenges
The shocking murder of a health insurance CEO has ignited a fierce debate about the flaws in the U.S. healthcare system, exposing issues like hidden pricing and lack of choice. Discussions also focus on the urgent need for consumer empowerment and transparency to address rising costs and denied care. Additionally, the podcast delves into the current employment landscape, highlighting how long it takes workers to find new jobs and offering tips for navigating the job market. Practical advice on savings and retirement planning adds further value.
5 snips
Dec 17, 2024 • 33min
12.17.24 Airport Car Theft / The Real Consumer Victory At Supermarkets
Keep your car safe at the airport during the holiday travel rush! Discover how tracking devices can help prevent theft. Delve into the legal tangle as Albertsons sues Kroger, and find out what it means for grocery prices. Explore the shifting dynamics in the supermarket industry as discount chains grow, impacting consumer choices. Plus, learn about mentoring young people in financial literacy and the importance of savvy saving. Tune in for valuable tips on navigating insurance and sprucing up your holiday shopping!
9 snips
Dec 16, 2024 • 34min
12.16.24 SAVE MORE With DIY Repairs / Housing Market Update
Learn how DIY repairs can save you money, from fixing your car to home improvements. Discover insights on the housing market, revealing a surprising shift in the price dynamics between new and used homes. Explore the rise of satellite communities as people seek affordable living after the pandemic. Plus, get tips on budgeting and navigating the rental market. Finally, dive into investment choices, emphasizing the benefits of low-cost index funds for your retirement savings.
10 snips
Dec 13, 2024 • 41min
12.13.24 Clark Answers His Critics on Clark Stinks / SAVE On Healthcare
The discussion dives into listener feedback and critiques, sparking a lively 'Clark Stinks' segment. It reveals staggering facts about U.S. healthcare spending versus outcomes. Stories shed light on personal triumphs in navigating hospital costs, including a vastly cheaper MRI experience. The podcast also highlights the importance of charitable donations, particularly with Clark's Christmas Kids, while exposing the complexities and frustrations of medical billing practices. Tips for smart holiday shopping and technology setups add a sprinkle of relatable advice.
Dec 12, 2024 • 38min
12.12.24 Subscription Wrangling / Estate Planning in 3 Steps
Uber's troubles with the FTC serve as a crucial reminder to manage your subscriptions wisely and protect your finances. Warren Buffett's advice on estate planning highlights three essential steps for safeguarding your legacy. Stories of scams, particularly SIM swap fraud, emphasize the need for consumer vigilance. Tips on refinancing and cashback incentives are shared, alongside strategies for managing multiple subscriptions. The importance of clear estate planning and holiday giving for foster care children is also discussed.
