The Clark Howard Podcast
04.08.25 Ask An Advisor With Wes Moss
Apr 8, 2025
Wes Moss, a fiduciary financial advisor, shares his expertise on investing and retirement planning. He discusses the dangers of shifting investments to cash during volatile times and offers three strategies to combat that urge. With inflation impacting finances heavily, Wes provides essential tips for maintaining purchasing power while optimizing investments. Listeners also get a chance to have their burning questions answered, enhancing their financial literacy. It's a treasure trove of advice for savvy investors.
45:25
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Quick takeaways
- Wes Moss cautions against shifting investments to cash during market volatility, emphasizing the importance of staying invested in a diversified portfolio.
- To combat prolonged inflation, investing in historically strong assets like equities and real estate is crucial for protecting purchasing power.
Deep dives
Market Volatility and Emotional Responses
Current market volatility has led investors to consider cash as a safe option during turbulent times. The allure of safety prompts many to pull out of investments and put their money into cash or money market accounts, fearing further declines. While this reaction is understandable, history shows that markets eventually recover from downturns, and some of the strongest market days occur shortly after significant losses. Therefore, sticking to a well-thought-out financial plan and staying invested is often more beneficial than succumbing to emotional responses driven by market fear.
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