Wes Moss

Wes Moss, a certified financial planner and host of the Retire Sooner podcast, shares insights from over a decade of research on retirement happiness. He discusses key traits of the happiest retirees, including the importance of financial stability and strong social connections. The conversation also covers the current bull market, realistic investment expectations, and strategies for stable cash flow. Finally, Moss addresses common fears about outliving retirement savings, emphasizing proactive cash management and diverse income sources for peace of mind.

Wes Moss, a fiduciary financial advisor dedicated to helping people retire happier, dives into the five pillars of investing, offering clarity on managing investments in both prosperous and challenging times. He reveals strategies to potentially pay 0% on long-term capital gains due to recent tax law changes, emphasizing the shift from the 4% to the 4.7% withdrawal rule. Listeners’ questions lead to insightful discussions about investment approaches for young savers and the importance of choosing reliable investment custodians.

Wes Moss, a fiduciary financial advisor, helps you navigate the tricky waters of retirement savings and investing. He reveals how a couple’s simple home renovation could have led to hefty Medicare costs and shares strategies to avoid such pitfalls. Diving into the world of AI, Wes explains its powerful analytical abilities while warning against relying on it for major financial decisions. Plus, he answers listener questions, providing insights that blend finance with everyday dilemmas. Tune in for expert advice that could save you money!

Wes Moss, a fiduciary financial advisor and author of 'You Can Retire Sooner Than You Think,' shares invaluable insights on early retirement strategies and the joy of post-career life. He breaks down the Rule of 72(t), explaining how to access IRA funds penalty-free before age 59½. Wes also reveals key findings from his research on joyful retirees, highlighting that engaging in meaningful activities and maintaining social connections greatly enhance happiness. Plus, he answers listener questions, providing tailored financial advice for a fulfilling retirement.

Wes Moss, a fiduciary and seasoned financial advisor known for his expertise in retirement planning, shares valuable insights on navigating early retirement. He identifies six critical mistakes to avoid for those dreaming of an early exit from the workforce. The conversation also touches on the evolving landscape of retirement planning, including the FIRE movement and the importance of multiple income streams. Wes answers listener questions, offering practical strategies to ensure financial stability and make informed investment choices.

Wes Moss, a fiduciary financial advisor with expertise in retiree happiness, shares 10 key habits that ensure a fulfilling retirement. He emphasizes the significance of both financial planning and lifestyle choices, recommending a financial target of $750,000 and diverse income streams. Engaging in 'core pursuits' and maintaining social connections are highlighted as vital for mental well-being. The discussion also touches on adjusting investment strategies and navigating TSP allocation to create a balanced retirement portfolio.

Wes Moss, a Certified Financial Planner and author of 'What the Happiest Retirees Know', shares insights on achieving a fulfilling retirement. He emphasizes the importance of hobbies and social connections, revealing that happy retirees engage more in these activities. They also dive into the effects of early retirement on happiness and the necessity of financial readiness. Additionally, Wes discusses the current chaos at the IRS and the rise in credit card debt, guiding listeners on optimizing Social Security claims and evaluating mutual fund performance.

Wes Moss, a fiduciary financial advisor and author focusing on retirement strategies, dives into crucial financial topics. He explores the optimal timing for taking Social Security benefits, emphasizing personalized scenarios to maximize payouts. Wes also discusses target date funds, comparing them to TV dinners for their convenience while cautioning that they’re not without flaws. The conversation is lively, covering various listener questions about investment strategies and planning for retirement, making complex topics more accessible.

Wes Moss, a fiduciary financial advisor and author of 'You Can Retire Sooner Than You Think', dives into the relevance of the 60/40 investment rule amidst today's market shifts. He argues that balanced investing remains essential for retirement security. With a historic $84 trillion wealth transfer on the horizon, Wes tackles the complexities of inheriting money and offers a practical checklist for both givers and receivers. Plus, he answers listener questions on navigating financial planning in these changing times.

Wes Moss, a fiduciary financial advisor, sheds light on the anxieties surrounding the volatile stock market of 2025. He discusses the importance of understanding the Stock Market Fear Index and why historically, peak fears tend to fade. Wes emphasizes that trying to avoid the market's worst days can hurt more than missing the best ones. The conversation also includes listener questions about retirement savings and effective long-term investment strategies, offering practical advice for navigating financial uncertainty.