Wes Moss

Wes Moss, a certified financial planner and host of the Retire Sooner podcast, shares insights from over a decade of research on retirement happiness. He discusses key traits of the happiest retirees, including the importance of financial stability and strong social connections. The conversation also covers the current bull market, realistic investment expectations, and strategies for stable cash flow. Finally, Moss addresses common fears about outliving retirement savings, emphasizing proactive cash management and diverse income sources for peace of mind.

Wes Moss, a fiduciary financial advisor and author of 'You Can Retire Sooner Than You Think,' shares invaluable insights on early retirement strategies and the joy of post-career life. He breaks down the Rule of 72(t), explaining how to access IRA funds penalty-free before age 59½. Wes also reveals key findings from his research on joyful retirees, highlighting that engaging in meaningful activities and maintaining social connections greatly enhance happiness. Plus, he answers listener questions, providing tailored financial advice for a fulfilling retirement.

Wes Moss, a fiduciary and seasoned financial advisor known for his expertise in retirement planning, shares valuable insights on navigating early retirement. He identifies six critical mistakes to avoid for those dreaming of an early exit from the workforce. The conversation also touches on the evolving landscape of retirement planning, including the FIRE movement and the importance of multiple income streams. Wes answers listener questions, offering practical strategies to ensure financial stability and make informed investment choices.

Wes Moss, a fiduciary financial advisor with expertise in retiree happiness, shares 10 key habits that ensure a fulfilling retirement. He emphasizes the significance of both financial planning and lifestyle choices, recommending a financial target of $750,000 and diverse income streams. Engaging in 'core pursuits' and maintaining social connections are highlighted as vital for mental well-being. The discussion also touches on adjusting investment strategies and navigating TSP allocation to create a balanced retirement portfolio.

Wes Moss, a fiduciary financial advisor and author focusing on retirement strategies, dives into crucial financial topics. He explores the optimal timing for taking Social Security benefits, emphasizing personalized scenarios to maximize payouts. Wes also discusses target date funds, comparing them to TV dinners for their convenience while cautioning that they’re not without flaws. The conversation is lively, covering various listener questions about investment strategies and planning for retirement, making complex topics more accessible.

Wes Moss, a fiduciary financial advisor, sheds light on the anxieties surrounding the volatile stock market of 2025. He discusses the importance of understanding the Stock Market Fear Index and why historically, peak fears tend to fade. Wes emphasizes that trying to avoid the market's worst days can hurt more than missing the best ones. The conversation also includes listener questions about retirement savings and effective long-term investment strategies, offering practical advice for navigating financial uncertainty.

Wes Moss, a Certified Financial Planner and author, joins to share valuable insights for savers aged 55 and older. He discusses vital ‘catch-up’ strategies that can significantly boost retirement savings, highlighting contributions to 401(k)s and HSAs. Wes breaks down the 4% rule, a crucial guideline for sustainable withdrawals, alleviating fears of running out of money. Plus, he answers listener questions about navigating financial challenges in retirement and offers guidance on emerging market investments.

Wes Moss, a fiduciary financial advisor known for his expertise in investing and retirement savings, joins to break down the world of ETFs, index funds, and mutual funds. He explains when to use each investment vehicle and clarifies the crucial differences between retirement and brokerage accounts. Wes emphasizes the importance of long-term strategies and diversification in navigating market volatility. He also answers listener questions, ensuring that both new and seasoned investors get the insights they need to plan effectively.

Wes Moss, a fiduciary financial advisor, shares insights on navigating the current turbulent market. He highlights a significant trend of retirement account trading driven by alarming headlines, advocating for confidence in uncertain times. Moss introduces the 'Dry Powder Principle' to protect your portfolio amidst volatility. The conversation emphasizes understanding risk tolerance and adapting investment strategies throughout life stages, while exploring the dynamics of dividend stocks in relation to overall financial planning.

Wes Moss, a fiduciary financial advisor and author of 'What the Happiest Retirees Know', shares crucial insights on retirement planning. He warns listeners about a significant Roth 401(k) rollover mistake related to the 5-year rule that could lead to big losses. Wes also shares heartwarming wisdom drawn from a couple's retirement journey, highlighting essential keys to a happy retirement. Additionally, he tackles listener questions, providing valuable strategies for optimizing Social Security and navigating market fluctuations for financial stability.