The Clark Howard Podcast 04.16.25 AI Can Cost You / Waste Not When Dining Out
26 snips
Apr 16, 2025 Dive into the rapid rise of AI and why relying too heavily on it might cost you time and money. Uncover practical advice on navigating class action settlements and the frustrations of using virtual credit cards. Explore the financial impact of leaving restaurant leftovers behind and learn the benefits of taking home those doggy bags. Plus, gain insights on credit card rewards, condo insurance, and travel strategies for your next adventure. It's a treasure trove of tips and tricks to enhance your consumer savvy!
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Expedia AI Chatbot Refund Issue
- Jason booked a $3,500 trip on Expedia relying on an AI chatbot's promise of a full refund within 24 hours.
- Expedia only refunded half, initially refusing to honor the chatbot's statement until consumer advocacy intervention.
AI Responses Can Be Unreliable
- AI tools like Gemini and ChatGPT can provide answers that sound authoritative but may be inaccurate or incomplete.
- Users must be cautious and verify AI outputs as early AI models are prone to errors.
How to Use Virtual Settlement Cards
- Use small-value virtual credit cards from class action settlements by applying them as partial payments on utility or phone bills.
- This ensures you redeem the value instead of losing it due to difficulty in spending alone.