
The Clark Howard Podcast
04.21.25 GOLD As An Asset / The Best Cell Phone Plan For You
Apr 21, 2025
Dive into the investment potential of gold as a reliable asset amidst market uncertainties. Learn strategies for purchasing gold and why it can be a smart move. On the tech front, uncover the latest deals from cell phone carriers and find out how to choose the best plan for your needs. Additionally, explore the shift to ACH payments for bills and the advantages of Health Savings Accounts for managing medical expenses. Tune in for actionable tips on both money and tech!
34:06
AI Summary
AI Chapters
Episode notes
Podcast summary created with Snipd AI
Quick takeaways
- Investing in gold can provide a hedge against market uncertainty, but should be limited to 3-5% of your portfolio.
- Major cell phone carriers are raising prices, prompting consumers to seek cheaper alternatives from discount brands and independent providers.
Deep dives
Investing in Gold: Caution and Strategy
Gold has recently seen a significant increase in value, prompting discussions about whether it's a wise investment in current market conditions. While gold can serve as a hedge against economic uncertainty, its long-term returns may not match other investment options, such as stocks or bonds. Financial experts suggest limiting gold investments to a small portion of your portfolio, ideally around 3-5%, to avoid overexposure. Moreover, it's recommended to invest through gold exchange-traded funds (ETFs) to mitigate the complexities and costs associated with purchasing physical gold.
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.