The Clark Howard Podcast cover image

The Clark Howard Podcast

Latest episodes

undefined
Dec 12, 2024 • 38min

12.12.24 Subscription Wrangling / Estate Planning in 3 Steps

Uber's troubles with the FTC serve as a crucial reminder to manage your subscriptions wisely and protect your finances. Warren Buffett's advice on estate planning highlights three essential steps for safeguarding your legacy. Stories of scams, particularly SIM swap fraud, emphasize the need for consumer vigilance. Tips on refinancing and cashback incentives are shared, alongside strategies for managing multiple subscriptions. The importance of clear estate planning and holiday giving for foster care children is also discussed.
undefined
5 snips
Dec 11, 2024 • 32min

12.11.24 Tariffs And Car Prices / Store-Branded Credit Cards

Discover how rising tariffs could lead to soaring car prices and whether now's the time to buy. Clark shares insights into store-branded credit cards, warning against their high-interest pitfalls and labeling them as 'junk credit.' Listeners also hear heartwarming stories of credit score triumphs and practical tips for navigating the holiday shopping season. Plus, get advice on tackling high rental car rates for holiday travels. Tune in for valuable financial wisdom!
undefined
7 snips
Dec 10, 2024 • 32min

12.10.24 What Is Mortgage Recasting? / Fast Food Innovations

Discover the ins and outs of mortgage recasting, including its benefits and how it stacks up against principal prepayment. Dive into the world of innovative fast food, where apps and AI are transforming customer experiences, alongside the rise of healthier vending machine options. The discussion also touches on the implications of fast food delivery fees and expands into crucial financial choices, like whether to contribute to a Roth IRA or prioritize mortgage payments.
undefined
16 snips
Dec 9, 2024 • 33min

12.09.24 The Property Tax Problem / The Decision to “Unretire”

Rising property taxes are putting financial strain on homeowners across the country, with North Dakota's recent tax elimination failure highlighting the issue. The conversation also dives into the trend of 'unretiring,' encouraging a smoother transition to part-time work for many. Listeners are cautioned about the risks of buying rental cars, emphasizing the importance of checking maintenance history. Additionally, advice on gifting vehicles and managing negative equity offers practical tips for navigating personal finance.
undefined
Dec 6, 2024 • 34min

12.06.24 Clark Answers His Critics on Clark Stinks / 401(k) Savings - 2025

It's Clark Stinks day, where listener critiques are shared and discussed! Older workers can now capitalize on new 401(k) savings options, allowing for 'super catch-up' contributions. The conversation dives into the importance of corporate accountability in various sectors and navigating life's frustrations. Strategies for improving credit scores and understanding retirement accounts, including Roth options, are highlighted. Clark encourages support for charitable initiatives, particularly for children in foster care, emphasizing the joy of giving.
undefined
5 snips
Dec 5, 2024 • 34min

12.05.24 Update: Series I Savings Bonds / A Warning About Fidelity

This episode dives into the latest changes in Series I Savings Bonds, offering timely advice for savvy savers. Listeners will discover the pitfalls of major investment firms like Fidelity, Vanguard, and Schwab, as they face criticism for service and product quality. There's also valuable guidance for young investors on making the most of a $2,000 investment with a Roth IRA. Plus, the discussion highlights smart strategies for navigating homeownership and investment options, ensuring everyone is equipped for financial success.
undefined
Dec 4, 2024 • 32min

12.04.24 Buying Advice: Big Screen TVs / How Companies Can Be More Profitable

This discussion dives into the best tips for buying big screen TVs this holiday season, highlighting the evolution of television technology and consumer preferences. Listeners get insights into how employee treatment directly enhances customer experiences, ultimately boosting company profits. The conversation also touches on financing issues, such as reshaping auto loans, and the complexities of online emotional support animal letters. Plus, it explores the rising trend of employee ownership in fostering successful businesses.
undefined
Dec 3, 2024 • 29min

12.03.24 Homeowners Insurance Check-Up / Safe Charitable Giving

Explore the shifting landscape of homeowners insurance and the risks of being underinsured as home values soar. Discover practical strategies for securing proper coverage and navigating rising premiums. As the holiday season approaches, learn how to donate wisely and avoid charity scams, ensuring your contributions make a real impact. Plus, gain insights into investment strategies tailored for young investors and the importance of regularly reviewing insurance policies for better protection.
undefined
Dec 2, 2024 • 32min

12.02.24 SAVE On Domestic Airfare / Amazon Health Services

Learn how to save on domestic airfare while navigating new airline refund rules. Discover the benefits of one-way flight searches for snagging better deals. Dive into Amazon's expansion in healthcare and its innovative services that enhance consumer access to medical care. Hear about a listener's battle with unexpected medical costs and the complexities of billing. Plus, get tips on how to maximize your health checkups and make meaningful donations during the holiday season with a charity focused on supporting foster children.
undefined
Nov 29, 2024 • 36min

11.29.24 BEST OF: Clark Answers His Critics on Clark Stinks / Clark Rule For Booking Travel

Amidst Thanksgiving reflections, a spirited discussion unfolds about listener feedback in the 'Clark Stinks' segment. Insights on travel booking highlight the importance of protecting your money, especially in an unstable cruise industry. Personal anecdotes blend with practical advice, emphasizing the dangers of using debit cards and the value of trip insurance. Tips for booking travel early and navigating car rental complexities add to the treasure trove of financial wisdom shared, ensuring listeners are better equipped for their next adventure.

The AI-powered Podcast Player

Save insights by tapping your headphones, chat with episodes, discover the best highlights - and more!
App store bannerPlay store banner
Get the app