The Clark Howard Podcast 07.07.25 Epidemic Of SCAMS On Social Media / Fight Health Insurance Denials
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Jul 7, 2025 Scams on social media are running rampant, with influencers and bots misleading users about products and investments. Meanwhile, health insurance denials are a major hurdle for many; appeals can often turn the tide in your favor. The conversation highlights the importance of consumer vigilance and understanding patient rights to combat these issues. With rising ambulance costs and insurance complexities, the discussion emphasizes the need for awareness and informed advocacy in healthcare.
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Social Media Scam Epidemic
- Social media platforms like Facebook and Instagram are prime grounds for scammers due to their massive popularity.
- Scammers create fake profiles or bot farms to exploit users' trust and emotional connections.
Texas Wine Festival Scam
- Ray in Texas fell victim to a $29.71 wine tasting festival scam advertised on Facebook.
- The event was canceled with no refund issued despite assurances, exposing the fraud.
Appeal Your Insurance Denial
- Always appeal health insurance claim denials because over 75% of appeals result in a win.
- Insurers often deny claims as a strategy, expecting most consumers to give up without contesting.