443 | The Invisible Nature of Spending | Ginger Roundup

In this episode: travel rewards, credit cards, the true cost of buying a car, health, retirement, and community wins.

This week we are re-joined by Ginger for another Round-Up episode where we will briefly discuss travel rewards, updates on Ginger’s credit card journey, the value of implementing new habits, and also dip into the listener mailbag! Over the course of this podcast we often discuss the importance of taking action and making changes in your life to not only achieve FI but also improve your life overall. While we know changes don’t happen overnight, (just as no one can reach their FI goal overnight) it’s important to remember that sometimes the best thing you can do is take action little by little. Sometimes this means budgeting, and other times it can mean breaking free from an unhealthy frugal mindset in order improve your quality of life! Whatever the changes you wish to make or habits you want to create are, remember it's never too late to begin! 

Timestamps:

• 0:10 - Introduction
• 0:29 - Travel Rewards
• 6:52 - Global Entry/Credit Cards
• 16:30 - The True Cost Of Buying A Car
• 25:49 - Health, Fitness, and Habits
• 39:44 - Pensions and Retirement Numbers
• 48:22 - Community Wins
• 54:34 - Conclusion

Resources Mentioned In Today’s Episode:

• Dollars and Sense | Clint Murphy & Ginger | ChooseFI Ep 438
•  “Dollars and Sense: How We Misthink Money and How to Spend Smarter” By Jeff Kreisler and Dan Ariely
• Featured Travel Rewards Articles
• Rewards Credit Card Offers From Our Partners
• Outside 365 | Greg Heil | ChooseFI Ep 433
• "Outlive: The Science and Art of Longevity" by Dr. Peter Attia
• The Valuist Returns | FI Roundup with Bo Loy | ChooseFI Ep 441
• Atomic Habits | James Clear | ChooseFI Ep 157
• "Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones" by James Clear
• The Golden Albatross | Grumpus Maximus | ChooseFI Ep 57
• The Golden Albatross | Grumpus Maximus | ChooseFI Ep 227
• Is Your Pension Healthy? | ChooseFI Ep 316
• "The Golden Albatross: How To Determine If Your Pension Is Worth It" by Grumpus Maximus
• FI Is Fun
• Subscribe to The FI Weekly!

More Helpful Links and Resources:

• Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy
• Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence
• Keep learning or start a new side hustle with one of our educational courses
• Commission-Free Investing with M1 Finance