ChooseFI
ChooseFI
How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.
Episodes
Mentioned books
51 snips
Jan 12, 2026 • 1h 6min
Are Roth Conversions Necessary? | Cody Garrett and Sean Mullaney | Ep 581
Financial planners Sean Mullaney and Cody Garrett dive into the world of taxable Roth conversions. They clarify the differences between various Roth strategies and bust myths around retirement taxation. The duo discusses optimal conversion timing, emphasizing personal financial priorities over societal pressure. They share practical advice on managing taxes during retirement and reconsidering the necessity of conversions. Tune in for valuable insights on maximizing your retirement benefits and making informed financial choices.
39 snips
Jan 5, 2026 • 59min
This Year Everything Changes | Ep 580
Get ready for a transformative year as the show becomes more interactive and community-driven. With Jonathan back as a co-host, listeners will explore how to define their personal financial independence number. Hear inspiring frugal wins and learn to calculate your FI number for meaningful financial action. Discover the importance of local meetups and how new tools can empower the community. Plus, cutting recurring costs can have a huge impact on your FI journey. It's all about shared discovery and collaboration!
39 snips
Dec 29, 2025 • 53min
2025 Biggest Takeaways with Ginger | Ep 579
Reflecting on impactful past lessons, the hosts dive into how budgeting shapes financial independence. They emphasize aligning spending with life's stages and core values. The transformative power of community support is explored, along with the immediate impact of generosity. Insights on prioritizing health and relationships over material possessions shine through. Additionally, they challenge limiting beliefs around wealth and discuss the deeper connections fostered by vulnerability and small sacrifices.
14 snips
Dec 22, 2025 • 56min
Year End Wins 2025 | Ep 578
In a heartwarming year-end celebration, community members share their transformative financial triumphs. Tales of maximizing retirement accounts and embracing minimalism highlight the journey to financial independence. Personal stories include quitting corporate jobs for family time and year-long travel adventures. Listeners reflect on the power of community support, resilience in hard times, and prioritizing health and happiness. With each victory, they encourage others to take action and design a life that truly aligns with their values.
68 snips
Dec 15, 2025 • 1h 10min
Health and Fitness Update Plus 'Are Organic Foods Worth It?' with Dr. Bobby Dubois | Ep 577
Dr. Bobby Dubois, a physician-scientist and host of the Live Long and Well podcast, joins to discuss the truth about organic foods. He reveals that while organic options often come with a price tag up to 50% higher, the health benefits are murky at best. Instead, he advocates for simply increasing fruit and vegetable intake to reduce cancer risks significantly. Brad Barrett shares his fitness journey and effective workout routines, emphasizing the importance of a balanced diet over organic labels, making health and financial independence a shared goal.
55 snips
Dec 8, 2025 • 58min
Raising FI‑Minded Kids: What Really Works | 15-Year-Old Rishi Vamdatt | Ep 576
Join 15-year-old Rishi Vamdatt, a teen personal finance educator and creator of Easy Peasy Finance, as he shares his journey into financial literacy. Rishi discusses effective strategies for teaching kids about money, including practical experiences and recognizing needs versus wants. He emphasizes the importance of early investing and compound growth. Additionally, Rishi offers insights on college alternatives and encourages teenagers to start investing now while balancing saving and intentional spending.
47 snips
Dec 1, 2025 • 56min
Breaking the Golden Handcuffs with 5 Kids | Sunny Burns | Ep 575
Sunny Burns, a real estate investor and father, shares his inspiring journey to financial independence after leaving a $147K government job. He emphasizes the importance of teaching children about money through Roth IRAs and creative savings strategies. Sunny discusses the benefits of real estate investing and how his 11 rental properties generate significant cash flow. He also reveals travel hacks like funding family adventures through Airbnb and maximizing travel rewards, all while prioritizing family time and homeschooling.
43 snips
Nov 24, 2025 • 1h 18min
Top Five Regrets of the Dying (Book Club with Frank Vasquez and Ginger) | Ep 574
In this engaging discussion, Frank Vasquez, host of Risk Parity Radio, shares insights from Bronnie Ware's impactful book on the top five regrets of the dying. He emphasizes the importance of living authentically and having the courage to express feelings. The duo highlights how avoiding workaholism can lead to more fulfilling family time and stronger friendships. They also explore how fear of change can prevent true happiness and the value of nurturing relationships for a richer life. Listeners are inspired to reflect on their choices and cultivate genuine connections.
44 snips
Nov 17, 2025 • 1h 7min
Cognitive Behavioral Tools for FI With Jasper Lee, PhD | Ep 573
Jasper Lee, PhD, a clinical psychologist with a focus on financial independence, delves into the psychological journey of achieving financial wellness. He reveals that 90-95% of this journey is mental, emphasizing the significance of understanding money scripts formed in childhood. Jasper introduces cognitive restructuring as a method to challenge unhelpful thoughts, while behavioral activation encourages engagement in joy-filled activities. He also discusses strategies for managing emotions and stressors, ultimately highlighting a balanced approach to financial and psychological health.
41 snips
Nov 10, 2025 • 1h 10min
Bias Towards Action: The Adventure List(s) | Ep 572
In this engaging discussion, guests Emily C and Emily W share their adventures and insights on building connections through travel. Emily C, a seasoned equestrian, offers stories about solo travel and mini-retirements after shedding life constraints. Emily W, a passionate traveler and community organizer, introduces the adventure-list framework, promoting incremental exploration. Together, they emphasize the beauty of vulnerability in friendships and how engaging in various travel levels can enrich life, encouraging listeners to embrace new experiences.
