748 vaping, recreational drugs, genetic testing + more (life insurance Q&A)

Let's talk life insurance! Financial adviser Phil Thompson from Skye Wealth joins Glen on this episode to answer all your spicy questions including:

👉🏻 can insurance companies ask you to do a genetic test?

👉 how do insurers consider vaping and recreational drugs?

👉🏼 help! I lost my insurance cover when I switched super funds

👉🏾 can I get insurance if I’m terminally ill?

👉🏿 why you shouldn’t move insurers regularly 

👉🏽 trying to apply for cover while investigating a health concern

👉🏻 getting exclusions or loadings removed

👉 can I reapply for cover if I've been denied in the past

👉🏼 stepped vs level premiums and are level premiums a scam?

👉🏽 getting cover with pre-existing conditions

👉🏾 life insurance for children

Thanks to Skye Wealth for supporting this episode! Connect with the Skye Wealth team here

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