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748 vaping, recreational drugs, genetic testing + more (life insurance Q&A)

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Insurance Challenges with Medical Conditions

This chapter explores the complexities individuals face when navigating insurance applications in light of ongoing medical conditions, particularly endometriosis. It emphasizes the need for awareness among insurers about how pre-existing conditions impact eligibility and the importance of transparent communication between applicants and providers. Additionally, the chapter discusses the intricacies of policy exclusions, premium structures, and the evolving nature of insurance assessments over time.

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