money money money

Glen chats with Gemma Dale, Director at NAB Trade, who specializes in investor behavior and financial education. They explore how Gen Z tends to buy shares during market dips instead of panicking, shaped by their experiences during COVID-19. Gemma highlights the appeal of ETFs due to low barriers to entry. There's also discussion on rising cash holdings among younger investors, the anxieties surrounding AI investments, and her investment lessons for kids, including a unique financial literacy program.

The hosts tackle intriguing financial dilemmas, like whether to sell ETFs to buy a home or rent and invest instead. They offer insights on keeping life insurance when changing super funds and managing a switch to fortnightly pay cycles. Listeners share their best value purchases, from cookware to coffee machines. The team debates the worth of pet insurance for a new puppy, and Glen hilariously recounts a neighbor dispute over barking dogs. Dive into advice that blends money management with personal tales!

Catherine Fitzpatrick, Founder of Flequity Ventures and creator of the Respect and Protect program, discusses the alarming issue of financial abuse, shedding light on how financial products can be misused for coercive control. She shares early warning signs, like micromanaging finances and draining joint accounts, as well as recommendations for banks to redesign products to better protect users. The importance of introducing explicit terms against financial abuse and engaging financial advisors in spotting these red flags is emphasized, along with the role of support networks.

Get ready to deck the halls without breaking the bank! Discover the Seven Ps of gift planning to stay intentional and avoid overspending. Learn how to navigate Secret Santa with creative twists and practical gift ideas from the community. Homemade and secondhand gifts take center stage, plus Glen shares his go-to practical suggestions. Embrace a fun prank gift that promises laughter, and check out strategies to save costs throughout the season. It's all about thoughtful gifting without the money guilt!

Hudson shares his aspirations to travel Australia while juggling a career change and financial goals. They grapple with his family's unique property and mortgage challenges. Discussions include superannuation choices, shareholding structures, and budgeting woes. Hudson's dream of a caravan adventure raises questions about vehicle options and financing. Insights into prioritizing family dynamics and the necessity of an emergency fund lead to a practical checklist for achieving his travel dreams. A focus on smart investments ties it all together!

The discussion kicks off with the revised $3 million super tax changes, breaking down tiered rates and no tax on unrealized gains. They debate the merits of a paid-off townhouse versus a larger house later, weighing lifestyle and financial strategies. Tips for transitioning from single to multiple investment properties come into play, as well as red flags surrounding property courses. For travelers, there's advice on the best ways to carry money in New Zealand. Lastly, the team shares how to best manage finances after daycare costs ease, mixing humor and practical insights!

New South Wales Treasurer Daniel Mookhey sheds light on the Citi A50 investment summit, aiming to turn Sydney into a premier finance hub for superannuation and global investment. He emphasizes the city's advantages in capital markets and workforce. Jess Brady adds her lively perspective from the Opera House fireside chat with Kevin Rudd, highlighting Australia’s need to boldly showcase its vast superannuation pool. They explore the challenges of balancing domestic investments with member returns and the role of infrastructure in attracting funding.

Jim Keyes, former CEO of 7-Eleven and Blockbuster, shares insights from his leadership journey and the evolution of his career. He questions the notion of retirement, advocating for passion-driven work instead. Jim discusses his transition to art school after 21 years at 7-Eleven and debunks myths about Blockbuster's demise, citing cash flow issues and industry shifts. He highlights his 'three C's' for success: change, confidence, and clarity, while emphasizing the importance of embracing failure as a learning opportunity.

Friend of the show and the face of Friends that Invest, Sim Kaur, joins Glen to share what's been going on and talk about some juicy investing topics.👉🏾 what's new in Sim's world + how she attributes her success👉🏿 how Sim developed her investing masterclass👉🏻 brain drain in New Zealand and why Sim chooses to stay👉 Sim's experience with venture capital and angel investing👉🏼 Sim addresses a listener question about building wealth in AustraliaWatch this episode on Youtube: https://youtu.be/ksrZngVnivACheck out Sim's podcast, Friends that Invest here: Sign up for Sim's investing masterclass: https://friendsthatinvest.com/Get a copy of Sim's book, Friends that Invest: https://amzn.to/3WlgDJcLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Nick Bradley, co-author of The Quick Start Guide To Investing, joined Glen James to break down the concept of cryptocurrency. They cover:👉🏾 what is the blockchain and what is cryptocurrency?👉🏿 why would I invest in Bitcoin over an ETF?👉🏻 unpacking the concept of using Bitcoin as your key every spending currency👉 is investing in cryptocurrency like investing in shares?👉🏼 what platforms can you use to invest in cryptocurrencies and how do the fees work?👉🏽 how much should the average person spend on cryptocurrency?👉🏾 are there any major risks to investing in cryptocurrency?👉🏿 how do you keep Bitcoin safe? Is losing Bitcoin an issue?👉🏻 what is stablecoin?Sorry for the sound quality after 43 minutes, the audio interface crashed :(This episode is supported by CoinSpot, Australia’s home base for crypto, trusted by more than three million Aussies. Get started safely and easily with as little as $1. Use the code MONEYX3 when you sign up and you’ll receive $20 of free Bitcoin after your first deposit. Learn more at coinspot.com.au.Check out the online merch store to buy our books: https://www.moneypodcast.com.au/storeCheck out Nick's Youtube channel, 15 minute money: https://www.youtube.com/@15minutemoneyLearn more about Nick's story: https://youtu.be/5F1kzFjdLgg?si=n7cXF_iRwQ7yqYpSLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.