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748 vaping, recreational drugs, genetic testing + more (life insurance Q&A)

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Navigating Insurance Complexities in Superannuation

This chapter examines the intricate relationship between insurance coverage and superannuation fund transitions, highlighting common pitfalls when individuals switch funds. It underscores the necessity of working with quality financial advisors to navigate insurance options and ensure adequate coverage, especially for those with existing health issues. Through real-life examples, the discussion elucidates the challenges of making insurance claims linked to pre-existing conditions, emphasizing the importance of understanding policy terms and maintaining a long-term relationship with insurance providers.

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