Lessons in Digital Dexterity from Travis Credit Union
Jan 23, 2024
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Grant Karsas, VP of Digital Experience at Travis Credit Union, shares insights on how the credit union leverages modern technologies to deepen member relationships through personalized experiences. They discuss the challenges faced by community-based credit unions in a crowded market and the importance of third-party collaborations. The podcast also covers the implementation of technology in the banking industry, finding the right partners for technological advancement, and the significance of internal partnerships for great member experiences.
Travis Credit Union leverages modern technologies to deepen member relationships and personalize experiences, earning industry awards for excellence.
Community-based credit unions can successfully compete by becoming customer-centric and delivering excellent digital experiences to stand out in a crowded market.
Deep dives
Leveraging modern technologies for personalized experiences
Grant Carces, VP of Digital Experience at Travis Credit Union, shares insights into Travis Credit Union's use of modern technologies to deepen member relationships and personalize experiences. By leveraging data-driven personalization, FinTech integrations, and member journey enhancements, Travis Credit Union has earned industry awards for excellence.
Competing in a crowded market
Grant Carces discusses how community-based credit unions, like Travis Credit Union, can successfully compete in a crowded market filled with major banks and new FinTech entrants. He emphasizes the importance of becoming customer-centric and delivering excellent digital experiences to stand out.
The evolution of Travis Credit Union
Grant Carces provides an overview of Travis Credit Union's history and its evolution over the last few years. He highlights the organization's commitment to the community and its focus on evolving digital experiences to meet member needs. Despite challenges and leadership changes, Travis Credit Union has made significant progress in enhancing its digital channels.
The challenge of balancing technology and human connection
Grant Carces discusses the importance of maintaining a human connection while adopting new technologies. He emphasizes that trust is difficult to build through technology alone and highlights the unique opportunity for credit unions to extend their excellent customer service into the digital space. Travis Credit Union aims to bridge the gap between the branch and digital channels, providing members with personalized experiences and convenience.
I'm excited to have Grant Karsas, VP of Digital Experience at Travis Credit Union, on the Banking Transformed podcast. Grant oversees the member-facing digital channels at Travis CU, one of the largest credit unions in California with nearly $5 billion in assets and more than 245,000 members.
Grant shares insights into how Travis CU leverages modern technologies to deepen member relationships through personalized experiences, earning the credit union industry awards for excellence.
We also discuss how a community-based credit union can compete successfully in a crowded market filled with major banks and new fintech entrants.
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