The Personal Finance Podcast

Why You Keep Failing at Money Goals (And the Simple System That Fixes It)

Jan 5, 2026
Discover the secrets to achieving your financial goals with a clear plan! Learn how to define your 'why' and set SMART goals that actually work. Transform lofty ambitions into actionable steps with strategic micro-plans. Stay on track by using personalized scorecards and regular check-ins. Embrace the art of time blocking to organize your week effectively. Plus, find out how to reset your mindset when setbacks occur and take five swift actions to kickstart your journey to financial success!
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INSIGHT

Systems Trump Habits

  • Systems beat habits for achieving goals; build repeatable processes not just habits.
  • Systems make results inevitable by changing your environment and workflow.
ANECDOTE

Rock Bottom Sparked His First Goal

  • Andrew recounts hitting rock bottom living paycheck to paycheck and missing gas money.
  • That crisis became his first financial goal and he says it's never happened again.
ADVICE

Start With A Clear Why

  • Write a clear why to anchor every financial decision you make this year.
  • Share and merge whys with your partner so goals align and avoid conflict.
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