DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Mar 17, 2025 • 18min
When to Rebalance?
Discover the art of rebalancing your investment portfolio, especially for college savings. Dive into practical strategies for managing custodial accounts while navigating the kiddie tax. Hear a listener's experiences with his daughter's 529 account and the importance of annual reallocation in volatile markets. Embrace a new mindset that views market fluctuations as opportunities, and learn how living within your means is key to long-term financial success. Tune in for a blend of expert advice and relatable stories!
Mar 14, 2025 • 24min
Pay Yourself First
Discover the powerful concept of 'paying yourself first' and its impact on personal finance. The hosts delve into budgeting strategies that prioritize savings and allocation of income. They inspire listeners with their own financial journeys and the importance of long-term planning for achieving financial goals. Engaging anecdotes highlight the challenges of automatic payments and the need for tracking expenses. Plus, the uplifting vibes of spring energize their discussions and set the stage for exciting new content!
Mar 12, 2025 • 16min
All About REITs
Dive into the world of Real Estate Investment Trusts (REITs) and discover how they provide a passive income opportunity without the hassles of owning property. Learn about the differences between equity and mortgage REITs, and how they influence personal financial decisions. The hosts also share tips on navigating fees and ensuring portfolio diversification. Plus, enjoy some light-hearted moments as they engage listeners with stories about frisbee golf!
Mar 10, 2025 • 16min
Shopping Credit Cards
Logan and Allie share their humorous experiences with moving to a new studio, reflecting on the challenges and the support they received from friends. They dive into the nuances of credit card selection, especially the Built Mastercard for rent payments, providing tips on maximizing rewards. The discussion covers smart strategies for managing credit cards, prioritizing cashback, and being cautious of annual fees. They emphasize the importance of budgeting and expense tracking to avoid pitfalls and make the most of credit deals.
Mar 7, 2025 • 27min
Good Debt v. Bad Debt
Dive into the intriguing world of debt, exploring what separates good debt from bad debt. Discover personal experiences that highlight the importance of financial planning, especially when it comes to expenses like college. Learn about the debt snowball method and how tackling smaller debts can create motivational momentum. Finally, find out how tracking financial goals can inspire and empower your journey towards financial freedom. Get ready to rethink your relationship with debt!
Mar 5, 2025 • 15min
"The Family Business"
Explore the intriguing idea of managing family finances like a business. Discover the power of communication in aligning financial goals to prevent disputes. Learn about defining roles, with one partner taking on the CFO position to streamline budgeting. Hear personal stories that illustrate the journey of teamwork in financial decisions. Additionally, find out how involving children in financial discussions can strengthen family ties and create a culture of financial responsibility.
Mar 3, 2025 • 19min
STOP IT!!
Quint and Logan tackle the alarming rise of consumer debt, urging listeners to rethink their spending habits. They reveal the dangers of relying on credit transfers to manage debt and advocate for financial discipline. The duo highlights the importance of setting clear financial goals and making sacrifices, even in social settings, to stay on track. With relatable anecdotes, they share strategies to resist temptation, along with practical tips on budgeting and managing everyday expenses to bolster overall financial health.
Feb 28, 2025 • 14min
Using Your Emergency Fund
Discover the crucial moments when tapping into your emergency fund is necessary, especially during unemployment. Learn financial strategies to manage investments and debts amidst economic challenges. The hosts share personal stories about navigating financial hardships and stress the need for adaptability. They also highlight the importance of an emergency fund in ensuring stability during crises and offer insights on replenishing it afterward. Plus, uncover how part-time work can boost both income and mental well-being.
Feb 26, 2025 • 19min
Pension Plan Vs Investment Plan
Delve into the quirky side of office life, with amusing anecdotes about sparkling water preferences. Discover the pros and cons of pension versus investment plans, especially for teachers in Florida facing unique financial landscapes. Unpack complex calculations that compare the long-term benefits of both options, while also exploring how psychology influences financial decisions. A blend of humor and vital insights makes this a must-listen for anyone navigating retirement planning!
Feb 24, 2025 • 12min
HSA & Super HSA?
Dive into the world of Health Savings Accounts as Quint and Logan explore innovative ways for young adults to maximize their benefits. Hear real-life experiences with high deductible plans and discover what a 'super HSA' could mean for your financial future. They even bring in some fun with TV characters from 'Lost' while sharing practical advice for health care coverage for young adults. With anecdotes and insights, this discussion is packed with tips on navigating HSAs and enhancing your financial strategy!
