DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Apr 9, 2025 • 11min
"When to Sell a Stock "Winner"
Quint and Logan talk about trimming or selling stock winners that have done well. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.
Apr 7, 2025 • 10min
Moving States in a Tax Year
A. Howard, a savvy CPA specializing in tax advice, joins the conversation to unpack the tax implications of moving states. They dive into the complications of state income taxes when relocating mid-year, emphasizing the critical need for proper income categorization. The lighthearted banter about car troubles sets the tone, but the discussion quickly shifts to the real importance of navigating market fluctuations and maintaining long-term investment strategies amidst relocation challenges.
Apr 4, 2025 • 11min
Investing from Outside of the US
Quint and Logan talk about investing when you are outside of the US. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.
Apr 2, 2025 • 23min
Budget Accruals
Quint and Allie talk about accruing for larger expenses and how to be a DIY Budgeteer! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
for information about our collection and use of personal data for
advertising.
Mar 31, 2025 • 16min
Buying Years of Service
The conversation dives into the nuances of purchasing additional years of service for government employees, emphasizing timing and calculations. It also highlights the emotional and financial pitfalls of a gambler's mindset in personal finance. With cautionary tales about high-interest debt and market fluctuations, the hosts remind listeners to prioritize financial health. They discuss the implications of buying service years on retirement plans, making a case for careful evaluation and seeking professional advice.
Mar 28, 2025 • 16min
Simple IRA v. Roth IRA v. 403(b)
Discover the ins and outs of retirement planning as experts compare Simple IRAs, Roth IRAs, and 403(b) plans. Learn about contribution limits, tax benefits, and how to maximize employer contributions. Get insights on the unique needs of church employees when choosing retirement options. The discussion is both informative and engaging, making complex financial topics relatable and easier to understand. Plus, enjoy some light-hearted banter about allergy experiences that adds a personal touch!
Mar 26, 2025 • 12min
Real Estate and Interest Rates
Discover the intersection of real estate and personal finance as the hosts dive into navigating the housing market amidst rising interest rates. The discussion includes a listener's struggle for a larger home in a challenging market and whether to invest now or wait. Practical advice on budgeting and adapting to financial stress resonates throughout. Plus, enjoy some lighthearted banter about smoking meats to keep the conversation lively and engaging!
Mar 24, 2025 • 16min
Married Filing Separately and Roth IRAs
The hosts dive into the intriguing world of tax strategies for couples, specifically the pros and cons of filing separately. They tackle how this status affects Roth IRA contributions and student loan payments, offering valuable insights for smart financial planning. They also explore effective methods to correct any over-contributions to retirement accounts without penalties. Plus, a discussion on the joys of personal travel adds a refreshing touch, emphasizing self-reflection and the beauty of breaking away from routine.
Mar 21, 2025 • 18min
All About Tariffs
Quint and Logan dive into the impact of tariffs on consumer prices, especially in the auto industry, highlighting how these trade policies increase costs for imported goods. They discuss the emotional toll of life transitions, like kids going to college, and the importance of focusing on personal goals amid market fluctuations. The conversation also touches on economic indicators such as unemployment and auto loan delinquencies, illustrating their effects on vehicle demand and pricing. Listeners are reminded to navigate financial decisions with a calm and steady approach.
Mar 19, 2025 • 14min
What are 457(b)s?
Dive into the world of retirement planning with insights on 457(b) plans! Discover where this option fits in your financial strategy and the enticing tax benefits it offers. Learn how it compares to 401(k) and 403(b) plans, especially for public and nonprofit employees. Explore practical savings tips and the advantage of maximizing contributions to multiple accounts. Plus, enjoy a lively discussion about cultural adventures that keeps the atmosphere light and engaging!
