DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Feb 5, 2025 • 17min
Employer Plan Versus IRA
Quint and Allie talk through whether to utilize an employer plan (like a 403(b)) or an Individual Retirement Account (IRA).
Feb 3, 2025 • 23min
Is the S&P 500 Overvalued?
Quint and Logan talk about the overall market and whether or not it is overvalued.
14 snips
Jan 31, 2025 • 22min
All About Mortgages
In this engaging discussion, a mortgage expert shares insights on navigating the complexities of securing a mortgage. Key topics include the differences between fixed and adjustable rates and the importance of a 20% down payment to avoid private mortgage insurance. The hosts also cover vital steps for a successful mortgage application and common pitfalls during refinancing. Listeners gain valuable knowledge on loan types, payment limits, and the necessity of thorough loan estimate reviews, making the mortgage process a bit less daunting.
Jan 29, 2025 • 20min
DIY Money Jr - Earning an Allowance
Daniel and Allie dive into the world of allowances, discussing how to teach kids about money management effectively. They explore the ideal amount, frequency, and whether cash or digital methods are best. Personal anecdotes add humor, revealing the challenges of transitioning kids from digital allowances to cash. Insights about varying spending habits among siblings provide a relatable perspective. The importance of engaging children in meaningful financial conversations is emphasized, ensuring they develop savvy spending and saving skills.
Jan 27, 2025 • 18min
Savings Hierarchy
Discover the essential guide to creating a savings hierarchy while balancing your financial goals. The hosts cleverly discuss how to prioritize your savings, focusing on significant milestones like retirement. They reflect on their journey of creating 700 engaging conversations about personal finance, sharing lighthearted moments influenced by coffee culture. With practical tips on budgeting for necessities and investments, they emphasize the value of strategic financial planning for a rewarding future.
Jan 24, 2025 • 15min
Am I Saving Too Much?
Logan and Allie talk through balancing saving and spending when you have already built a decent nest egg.
Jan 22, 2025 • 16min
Retiring Early: Free Health Care v. Roth Conversion
Early retirement strategies take center stage, beginning with a humorous encounter involving a bear. The discussion dives into managing healthcare gaps and the complexities of health insurance during retirement. Roth conversions are explored their critical role in tax optimization. Key insights on navigating premium tax credits reveal the need for strategic financial planning without upper income limits. With tips on balancing tax brackets and healthcare expenses, expert advice becomes paramount for financial success.
Jan 20, 2025 • 15min
When to take Social Security?
The speakers share hilarious winter mishaps while navigating icy conditions. They dive into the crucial decision of when to claim Social Security, comparing early benefits against deferring for larger payouts. The discussion highlights tailoring financial plans to individual situations and considers the implications of life expectancy on maximizing benefits. Plus, thoughtful insights shine a light on spousal benefits and address concerns about the future of Social Security in retirement planning.
Jan 17, 2025 • 18min
Back to the Basics: Wealth Creation - Part 2
Logan and Allie talk about the various different accounts you can use to build wealth.
7 snips
Jan 15, 2025 • 21min
Back to the Basics: Wealth Creation - Part 1
The hosts discuss pivotal moments like birthdays for reflecting on financial goals. They stress the importance of emergency funds and retirement savings as the groundwork for wealth creation. Key strategies for growth are explored, including stock market investments, real estate, and entrepreneurship. Personal stories from real estate investing highlight both the challenges and rewards of being a landlord. The importance of self-awareness, patience, and mentorship in wealth-building is emphasized, along with living prudently and investing wisely.
