DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Disclosures
The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances.
The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to anyone. All information referenced is for illustrative purposes only and is not intended to represent any specific investment strategy or vehicle. Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal.
We strive to provide accurate and timely content, but we make no guarantees regarding the accuracy, completeness, or relevance of the information presented. All information is provided “as-is” and may be subject to change without notice. We assume no responsibility for any errors, omissions, or outcomes related to the use of this content.
Links to external sites are provided for convenience only. We do not control or endorse third-party content and are not responsible for the information or services these sites provide. Always review the privacy policies and terms of use for any external sites you visit.
By using this podcast, website, or any related content, you acknowledge and agree to the terms outlined in this disclaimer. If you have any questions, feel free to contact us directly.
Episodes
Mentioned books
Feb 21, 2025 • 19min
Donor Advised Fund
The hosts kick things off with a hilarious recap of their Groundhog Day adventure, giving listeners a taste of their fun chemistry. They dive into the practicalities of donor advised funds, sharing insights on how to set them up and manage them for charitable giving. The discussion highlights the smart strategy of donating appreciated stocks instead of cash for tax benefits. Listeners learn about creating legacy funds and maximizing their charitable impact while aligning with personal values. It's a blend of humor and practical finance wisdom!
Feb 19, 2025 • 11min
Debts in Collections
Explore what to do when debts land in collections and how it impacts your financial health. Discover the importance of early morning routines and discipline in managing debts. Learn practical steps for communicating with creditors and when to seek legal advice. Dive into strategies for credit repair and reflect on your spending habits. Plus, gain tips on disciplined budgeting and maintaining an emergency fund to tackle unexpected expenses more effectively.
Feb 17, 2025 • 15min
Online Investing Platforms
Explore the ins and outs of online investing platforms! Discover features like custodial accounts and robo-investing options. Learn how to transfer funds easily, avoid hidden fees, and meet minimum balances. Delve into major players like Fidelity, Vanguard, and Schwab, and their benefits for remote investors. Uncover Robinhood's unique perks and the significance of custodial accounts for young investors. Perfect for beginners, the discussion highlights the importance of understanding investing basics and managing your investments actively.
Feb 14, 2025 • 16min
Paying off College?
Quint and Allie discuss paying for college versus setting yourself up for the future. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Feb 12, 2025 • 15min
What Asset Class to Choose in Investing
The hosts kick off with some delicious tales of smoked foods that keep things light and fun. They dive deep into asset class diversification, suggesting that a balanced mix can be crucial for long-term growth, especially for retirement. Listeners learn the perks of reassessing overly aggressive stock strategies. There's a fascinating discussion on keeping investing simple while understanding the complexities of the market. Finally, essential steps for effective portfolio management, like risk tolerance and regular rebalancing, are highlighted.
Feb 10, 2025 • 20min
When to Hire a Tax Pro
Discover when professional help is essential for tax season. The hosts delve into the benefits of hiring a tax expert versus navigating DIY options. Listeners will learn how to choose the right tax services tailored to their needs. Hear real-life challenges faced during tax preparation and the importance of clear communication with tax professionals. The conversation wraps up with insights on tax implications for building wealth, coupled with an invitation for audience interaction. Tune in for valuable advice that could save you money!
Feb 7, 2025 • 20min
Real Estate Investing vs High-Yield Dividend Stocks
The hosts dive into the world of passive income, weighing the merits of real estate investing against high-yield dividend stocks. They share personal experiences and the challenges of being a landlord, contrasting it with the more laid-back approach of dividend investing. The importance of setting clear financial goals and adapting through setbacks is emphasized, along with exploring diverse investment avenues. Insights into personal growth and the commitment required for each investment type make for an engaging discussion.
Feb 5, 2025 • 17min
Employer Plan Versus IRA
Quint and Allie talk through whether to utilize an employer plan (like a 403(b)) or an Individual Retirement Account (IRA). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Feb 3, 2025 • 23min
Is the S&P 500 Overvalued?
Quint and Logan talk about the overall market and whether or not it is overvalued. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
14 snips
Jan 31, 2025 • 22min
All About Mortgages
In this engaging discussion, a mortgage expert shares insights on navigating the complexities of securing a mortgage. Key topics include the differences between fixed and adjustable rates and the importance of a 20% down payment to avoid private mortgage insurance. The hosts also cover vital steps for a successful mortgage application and common pitfalls during refinancing. Listeners gain valuable knowledge on loan types, payment limits, and the necessity of thorough loan estimate reviews, making the mortgage process a bit less daunting.
