Pennies To Pounds Podcast

Send us a textLooking to make savings this Black Friday and Cyber Monday? This episode is not just about the nuts and bolts of smart shopping. It's about real-life experiences and strategies we've picked up along the way. PLUS we discuss Travel Tuesday - the little-known opportunity for discounted travel!WEBSITES MENTIONED:Google Shopping - https://www.google.com/shopping?hl=enTopCashback - https://www.topcashback.co.uk/ref/whatzitoyaQuidco - https://www.quidco.com/raf/3561322/CamelCamelCamel - https://uk.camelcamelcamel.com/HotUKDeals - https://www.hotukdeals.com/RetailMeNot - https://www.retailmenot.com/OUR IN-PERSON EVENT, 14th DECEMBER 2023 - https://www.eventbrite.co.uk/e/new-year-wealthier-you-tickets-750767986257?aff=oddtdtcreator*some links may be affiliate linksSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textReady to take charge of your financial future and build generational wealth? Sharing my personal journey, this episode is packed with actionable steps for those in their 20s, 30s, and beyond. Discussing methods to build your wealth, how to set clear financial goals as well as how to approach saving and investing for the long-term. This is the podcast that you need to listen to if you want to grow your assets!Budget Spreadsheet - https://www.penniestopounds.co.uk/product/budget-spreadsheet*This episode is not financial advice*Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textIn this episode, we delve into the basics of investing and explore the significance of clear financial goals, the necessity of an emergency fund, and various investment strategies. From buying individual stocks and shares to pouring your money into investment funds, we've got you covered. INVESTMENT PLATFORMS MENTIONED:Wealthify - https://www.wealthify.com/Hargreaves Lansdown - https://www.hl.co.uk/Plum - https://withplum.com/Freetrade - https://freetrade.io/Trading 212 - https://www.trading212.com/ARTICLES TO FURTHER YOUR INVESTMENT KNOWLEDGE 📚4 Investing Myths That Aren't True - https://www.penniestopounds.co.uk/post/4-myths-around-investing-that-simply-arent-trueHow Do You Invest? - https://www.penniestopounds.co.uk/post/investing-via-individual-shares-or-funds-how-do-you-investTips To Start Your Investment Journey - https://www.penniestopounds.co.uk/post/top-tips-to-start-your-investment-journeySupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a text#ad Want to boost your financial journey but short on time? You’re in luck because Kia has been busy working on a brand-new podcast with Legal & General called A Little Bit Richer, and it’s aimed at making you just that.These weekly bite-sized episodes cover the stuff they didn’t teach us at school but that you need to know to survive adulting in your twenties and thirties - everything from making sense of your payslip to mortgages and pensions, to financial well-being and mental health, and it’s all part of helping make sure you’re making the best financial decisions for you.Each week, Kia and an expert guest sit down to hash it out and take the guesswork out of financial planning. The first 3 episodes are available now, just hit this link ALittleBitRicher.lnk.to/podcastKia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s generally best practice, not the kind of personalised advice you’d get from a financial adviser.You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richerSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textEver wonder about the pros and cons of renting vs buying a property? In the second panel at our London event on the 24th of August 2023, we were joined by two amazing panelists to discuss this further.Jade Vanriel (here), a seasoned property buyer and content creator, and Nadine Bacchus (here), a pandemic renovator, share their personal journeys and lessons learned. Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textWe're back with an episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey.This episode is Panel 1 - What are the schemes and options available for first-time homebuyers? Our panel was comprised of property expert Tayo Oguntonade (Brickz With Tipz) and financial advisor Emmanuel Asuquo (The Eman Effect). Ever wondered what steps you need to take to own your first home? By the end of this episode, you'll be well-equipped to make that leap from renter to homeowner!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textImagine being in your early twenties and a homeowner. Sounds like a dream, right? Meet Jade Vanriel, a property & lifestyle content creator who turned this dream into reality. She shares her journey - from making sacrifices and tough financial decisions to living with her aunt to save money. She also gives young people a roadmap to kickstart their property-buying journey. But what if your budget is tight? No need for despair, as Jade delves into strategies to navigate the property market even when funds are low. We chat about adjusting plans, finding side hustles, and utilizing first-time buyer schemes. Jade also reveals her insider tips on assessing properties and effective negotiation skills. We also explore how to manage expectations as a buyer and find the right property - focusing on regions outside of London with cheaper housing prices. FOLLOW JADE VANRIEL 🏡Instagram - https://www.instagram.com/jadevanrielx/YouTube - https://www.youtube.com/@JadeVanrielxTikTok - https://www.tiktok.com/@jadevanrielx?_t=8dsCSK0HR75&_r=1Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textWe've got a gem-filled episode for you this week! Join us as we dive into the secrets of career success with our special guest, Shay Loko. Shay is a job-search content creator and co-founder of the Black British pub quiz, PRTY HERE.Shay reveals strategies for leveraging non-monetary benefits, from flexible schedules to professional development opportunities, to enhance your work-life balance and job satisfaction. And of course, we delve into the crucial topic of knowing your worth in the workplace, empowering you to communicate your value effectively and seize opportunities for growth and advancement.FOLLOW SHAY 📋Instagram - https://www.instagram.com/shayloks/Twitter - https://twitter.com/jobswithshayPRTY HERE - https://www.instagram.com/prtyhere/Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textThis week's episode is live with Hayley Mulenda! Hayley Mulenda is a Multi-Award Winning International Speaker, Author, and Change Agent who has spoken to thousands of people across the world sharing her story of how she turned her pain into purpose.Get ready for a mind-expanding episode that will transform your relationship with money and ignite your personal growth journey. We dive deep into the captivating connection between self-worth and financial abundance. Gain practical advice and proven strategies for finding mentors, cultivating supportive relationships, and building a network that propels you toward your dreams.FOLLOW HAYLEY 💡Instagram - https://www.instagram.com/hayleymulenda/Twitter - https://twitter.com/HayleyMulendaWebsite - https://hayleymulenda.com/Podcast - For The Record with Mr and Mrs RecordSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk

Send us a textGet ready to dive deep into this week's finance headlines in this episode! To do so, we're joined by podcaster and current affairs commentator Ayo, aka Disunomics.We uncover the recent buzz surrounding interest rates, as they soar to a surprising 4.5%. What does this mean for you? Discover how the rate hike impacts savers, mortgage holders, and the overall economic landscape. 🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1768972/bank-of-england-base-rate-increase-savers-mortgageWe also explore the fascinating realm of deposit-free mortgages. Imagine owning a home without the traditional down payment. We weigh the pros and cons of this innovative approach to homeownership, examining how it affects aspiring buyers and the housing market at large.🗞 ARTICLE: https://www.express.co.uk/finance/personalfinance/1761261/zero-deposit-mortgage-pros-consWe shine a spotlight on the jaw-dropping expenses racked up by London Boroughs during the coronation weekend. Brace yourself as we uncover the staggering figures, with some councils splurging over £100,000. Should they have carried out these lavish expenditures? 🗞 ARTICLE: https://www.opendemocracy.net/en/coronation-38m-costs-local-councils-barking-bromley-ealing/?utm_source=twitter&utm_medium=Social&utm_campaign=content_studioFOLLOW DISUNOMICS 👨🏾‍🏫Instagram - https://www.instagram.com/disunomics/Twitter - https://twitter.com/_NOMICSSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - info@penniestopounds.co.uk